The Yes Premia credit card is the perfect choice for individuals looking for premium credit card benefits at an affordable fee. Cardholders can also avail a waiver of the YES bank Premia credit card renewal fee by spending ₹ 1.5 lakhs in a year, making the card effectively free. To know more about key features, the card’s eligibility, fees and charges and other details, continue reading further.
Step 1: Visit the official Bajaj Markets website
Step 2: Go to the credit card section and search for ‘YES Bank PremiaCredit Card’
Step 3: Check your eligibility for the card.
Step 4: Once verified, click on ‘Apply’
If you prefer to use the offline mode, you can apply for the card by visiting your nearest YES Bank branch. Make sure you check the credit card eligibility and carry all the necessary credit card documents to initiate the offline application process.
The individual applying for the Yes Bank Credit Card must be at least 21 years of age and not above 60 years of age.
The individual must be either a salaried employee or be self-employed.
The individual must draw a net salary of at least ₹1.2 lakhs each month or have an income of at least ₹14.4 lakhs according to their Income Tax Return (ITR).
The individual would also be eligible to apply for the Yes Premia credit card if they possess a fixed deposit of at least ₹2 lakhs with Yes bank.
The documentation required is also extremely simple. You just need to submit the following paperwork.
A photocopy of PAN card or Form 60
A colour photograph of the applicant
Proof of income like your payslip, Form 16 or a copy of your IT return
A proof of your residence
As part of the YES Bank Premia Credit card features, cardholders can enjoy a host of offers and discounts across categories such as hotel booking, flight booking, dining, shopping, travel and more. Apart from collecting YES Premia reward points on spends, the cardholder can also become eligible for accelerated reward points on select transactions at YESCART. These accumulated rewards can then be redeemed at YesRewardz. This online dedicated portal has an exclusive rewards catalogue wherein cardholders can enjoy exclusive offers and discounts on top brands upon YES Bank Premia credit card reward points redemption.
Want to know the kind of rewards you’re eligible for with the Yes Premia credit card? Here are a few brief highlights of the YES Premia reward points program.
You receive 3 reward points for every ₹200 you spend on ‘Select categories’.
You receive 6 reward points for every ₹200 you spend on all the other categories.
On certain select transactions that you make on YESCART, you receive accelerated Yes Premia reward points.
The Yes Premia reward points can be used to gain Air Miles. For every 10 reward points, you gain 1 Air Mile or 1 Club Vistara point.
The accumulated credit card reward points can be redeemed at YES Bank’s exclusive rewards platform, known as ‘YesRewardz’.
Get spoilt for choice with the Yes bank Premia credit card benefits. With the card, you get access to plenty of deals and offers across multiple categories such as dining, shopping, travel, wellness, and more.
Afraid of leaving behind a huge debt? With the YES Bank credit card Premia, you don’t have to. If the primary card holder happens to face an untimely demise, they receive a credit shield cover of ₹2.5 lakhs, which can be used to settle credit facilities availed by them.
Ever wanted to try golf? With the Yes Premia card, you can avail a waiver of green fees up to 4 times. That’s not all as you also get to take a complimentary golf lesson every month.
If you’re a frequent traveller, you can avail the YES Premia credit card features of complimentary domestic airport lounge access within India. You can avail the facility every quarter. In case of international travel, you get 2 international lounge visits per year with your Premia card.
Love watching movies? Make sure to use the Premia credit card from YES Bank to pay for your movie tickets and enjoy a discount of up to 25% on movie tickets on BookMyShow website and mobile application.
First Year Membership Fee
(waived on retail spends exceeding ₹25,000 within 90 days of card issuance)
Renewal Membership Fee
(waived on retail spends of ₹150,000 within 12 months prior to card renewal date)
You can reach the YES Premia Credit Card Customer Care by calling on the toll-free number 1800 103 1212. In case you are calling from outside India, you can reach the YES Bank credit card customer care at +91 22 4935 0000. You can also send an email to the bank at firstname.lastname@example.org.
DISCLAIMER: The information provided by BFDL herein above is related to the Non-Partnered Banks/ NBFCs and is just for the purpose of information and under no circumstances the information provided hereinabove is intended to be source of advice or recommending any financial advice or endorsement of any sort. The information including interest rates or fees and charges with regard to any credit card, provided on this website is gathered through publicly available sources over the internet and is considered as accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. as well as offers by the Non-Partnered Banks or NBFCs. The use of information set out is entirely at the User’s own risk and User should exercise due care prior taking of any decision, on the basis of information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any application or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, tradenames, logo and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such products.
The Yes bank Premia card comes with the following benefits.
● 25% discount on movie tickets booked through BookMyShow
● Complimentary domestic and international lounge visits
● Credit shield cover of up to Rs. 2.5 lakhs
● Fuel surcharge waiver of 1% for transactions valued between Rs. 400 and Rs. 5,000
You can get Yes Premia reward points by spending on certain categories of goods and services or by making payments through the YES PayNow platform.
The YES Bank Premia credit card lounge access is available to the primary holders as part of the YES Premia credit card benefits. You can avail 1 complimentary domestic airport lounge access per quarter and 2 complimentary international airport lounge access per year.
The limit on YES Premia cards may vary from one cardholder to another, basis his income eligibility. The bank assesses the applicant’s eligibility and decides the credit card limit at the time of card issuance.
The YES Premia card comes with an interest rate of 3.5% per month) on revolving credit, cash advances and overdue amount. In case you have availed the card against a fixed deposit, the interest rate would be 2.49% per month.