YES Bank Premia Credit Card

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YES Premia Credit Card

**Disclaimer: YES Bank Credit Card is not a Bajaj Markets product.Offers would be from partner Banks/NBFCs only.

 

The Yes Premia credit card is the perfect choice for individuals looking for premium credit card benefits at an affordable fee. Cardholders can also avail a waiver of the YES bank Premia credit card renewal fee by spending ₹ 1.5 lakhs in a year, making the card effectively free. To know more about key features, the card’s eligibility, fees and charges and other details, continue reading further. 

Key Highlights of YES Bank Premia Credit Card

  • Annual Fee: ₹999

  • Premium lifestyle benefits across top brands

  • Accelerated YES Premia reward points on select spends at YESCART

  • Insurance Cover upto  ₹2.5 lakhs

  • Exclusive domestic and international airport lounge access

  • 25% Discounts on Movie Tickets at BookMyShow

  • Complimentary Golf Programmes

  • 3.5% Interest Rate per month on revolving credit, cash advances and overdue amount

How to Apply for the YES Premia Credit Card

1. Apply for YES Bank Premia Card Online at Bajaj MARKETS

  • Step 1: Visit the official Bajaj MARKETS website

  • Step 2: Go to the credit card section and search for ‘YES Bank PremiaCredit Card’

  • Step 3: Check your eligibility for the card.

  • Step 4: Once verified, click on ‘Apply’

 2. Apply offline by visiting your nearest YES Bank Branch

If you prefer to use the offline mode, you can apply for the card by visiting your nearest YES Bank branch. Make sure you check the credit card eligibility and carry all the necessary credit card documents to initiate the offline application process.

Eligibility Criteria and Documents Required to Apply for Yes Premia Card

1. Eligibility:

  • The individual applying for the Yes Bank Credit Card must be at least 21 years of age and not above 60 years of age.

  • The individual must be either a salaried employee or be self-employed.

  • The individual must draw a net salary of at least ₹1.2 lakhs each month or have an income of at least ₹14.4 lakhs according to their Income Tax Return (ITR).

  • The individual would also be eligible to apply for the Yes Premia credit card if they possess a fixed deposit of at least ₹2 lakhs with Yes bank.

2. Documents Required

The documentation required is also extremely simple. You just need to submit the following paperwork.

  • A photocopy of PAN card or Form 60

  • A colour photograph of the applicant

  • Proof of income like your payslip, Form 16 or a copy of your IT return

  • A proof of your residence

  • Identity proof

Offers on YES Bank Premia Credit Card

As part of the YES Bank Premia Credit card features, cardholders can enjoy a host of offers and discounts across categories such as hotel booking, flight booking, dining, shopping, travel and more. Apart from collecting YES Premia reward points on spends, the cardholder can also become eligible for accelerated reward points on select transactions at  YESCART. These accumulated rewards can then be redeemed at YesRewardz. This online dedicated portal has an exclusive rewards catalogue wherein cardholders can enjoy exclusive offers and discounts on top brands upon YES Bank Premia credit card reward points redemption.

YES Premia Credit Card Rewards Programme

Want to know the kind of rewards you’re eligible for with the Yes Premia credit card? Here are a few brief highlights of the YES Premia reward points program.

 

  • You receive 3 reward points for every ₹200 you spend on ‘Select categories’.

  • You receive 6 reward points for every ₹200 you spend on all the other categories.

  • On certain select transactions that you make on YESCART, you receive accelerated Yes Premia reward points.

  • The Yes Premia reward points can be used to gain Air Miles. For every 10 reward points, you gain 1 Air Mile or 1 Club Vistara point.

 

The accumulated credit card reward points can be redeemed at YES Bank’s exclusive rewards platform, known as ‘YesRewardz’.

Features and Benefits of YES Premia Credit Card 

  • Lifestyle Benefits

Get spoilt for choice with the Yes bank Premia credit card benefits. With the card, you get access to plenty of deals and offers across multiple categories such as dining, shopping, travel, wellness, and more.

  • Insurance Coverage

Afraid of leaving behind a huge debt? With the YES Bank credit card Premia, you don’t have to. If the primary card holder happens to face an untimely demise, they receive a credit shield cover of  ₹2.5 lakhs, which can be used to settle credit facilities availed by them.

  • Complimentary Golf Program

Ever wanted to try golf? With the Yes Premia card, you can avail a waiver of green fees up to 4 times. That’s not all as you also get to take a complimentary golf lesson every month.

  • Domestic and International Lounge Access

If you’re a frequent traveller, you can avail the YES Premia credit card features of complimentary domestic airport lounge access within India. You can avail the facility every quarter. In case of international travel, you get 2 international lounge visits per year with your Premia card. 

  • Discounts on BookMyShow

Love watching movies? Make sure to use the Premia credit card from YES Bank to pay for your movie tickets and enjoy a discount of up to 25% on movie tickets on BookMyShow website and mobile application.

YES Premia Credit Card Fees and Charges

First Year Membership Fee

₹999+taxes 

(waived on retail spends exceeding ₹25,000 within 90 days of card issuance)

Renewal Membership Fee

₹999+taxes

(waived on retail spends of ₹150,000 within 12 months prior to card renewal date)

How to Contact YES Premia Credit Card Customer Care

You can reach the YES Premia Credit Card Customer Care by calling on the toll-free number 1800 103 1212. In case you are calling from outside India, you can reach the YES Bank credit card customer care at +91 22 4935 0000. You can also send an email to the bank at yestouchcc@yesbank.in.

Other Credit Cards Offered by YES Bank

FAQs about YES Bank Premia Credit Card

  • ✔️What are the benefits of YES bank Premia credit card?

     The Yes bank Premia card comes with the following benefits.

    ● 25% discount on movie tickets booked through BookMyShow

    ● Complimentary domestic and international lounge visits

    ● Credit shield cover of up to Rs. 2.5 lakhs

    ● Fuel surcharge waiver of 1% for transactions valued between Rs. 400 and Rs. 5,000

  • ✔️How to get YES Bank Premia credit card reward points?

     You can get Yes Premia reward points by spending on certain categories of goods and services or by making payments through the YES PayNow platform.

  • ✔️Does YES Bank Premia credit card allow lounge access?

    The YES Bank Premia credit card lounge access is available to the primary holders as part of the YES Premia credit card benefits. You can avail 1 complimentary domestic airport lounge access per quarter and 2 complimentary international airport lounge access per year.

  • ✔️What is the limit on YES Premia Credit Card?

    The limit on YES Premia cards may vary from one cardholder to another, basis his income eligibility. The bank assesses the applicant’s eligibility and decides the credit card limit at the time of card issuance.

  • ✔️What are the interest rates offered on YES Premia Card?

    The YES Premia card comes with an interest rate of 3.5% per month) on revolving credit, cash advances and overdue amount. In case you have availed the card against a fixed deposit, the interest rate would be 2.49% per month.