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YES Bank Prosperity Edge Credit Card

With an exceptional rewards program and a host of beneficial features for the cardholder, the YES Prosperity Edge credit card is one of the finest YES Bank credit cards available in the market. This card truly gives you an edge with features like complimentary golf program, annual bonus rewards, and a dedicated reward redemption portal. Read below to know all the details related to the card.

Key Highlights of YES Prosperity Edge Credit Card

  • Annual rewards upto 15,000 reward points

  • Reward catalogues to redeem reward points against exclusive offers on hotel booking, shopping, dining and more

  • Accelerated rewards on select credit card transactions

  • Complimentary golf programmes

  • Life insurance cover upto ₹50 lakhs

  • Low-interest rate of 3.5% per month

  • Instant EMI option with zero documentation and no processing fees

  • Joining Fee: ₹399+ taxes

How to Apply for the YES Prosperity Edge Credit Card

1. Apply Online at Bajaj Markets

  • Step 1: Visit the official Bajaj Markets website

  • Step 2: Under credit cards, search for ‘YES Prosperity Edge Credit Card’

  • Step 3: Check your eligibility for the card.

  • Step 4: Once verified, click on ‘Apply’

2. Apply offline by visiting your nearest YES Bank Branch

If you prefer to use the offline mode, you can apply for the card by visiting your nearest YES Bank branch. Make sure you check the credit card eligibility and carry all the documents required for credit card to initiate the offline application process.

YES Prosperity Edge Credit Card Eligibility Criteria and Documentation

1. Eligibility:

The applicant needs to fulfil the following eligibility criteria:

  • He/She must be aged between 21 years and 60 years.

  • He/She must be salaried or self-employed.

  • The applicant must have a minimum net salary of ₹60,000 per month or must have filed an ITR of  ₹7.2 lakhs or above.


If you are eligible, you need to submit the following paperwork.

2. Documents Required:

  • A copy of your PAN card or Form 60

  • Colour photographs

  • Proof of income like your payslip, Form 16 or a copy of your IT return

  • Your identity proof and residence proof

Offers on YES Prosperity Edge Credit Card

  • Exclusive Offers across Brands

YES Bank offers exclusive privileges on dining, shopping, travel and other categories. Cardholders can avail several offers and discounts across brands like Yatra, Swiggy, Wakefit, Big Basket, Apollo Pharmacy and more.

  • Instant EMI

YES Prosperity Card comes with an Instant EMI option. You can avail the facility with zero documentation and without paying any processing fees. The Instant EMI facility can be availed for transactions as low as ₹2,500 at 12%-15% p.a interest rate.

  • Cash Protection Plan

YES Bank’s cash protection plan can be availed to protect your credit card card against theft or fraud. 

YES Bank Prosperity Edge Credit Card Rewards Points

The Prosperity Edge credit card has a reward program that is one of the finest ones in the market. Here are some of the key benefits that you get to enjoy under the rewards program from the Prosperity Edge card.

  • You can earn 15,000 bonus reward points if you spend ₹6 lakhs annually.

  • You get 4 reward points for every ₹200 you spend on any category of expense except the ‘Select Categories.’

  • For purchases or spends in the ‘Special Categories,’ you earn 2 reward points for every ₹200 spent.

  • Select transactions on YESCART give you accelerated rewards too.

  • You can redeem your reward points against air miles too. 10 reward points give you 1 InterMile or 1 Club Vistara Point.

How to Redeem YES Prosperity Edge Credit Card Rewards

YES Bank has a dedicated website, known as YESRewardz, where you can redeem your points for flight bookings, movie ticket purchases, or hotel bookings. The website offers an exclusive rewards catalogue to choose rewards and offers against your accumulated credit card reward points.

Features and Benefits of YES Prosperity Edge Credit Card

If you haven’t made up your mind about getting this card yet, take a look at the many YES Bank Prosperity Edge credit card benefits that you get access to. That will help you make a more informed decision.

  • Complimentary Golf Program

Keen on brushing up your golf skills? Or simply enjoy the game a lot? The Prosperity Edge credit card from YES Bank offers a complimentary golf program with which you can enjoy four complimentary rounds of green fees each year and one complimentary gold lesson every month at select golf courses in the country.

  • International and Domestic Lounge Program

The YES Bank Prosperity Edge credit card lounge access is another benefit you can look forward to. This program offers one complimentary domestic airport lounge visit in India every quarter, as well as different international lounge access benefits for Mastercard and VISA cardholders.

  • Insurance Cover

The YES Prosperity Edge credit card benefits also include insurance coverage. You get a life cover of ₹50 lakhs for deaths due to air accidents, as well as a medical insurance cover of ₹15 lakhs for emergency hospitalisation when travelling abroad.

  • Lifestyle Benefits

In addition to the many benefits explained above, this top of the line credit card from YES Bank also gives you a host of lifestyle benefits such as attractive offers on travel, dining, wellness expenses and more.

  • Contactless Card Technology

The YES Prosperity Edge card also ensures that your transactions are safe, thanks to the contactless card technology it comes with. The card is equipped with NFC technology that allows you to make quick and secure payments at shopping outlets.

  • Affordable Preferential Foreign Currency Markup

If you engage in a high volume of foreign currency transactions, you’ll love the fact that this credit card comes with a low foreign currency markup of just 3%.

YES Bank Prosperity Edge Credit Card Fees and Charges

First Year Membership Fee

₹399+ taxes 

(waived on total retail spends of ₹15,000 within 90 days of card issuance)

Renewal Membership Fee

₹399+ taxes 

(waived on total retail spends of ₹75,000 within 12 months prior to card renewal date)

How to Contact YES Prosperity Edge Credit Card Customer Care

The YES Prosperity Edge card customer care can be reached at 1800 103 1212. People calling from outside of India can call on +91 22 4935 0000. You can also write to YES Prosperity Edge Credit Cards at YEStouchcc@YESbank.in.


The information provided by BFDL herein above is related to the Non-Partnered Banks/ NBFCs and is just for the purpose of information and under no circumstances the information provided hereinabove is intended to be source of advice or recommending any financial advice or endorsement of any sort.

The information including interest rates or fees and charges with regard to any credit card, provided on this website is gathered through publicly available sources over the internet and is considered as accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. as well as offers by the Non-Partnered Banks or NBFCs. The use of information set out is entirely at the User’s own risk and User should exercise due care prior taking of any decision, on the basis of information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any application or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, tradenames, logo and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such products.

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FAQs about YES Bank Prosperity Edge Credit Card

What are the YES bank Prosperity Edge credit card benefits?

The YES Bank Prosperity Edge credit card benefits include the following.

  • An exclusive and fine rewards program

  • Life insurance and medical insurance coverage

  • A complimentary golf program

  • YES Bank Prosperity Edge credit card lounge access

  • Lifestyle benefits such as exclusive offers on travel, dining and more in specific cities

Does YES Bank Prosperity Edge credit card provide lounge access?

YES, as a cardholder, you do get to enjoy YES Bank Prosperity Edge credit card lounge access facility. The card offers benefits under the exclusive International & Domestic Lounge Program.

How to reach the YES Prosperity Edge credit card customer care?

You can call 1800 103 1212, if you’re calling from India, or +91 22 4935 0000, if you’re calling from abroad. If you prefer to email the YES bank credit card customer care, you can write to YEStouchcc@YESbank.in.

What is the YES Prosperity Edge credit card annual fee?

The YES Prosperity Edge Card renewal fee is ₹399+ taxes.

What is the limit on YES Prosperity Edge Credit Card?

The limit for YES Prosperity Edge cards will vary from one cardholder to another.

What are the interest rates on YES Prosperity Edge Credit Card?

The card charges an interest rate of 3.5% per month. If you avail the Instant EMI facility, you will be charged with an interest rate of 12% p.a-15% p.a.

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