InCred Personal Loan

The InCred Personal Loan can be a great choice for those looking for customised loan offers to fulfil urgent financial obligations. Apply for the loan on Bajaj Markets and borrow at affordable interest rates. You can repay the amount over flexible repayment tenures of up to 5 years. You can get the loan amount within just 4 hours of your application being approved.

Check out the table below for a snapshot of an InCred loan details like maximum loan amount, interest rate, and repayment tenure:

*Disclaimer: The mentioned details are subject to change at the lender's discretion.

With a personal loan EMI calculator, you can make informed borrowing decisions without any guesswork. It helps you view your monthly instalments, total interest, and overall repayment amount instantly.

Like most financial products, InCred Personal Loans involve some additional charges. Review the details of these fees below to stay informed:

*Disclaimer: The mentioned charges are subject to change at the lender's discretion.

You need to fulfil the criteria listed below to be eligible for this loan:

• You should be a salaried employee

• You must be a legal resident of India

• Your age must be above 21 years

• Your monthly income must fall under the range of ₹15,000 to ₹50,000

Having the right documents ready can speed up your loan approval. Check the list below for what’s required with your InCred Personal Loan application:

• PAN Card

• Identity Proof: Aadhaar Card, Passport, etc

• Address Proof: Utility Bills, Ration Card, etc

• Income Proof: Bank statement of last 3 months

You can apply for this loan through an easy process on Bajaj Markets. Here’s how:

1. Tap on ‘Apply Now’

2. Provide your personal and employment details

3. Pick ‘InCred’ from the lender options

4. Decide the loan amount and suitable tenure

5. Complete and submit the form online

Here are some key reasons why you should apply for Incred instant loans on Bajaj Markets:

Customisable Loans

These loans can be customised as per your financial needs and goals.

High Loan Amount

Borrow an amount of up to ₹10 Lakhs instantly with this line of credit facility.

Flexible Tenure

Choose a repayment tenure of up to 5 years as per your preference.

Digital Application

Apply for the loan on Bajaj Markets to enjoy an easy digital application process. Also, get access to your loan account digitally.

Minimal Documentation

Secure a credit limit of up to ₹1.5 Lakhs without sharing any income proof. For higher credit limits of up to ₹10 Lakhs, you will be required to submit some basic documents.

Instant Disbursal

Post approval, the loan amount will be credited to your bank account within 4 hours.

Low Interest Charges

Interest rates charged on this credit facility range from 16% to 38% per annum. You are required to pay interest only on the used amount and not the entire sanctioned amount.

Zero Collateral

You do not need to submit any collateral to get the loan amount.

Reach out to InCred Finance’s customer care team through the following:

• WhatsApp live chat feature: Available on InCred’s official website under the ‘Contact Us’ section
  

• Address: Unit No. 1203, 12th floor, B Wing, The Capital, Plot No. C - 70, G Block, Bandra - Kurla Complex, Mumbai - 400051

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.