American Express Credit Card

Amex Credit Card

**Disclaimer: American Express Bank is not a Bajaj Markets partner. Offers would be from partner Banks/NBFCs only.

American Express, also known as Amex is an American multinational bank that offers a diverse range of financial services. Founded in 1850, the company has its headquarters in New York City. The company is highly acclaimed for its credit card, charge card, and traveller’s cheque businesses.

American Express® offers a broad range of credit cards best suited for individuals who love to explore the world and shop. The card comes with a host of privileges, discounts, and offers on dining, movies, shopping, lifestyle, and more. The Amex credit cards offer the highest savings on multiple categories of spends, comes with exciting rewards programmes along with various exclusive offers. Globally appreciated for their outstanding customer service and attractive rewards, American Express has a card for everyone that can be used for International spend as well. Whether you’re looking to save more on your spending, earn cashback, or get rewards for your transactions, there’s an AMEX card for you. Let's have a look at the details of the best credit cards from American Express.

ON THIS PAGE: Features | Top Amex Cards | Eligibility & Documents | Fees & Charges | Reward Programs | Customer Care | How to Apply? | FAQs

Amex Credit Card Features and Benefits

• Rewards Program

Users will get 1 Membership Reward Point on every Rs. 50 spent (Reward Points are not applicable on Fuel, Insurance, Utilities and Cash Transactions).

• American Express EMI

Easily convert your credit card purchases into convenient EMI at the point of sale with an interest rate as low as 12% p.a. with zero foreclosure charges.

• Fuel Convenience Fee Waiver

Your convenience fee will be waived off on making transactions of up to Rs. 25,000 and 0.3% of convenience fee will be charged on transactions above Rs. 25,000, only at HPCL fuel stations.

• Airport Lounges

Enjoy 4 complimentary domestic airport lounge access per quarter with your American Express® Platinum Travel Credit Card.

• Accelerated Earn Rate

With the Amex SmartEarn™ Credit Card, you can earn 10X Membership Rewards® Points on your spending on Uber and Flipkart. Additionally, you can earn 5X Membership Rewards Points on Amazon, Myntra, Grofers, BookMyShow, and more. 

• Bonus Reward Points

Use your Amex Membership Rewards® Credit Card at least 4 times per month to transact Rs. 1,000 or more and earn 1,000 bonus Membership Reward Points. 

Best Amex Credit Cards

• American Express Membership Rewards Credit Card

The American Express Membership Rewards® Credit Card is one of the best entry-level credit cards that offer great rewards to its users. This highly rewarding credit card is an absolute delight for the shoppers as it gives an assured return on spend, avail 4,000 bonus reward points, get travel discounts, exciting gift vouchers, and a lot more.

• Amex Platinum Travel Credit Card

The American Express® Platinum Travel Credit Card is one of the best travel credit card which is specially designed to cater to the needs of the frequent traveller. The card offers premium travel benefits including airport lounge access, exciting travel vouchers, Taj Experiences E-Gift Card worth Rs. 10,000 from the Taj, SeleQtions and Vivanta Hotels, and a lot more. The card will bring you a Welcome Gift of 10,000 Membership Rewards points redeemable for Flipkart voucher or Pay with Points option in Amex Travel Online worth Rs. 3,000.

• American Express SmartEarn Credit Card

If you are looking for a credit card that best suits your shopping, transportation, and entertainment needs then the American Express SmartEarn Credit Card is a great fit. Primarily targeted towards the masses, this entry-level credit comes with low annual fees and a low annual spend threshold for the fee waiver. The Amex SmartEarn Card has signed up with multiple brands and merchants which allows the users to get extra rewards and save big on their purchases. Now make your shopping a rewarding experience with American Express SmartEarn Credit Card.

Amex Credit Card Eligibility Criteria and Documents Required

1. Amex Credit Cards Eligibility Criteria

• Cardholder should be over 18 years of age.

• Cardholder should have a Personal Annual Income of Rs. 6 Lakhs and above.

• Cardholder should have an Indian or multinational bank’s savings or current account in India.

• The applicant must be an Indian resident.

2. Documents Required for Amex Credit Cards

• Identity Proof - Aadhaar Card/ PAN Card/ Driving License/ Voter ID/ Passport

• Income Proof - Latest salary slips for salaried, Income Tax Return (ITR) of 2-3 years for self-employed

• Residence Proof - Aadhaar Card/ Utility Bills/ Driving License/ Voter ID/ Passport

Amex Credit Cards Fees and Charges

*Varies from one credit card to another.

Amex Credit Cards Rewards Program

Avail exclusive American Express Credit Card offers with Membership Rewards points, accelerated reward earning potential, JP miles collection, and huge cashback on a myriad of categories when you use it for online and offline transactions. The accumulated credit card reward points can be redeemed to book flight tickets, stay in exclusive hotels, enjoy exotic dining experiences, and shop at the premium luxury outlets.

Amex Credit Card Customer Care

In case you have any queries or concerns regarding your American Express Credit Card, you can contact the Amex credit card customer care executives or opt to send an email.

• Amex Credit Card Customer Care Number

The general American Express 24*7 Customer Care Toll-Free Number is 1-800-419-2122.

1. American Express Membership Rewards® Credit Card: 0124-280 1418, 1800 419 0167

2. American Express® Platinum Travel Credit Card: 1800 419 2122, 0124-2801122

3. American Express SmartEarnTM Credit Card: 1800 180 1249, 0124-280-1101

• Amex Credit Card Customer Care Email ID

The email ID of American Express credit card is customerservicesindia@aexp.com

How to Apply for Amex Credit Card Online?

American Express Bank Card is currently not available on the Bajaj Markets website. If you wish to apply for an Amex credit card online , you can do so by visiting their website. To browse other credit card options, visit Bajaj Markets today!

You can apply for an American Express credit card offline by visiting your nearest American Express branch and request for the credit card application form. Fill in all the details carefully, publish the requisites documents, and submit your credit card application form at the branch. The executive will contact you for further details.

Important Features of Top Amex Credit Cards

Get a Taj Experiences E-Gift Card worth Rs. 10,000 from the Taj, SeleQtions and Vivanta Hotels