Maximise value and explore features, eligibility, and rewards with Amex Membership Rewards Credit Card!
The American Express Membership Rewards Credit Card is one of the best entry-level credit cards that offer great rewards. This highly rewarding credit card is an absolute delight for shoppers. It gives an assured return on spend bonus reward points, travel discounts, exciting gift vouchers, and a lot more.
Pay the first-year annual membership fee and get 5,000 Bonus Membership Reward Points.
1 Membership Rewards Point for every ₹50 spent except for spend on fuel.
Get 1 Membership Reward Point on every ₹50 spent (Reward Points are not applicable on fuel, insurance, utilities, and cash transactions).
Use your Amex Membership Rewards Credit Card at least 4 times monthly to transact ₹1,000 or more and earn 1,000 bonus Membership Reward Points.
You should be over 18 years of age
You should have a Personal Annual Income of ₹6 Lakhs and above
You should have an Indian or multinational bank’s savings or current account in India
You must be an Indian resident
Identity Proof - Aadhaar Card/PAN Card/Driving License/Voter ID/Passport
Income Proof - Latest salary slips for salaried, Income Tax Return (ITR) of 2-3 years for self-employed
Description |
Charges |
---|---|
Annual Fee |
₹1,000 + applicable taxes |
Renewal Fee |
₹4,500 + applicable taxes |
Add-on Card Joining Fee |
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Add-on Card Annual Fee |
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Disclaimer: The aforementioned fees and charges are subject to change at the issuer's discretion. Please refer to the issuer's MITC document for more details.
You cannot apply for an Amex Credit Card on Bajaj Markets. However, you check out their website or call Amex credit card customer care to initiate the application process. If you’d like to explore other credit cards and issuers, you can go through the Bajaj Markets website for more!
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The American Express Membership Rewards Credit Card is one of the best entry-level rewarding credit cards from American Express that is specially designed for frequent shoppers who love to get returns on spends.
Yes, the American Express Membership Rewards Credit Card is one of the best entry-level credit cards that offer rewards on every spend. A user will get 4,000 Bonus Membership Rewards® Points as a Welcome Gift, travel discounts, exciting gift vouchers, and a lot more.
You can make your Amex Membership Rewards credit card lifetime free if you have an ITR above ₹12 Lakhs.
Points are earned on eligible purchases; one point per rupee spent.
Redemption options include travel, shopping, and statement credit, not direct cash back.
Check the card details for specific annual fees; some cards may have annual charges.
Point values vary based on redemption options, typically ranging from ₹0.25 to ₹1.
Points earning capacity is generally unlimited, depending on your card usage.
Yes, points can often be transferred to partner programs for added flexibility.
Points usually do not expire as long as the account is active, but check terms for details.