Axis Credit Card Online Bill Payment

Axis Bank Credit Card Payment

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Axis Bank Credit Card Bill Payment

The Axis bank credit card is one of the most popular credit cards available in India that allows you to enjoy a host of benefits such as rewards points, e-vouchers, complimentary lounge access at airports, fuel surcharge waiver, and much more. To ensure that you make your Axis Bank credit card bill payment on time and continue enjoying these services and offers, here’s everything you need to know.

 

There are two ways to make your Axis Bank credit card bill payment – online and offline. To make the Axis bank card online payment, the various modes of payment include Netbanking, NEFT, IMPS, UPI, Billdesk, and Auto Debit. And if you prefer to make the payment offline, you can do so via cheque, draft, cash, or ATM.

1) Axis Bank Credit Card Payment Methods - Online

A) Axis Bank Credit Card Payment Methods for Account Holders - Online

 

1. Net Banking

You can make use of the Net banking facility to make your Axis Bank credit card bill payment by following these simple steps:

 

  • Step1: Navigate to your account page and go to the ‘credit cards’ tab

  • Step 2: Choose your card to make the payment and click on ‘pay now’

  • Step 3: Next, choose the account and the amount for the Axis bank credit card bill payment

  • Step 4: Finally, click on ‘submit’

2. NEFT

To use the NEFT facility to make your Axis Bank credit card bill payment, these are the steps to be followed:

 

  • Step 1: You have to log in to your Axis Bank credit card account

  • Step 2: Next, go to the bills pay section and enter the amount

  • Step 3: Finally, enter all the requested details for the NEFT option such as beneficiary name, beneficiary account number, IFSC code, etc.

  • Step 4: In the final step, click on ‘make payment’

3. IMPS

IMPS is a very quick and reliable method to make your Axis Bank credit card online bill payment. Here are the steps to be followed to make the Axis card payment:

 

  • Step 1: Head to your Net Banking portal and log in with your credentials

  • Step 2: Go to the ‘Funds Transfer’ tab and choose the option ‘IMPS

  • Step 3: Next, add the card as the beneficiary and add the details along with the amount.

  • Step 4: Click on ‘submit’ to complete the Axis bank credit card bill payment process.

4. UPI

After registering for the UPI service, users can follow these simple steps to pay their bills

 

  • Step 1: Go to your mobile banking app and click on the UPI tab.

  • Step 2: Create an ID and choose an account number to be linked to that ID.

  • Step 3: Next, go to the ‘pay’ tab and select the ‘send money’ option.

  • Step 4: Finally, enter the requested details and click on ‘confirm’ to complete the Axis credit card payment.

5. BillDesk

Here are the quick steps for BillDesk payment to make your Axis Bank credit card bill payment:

 

  • Step 1: Go to the BillDesk portal on the official Axis Bank website.

  • Step 2: Enter the requested card details

  • Step 3: Next, click on ‘pay now’ and enter the Net Banking information to make the Axis bank credit card bill payment.

6. Auto Debit

It may often happen that you forget to make your Axis Bank credit card bill payment on time, so this service will prove to be helpful. All you need to do is register for the Auto-Debit facility via Net Banking or Axis mobile app by entering the required information. Upon successful verification, the amount will automatically get debited on a predetermined date every month for your Axis credit card bill payment.

 

B) Axis Bank Credit Card Payment Methods for Non-Account Holders - Online 

 

1. NEFT

If you do not have an Axis bank account, here are the steps to be followed to use the NEFT service to make your Axis Bank credit card bill payment:

 

  • Step 1: Log in to the net banking account of your non-Axis bank Net Banking facility.

  • Step 2: Register the Axis Bank credit card for NEFT by entering the requested details.

  • Step 3: Finally, make the payment.

2. Mobile Banking

  • Step 1: If you have your Axis Bank credit card registered on your non-Axis bank mobile banking facility, you can just log in to your account and pay the dues on the card.

  • Step 2: Log in to your non-Axis bank mobile banking account.

  • Step 3: Next, In the credit card tab, select your registered Axis Bank credit card and choose to make the payment after entering it in the payment field.

3. IMPS

If you do not have an Axis bank account, here are the steps to be followed to use the IMPS service to make your Axis Bank credit card bill payment:

 

  • Step 1: Log in to your non-Axis Bank net banking or mobile banking account.

  • Step 2: Next, go to the funds transfer tab and choose the IMPS funds transfer option.

  • Step 3: Add your Axis Bank credit card as the beneficiary and complete the payment.

4. UPI

  • Step 1: You can make your Axis Bank credit card bill payment by using any UPI app

  • Step 2: Type in your Axis Bank Credit Card bill payment UPI ID

  • Step 3: Next, you need to verify the name and then enter the amount you want to pay

  • Step 4: Finally, complete the transaction using the UPI PIN

2) Axis Bank Credit Card Payment Methods - Offline

A) Axis Bank Credit Card Payment Methods for Account Holders- Offline

 

1. Cheque/ Demand Draft

A cheque or a demand draft is a simple way to clear your credit card dues. Your Axis Bank credit card bill payment will be made as soon as the bank clears the cheque or the Demand Draft which usually takes 3-5 working days.

 

2. Cash

Another quick and easy way to make your Axis Bank credit card bill payment is via cash. All you need to do is visit the Axis Bank branch and deposit cash towards the Axis credit card payment.

 

3. ATM

You can also visit an ATM to make Axis credit card payment offline by following these steps:

 

  • Step 1: Swipe the card in your nearest ATM

  • Step 2: Click on the ‘other services’ tab, and select the ‘bill payment’ option

  • Step 3: Here they can enter the card number, amount, and ATM Card PIN to make the Axis credit card payment

B) Axis Bank Credit Card Payment for Non-Account Holders- Offline Methods

 

1. Cheque/ Demand Draft

For non-account holders, you can make the Axis credit card payment using cheque/draft by drawing it in the favour of 'Axis Bank Credit Card number'. You can then drop the cheque in any Axis Bank drop box.

 

2. Cash

You can also visit your nearest Axis Bank branch and pay your credit card dues in cash. You may be charged a certain fee for the processing of the cash payment.

Processing Time for Different Axis Credit Card Bill Payments

Every online and offline transaction mode that you use to make Axis Bank credit card bill payment takes a certain time to process. While Net Banking takes 1 working day, a cheque or demand draft takes up to 1 working day for Axis bank cheques and 3-5 days for other banks. Payments made via Mobile Banking, cash, IMPS, Auto Debit, and UPI will be instantly credited on the same day, hence they are considered to be extremely convenient modes of payment. Lastly, BillDesk will take up to 1-3 working days to process the Axis credit card payment.

Benefits of Paying Axis Credit Card Payment on Time

Some of the benefits of making Axis Bank credit card bill payment on time include:

 

  • You can avoid late payment fees and high-interest rates if you pay your outstanding bill on time.

  • Paying on time can also have a positive impact on your credit score and can result in the bank increasing your credit card limit in the future.

Making your credit card payments on time helps you avoid accumulating debt. This helps avoid any possible debt trap

FAQs on Axis Bank Credit Card Payment

  • ✔️What is the unbilled amount in an Axis Credit Card statement?

    Your Axis Credit Card bill statements summarise your credit activities. Transactions after the billing cycle are classified as 'unbilled' and will be due in your next statement

  • ✔️How do I pay my credit card bill using the Axis mobile app?

    To make payments using a mobile app, follow these simple steps:

    1. Log in to the App using the MPIN and go to 'Pay Bills'.

    2. If the card account is not already added, click on 'Add New Biller'.

    3. Now select your Axis Bank Credit Card and click on 'Pay Bill'.

    4. Enter the details, and the amount to be paid and click on 'Pay Now' or 'Pay Later'.

    5. Confirm the payment by entering the MPIN again.

  • ✔️ How can I pay my credit card bill by SMS?

    You can swiftly make Axis Bank credit card bill payment by sending a quick SMS from your registered mobile number, and the payment will instantly be made towards your credit card.

  • ✔️Are credit card payments done using Axis Bank net banking service secure?

    Netsecure is a two-step authentication system offered by Axis Bank that ensures the security of Net Banking transactions.

  • ✔️Do I need to pay any extra charge if I pay my Axis Bank credit card bill through any of the online payment methods?

    No, you generally do not need to pay any extra charges for online payment of your Axis Bank credit card bill except for NEFT and IMPS.

  • ✔️Will I get any notification after my Axis Bank credit card payment is successfully made?

    Yes, the bank usually notifies of successful payment of the Axis Bank credit card bill via SMS on your registered mobile number or email id.

  • ✔️Do I have to submit any documents while opting for the Electronic Clearing Service for paying the dues on My Axis Bank credit card?

    It is not mandatory to submit any extra documents while opting for the Electronic Clearing Service.

  • ✔️ How do I register for the Auto Debit facility with Axis Bank for the auto payment of my Axis Bank credit card bill?

    You can register via Net Banking or the Axis Mobile app for the auto-debit facility for Axis Bank credit card bill payments.