Axis Credit Card Online Bill Payment

Axis Bank Credit Card Payment

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Axis Credit Card Payment

Amongst the host of products and exciting services offered by Axis Bank, its credit cards are quite popular. The Axis bank Credit Cards provide a host of benefits tailored to your needs, and are accepted worldwide. But, it is quite important for the cardholders to clear the credit card bills at the end of the month for continued services and offers. Let’s see the various bill payment methods of the Axis Bank Credit Card.

Online Methods

Offline Methods

Net Banking

Cheque/ Draft







Bank Website




Bill Desk


Auto Debit


Axis Bank Credit Card Online Payment Methods

1. Net Banking

Axis Bank customers can avail of the net banking payment facility any time of the day by following these steps:

  • Go to your account and click on the ‘credit cards’ tab

  • Choose the relevant card and click on ‘Pay Now’

  • In the next step, choose the account and amount for the Axis bank credit card payment

  • Click on ‘submit’


NEFT is also a very simple and reliable Axis Bank credit card online bill payment option. Following is the process for Account-holders:

  • Account holders can log in to their account

  • Next, go to the ‘pay bills’ tab and enter the amount

  • Finally, enter all the requested details and make the payment

For Non-Axis bank account holders:

  • Log in to the net banking account of their non-Axis bank net banking facility

  • Register the card and make the payment


Axis Bank credit card online payment can be made using the Immediate Payment Service (IMPS) by following these steps:

  • Login to your net banking portal

  • Go to the ‘funds transfer’ tab and click on IMPS

  • Next, add the card as the beneficiary and add the details along with the amount

  • Click on ‘submit’ to complete the Axis credit card payment process

4. Paytm

The cardholder needs to follow these quick steps to make the payment via Paytm

  • Log in to your Paytm account and select the ‘credit card bill payment’ option

  • Enter the required details and submit

  • The user can select either the UPI or Net Banking payment option to settle the bill

  • Finally, enter the amount and confirm the Axis credit card payment

5. Website

The user can log in to the bank’s online portal and follow these steps to complete the process

  • Go to ‘Bill Pay’ and add a new biller

  • Next, enter all the required card details

  • After that, click on ‘credit card biller’ tab and choose ‘pay bill’ option

  • Finally, enter all the requested details and the amount and click on confirm 

6. UPI

After registering for this service, users can follow these simple steps to pay their bills

  • Go to your mobile banking app and click on the UPI tab

  • Create an ID and choose an account number to be linked to that ID

  • Next, go to the ‘pay’ tab and select ‘send money’ option

  • Enter the required details and click on confirm to complete the Axis credit card payment

7. BillDesk

  • Go to the BillDesk portal and enter the requested card details

  • Click on ‘pay now’ and enter the net banking information to make the Axis bank credit card payment

8. Auto Debit

This facility can be used if you often forget to clear your bills on time. All you need to do is register for the auto-debit facility from your account by entering the required information. On successful verification, the amount will automatically get debited every month.

Axis Bank Credit Card Offline Payment Methods

  1. Cheque/ Demand Draft

In order to make their credit card payment, customers can make use of a demand draft or cheque, and the credit card payment will be made as soon as the bank clears the cheque within 3-5 working days

  1. Cash

The quickest method to make a payment is by paying cash. A customer has to visit the Axis Bank branch and deposit cash towards the Axis credit card payment. Customers can also visit an ATM, swipe the card, click on the ‘other services’ tab, and select the ‘bill payment’ option. Here they can enter the card number, amount, and ATM PIN to make the payment 

Axis Credit Card Payment for Non-Account Holders

It is to be noted that one does not need to necessarily have an account with Axis Bank to make your Axis Bank credit card payment. Some of the common ways to pay the bills are via net banking, mobile banking, NEFT, IMPS, UPI, Cash, and Cheque/ Demand Draft

Processing Time for Axis Credit Card Bill Payments


Processing Time

Net Banking

Will be credited with 1 working day

Cheque/Demand Draft

1 working day for Axis bank cheques and 3-5 days for other banks

Mobile Banking

Will be instantly credited on the same day


Will be instantly credited on the same day


3 business days


Will be instantly credited on the same day

Auto Debit

Will be instantly credited on the same day


3 business days

Benefits of Paying Axis Credit Card payment on Time

Some of the benefits of making timely payments include avoiding late payment fees and high-interest rates calculated on the outstanding amount. Paying on time can also have a positive impact on the credit score of the cardholder and can result in the bank increasing your credit limit, which can be useful during emergencies.


  • ✔️What is the unbilled amount in Axis Credit Card?

    Your Axis Credit Card bill statements summarize your credit activities. The transactions after the billing cycle are termed 'unbilled' and the unbilled amount will be due in your next statement.

  • ✔️How do I pay my credit card bill using the Axis mobile app?

    To make payments using a mobile app, follow these step:

    • Log in to the App using the MPIN and go to 'Pay Bills'.

    • If the card account is not already added, click on 'Add New Biller'.

    • Now select your Axis Bank Credit Card and click on 'Pay Bill'.

    • Enter the details, the amount to be paid and click on 'Pay Now' or 'Pay Later' as per your preference.

    • Confirm the payment by entering the MPIN again.

  • ✔️How can I know my Axis Bank Credit Card bill?

    You can place a call to the Axis Bank customer care number-1860 419 5555, or you can call 1860 500 555. To see your balance on the credit card, you will have to send your credit card details, and after this, you will be able to see your balance and the balance statement.

  • ✔️How can I pay my credit card bill by SMS?

    You can quickly pay your outstanding credit card bill amount by sending an SMS from your registered mobile number, and the payment will be made towards your credit account.

    The SMS payment facility is available for payments of Rs.5,000 or below, with a daily payment limit of Rs.5,000 towards the credit card.

    SMS Format - CCP last six digits of the Axis Bank Saving account or Current Account number Amount to be paid previous four digits of the credit card number.

    Send the SMS to 5676782.

  • ✔️How can I pay my Axis Bank Credit Card bill?

    You can make your Axis Bank Credit Card bill payment easily even if you do not have an Axis Bank savings account. There are plenty of offline as well as online modes of payment that you can choose from to clear your credit card dues.