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Axis Bank Indian Oil Credit Card

INDIANOIL AXIS BANK Credit Card offers much more than just great savings on your fuel expenses. The Card offers accelerated reward points and surcharge waivers. Apart from this, the card comes with other benefits as well, such as 20% at partner restaurants in India, Annual Fee Waiver and much more.

Features and Benefits

  • Activation Benefits

    Earn a cashback of up to Rs. 250 on all fuel transactions performed on your card within first 30 days of card issuance.

  • Accelerated Reward Points on Fuel Spends

    With this INDIANOIL AXIS BANK Credit Card, enjoy benefit of 4% value back on fuel transactions by earning 20 reward points per Rs. 100 spent at any IOCL fuel outlet in India.

  • Fuel Surcharge Waiver

    Avail 1% fuel surcharge waiver. Transact in India at any fuel outlet between Rs. 200 and Rs. 5000 per month to avail the offer.

  • Dining Benefits

    This INDIANOIL AXIS BANK Credit Card gets you a up to 20% off at 4000+ partner restaurants of Axis Bank under the Dining Delights program.

  • Annual Fee Waiver

    Spend more than Rs. 50,000 and avail an annual fee waiver on your INDIANOIL AXIS BANK Credit Card.

  • EDGE REWARD Points

    Earn 20 EDGE REWARD points with every Rs. 100 spent on fuel at IOCL outlets. Get 5 EDGE REWARD Points on every Rs. 100 spent on online shopping.

Why get the INDIANOIL AXIS BANK Credit Card on Finserv MARKETS


Why choose Finserv MARKETS

There are multiple reasons to choose Finserv MARKETS to apply for Axis Bank Credit Cards:

Rewards & Discounts

Get some of the best rewards Axis Bank Credit Cards on Finserv MARKETS. Apply for the best Credit Cards online at Finserv MARKETS and get the best Credit Cards loaded with offers.

One platform, many cards

At Finserv MARKETS, we have just the right amount of Credit Cards for you. Whether you want a Credit Card that gets you discounts on shopping or the one that saves on your fuel costs, we have it all!

Joining Benefits

Enjoy assured joining benefits on multiple Credit Cards at Finserv MARKETS as soon as you join. Get amazing discount vouchers from top e-commerce sites, fuel surcharge waivers, cashbacks and much more!

Convert Purchases into EMIs

Purchases through any of the Axis Bank Credit Cards available at Finserv MARKETS can be converted into EMIs easily. Apply for an Axis bank credit card online today.

Stringent Security Measures

With cyber-crime a reality, your credit Card comes with features that ensure safety against any kind of fraud. Apply online and avail the best credit card for you now!

Eligibility Criteria & Documents Required

Eligibility Criteria
  • Cardholder should be between the age of 18 and 70 years
  • Add-on cardholder should be over 15 years
  • The individual should either be a Resident of India or a Non-Resident Indian
Documents Needed
  • PAN card photocopy or Form 60
  • Colour photograph
  • Latest payslip/Form 16/IT return copy as proof of income
  • Residence proof & Identity Proof

INDIANOIL AXIS BANK Credit Card - Fees and Charges



Joining fee

Rs. 500

Annual Fee

2nd year onwards: INR 500 (waived on spends of INR 50,000 in a year)

Add-on card joining fee


Add-on card annual fee


Check out the Axis Bank Fees & Charges page for additional details.

How to Apply for the INDIANOIL AXIS BANK Credit Card Online

Just follow these 5 quick steps and you’re done!

  • Visit Finserv MARKETS

    Visit us online

  • Fill in your details

    Help us with a few of your details

  • Check out the list of multiple Credit Cards from Axis Bank

    Compare between the multiple options available

  • Make a Choice!

    Select the Credit Card you find right for yourself

  • Submit your form

    And you're done!

Manage all your Credit Card queries here

  • ✔️What is the eligibility criteria for INDIANOIL AXIS BANK Credit Card?

    To be eligible, you need to be a Primary cardholder should be between the age of 18 and 70 years. If you’re an add-on cardholder, you should be over 15 years. You should either be a Resident of India or a Non-Resident Indian.

  • ✔️What is the joining fee for this Credit Card?

    The Annual fees for the INDIANOIL AXIS BANK Credit Card is Rs. 500.

  • ✔️Where can I redeem my reward points?

    You can redeem your reward points from the rewards catalogue on the Axis Bank website or the mobile app of Axis Bank.

  • ✔️What is fuel surcharge waiver?

    The fuel surcharge which is 1% of your fuel purchase amount is waived off for all transactions which are made with this card. The minimum purchase amount to avail this waiver is Rs.200 and a maximum of Rs.5,000.

  • ✔️Can I get duplicate monthly statements from Axis Bank for my INDIANOIL AXIS BANK Credit Card?

    Yes, duplicate monthly statements will be issued by Axis Bank only if you make the request for the same to the bank, provided all the outstanding monthly dues are paid.



4out of 5

3 reviews

Enjoyed Great Savings

With my INDIANOIL AXIS BANK Credit Card, i could enjoy great savings on fuel expenses. This was the need of the hour with rising fuel prices. The card helped me save big-time.

Best Card for Fuel Expense Savings

INDIANOIL AXIS BANK Credit Card was a perfect choice as it helped me save big on fuel expenses. The application process on Finserv MARKETS was also very quick and simple. Extremely satisfied with the product.

Highly Recommended

Managing daily travel fuel expenses was difficult. With the INDIANOIL AXIS BANK Credit Card, i got save on my monthly fuel expenses and get other additional benefits too. i will definitely recommend the card to my friends!