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What is a HDFC EasyEMI Credit Card?

Leave your daily financial woes to your HDFC Easy EMI Credit Card as it gives you quick and easy EMI conversions on all your big purchases along with amazing cashbacks. As the name suggests, the card automatically converts all the transactions on and above Rs. 10,000 into 9-months easy EMIs, making it a go-to credit card for your day-to-day retail purchases and online shopping. Now make your shopping expenses more convenient and rewarding with the HDFC Easy EMI Credit Card.

HDFC Easy EMI Credit Card Benefits & Features

  • Cashback Benefits

Get 5% cashback on Flipkart, Amazon, hotel & flight bookings on shopping via PayZapp and SmartBuy, 2.5% cashback on all online spends, and 1% cashback on all offline spends and Wallet reloads.

  • Easy EMI Conversion

Your HDFC Easy EMI Credit Card will auto-convert all transactions on and above Rs. 10,000 into 9-months easy EMIs. The auto conversion will not be applicable on gold, jewellery, and fuel transactions. 

  • Zero Liability on Lost Card 

In case of loss and theft of the card, report immediately to 24x7 HDFC credit card customer care and you'll have zero liability on any fraudulent transactions made on your card. 

  • Fuel Surcharge Waiver

Avail 1% fuel surcharge waiver for fuel transactions performed at any fuel stations across India. The waiver is valid on the card transactions between Rs. 400 to Rs. 5,000 and the maximum cashback is capped at Rs. 250 per statement cycle. 

  • Contactless Payment

Your Easy EMI Credit Card features the industry's leading contactless payment feature, facilitating fast, convenient and secure payments at retail outlets.

Fees & Charges of HDFC Easy EMI Credit Card

Description

Charges

Annual Fee

Rs. 500 Waived upon spends of Rs. 20,000 in 90 days

Renewal Fee

Rs. 500 Waived upon spends of Rs. 50,000 in 12 months

Add-on Card Joining Fee

NIL

Add-on Card Annual Fee

NIL

Eligibility & Documentation for HDFC Easy EMI Credit Card

1. Eligibility Criteria 

  • A salaried individual should be between the age of 21-60 years with a net monthly income of greater than Rs. 10,000 per month.

  • A self-employed individual should be between the age of 21-65 years and must have filed an ITR of more than Rs. 6 Lakhs in a year.

  • The applicant should either be a resident of India or a non-resident Indian

2. Documents Required 

  • A copy of PAN card or Form 60 

  • Colour photograph 

  • Income tax returns with computation sheet

  • Residence proof and identity Proof

Offers & Rewards on HDFC Easy EMI Credit Card

Sr. No.

Rewards

Value

1.

Get cashback on Flipkart, Amazon, hotel & flight bookings on shopping via PayZapp and SmartBuy

5%

2.

Get cashback on all online spends

2.5%

3.

Get cashback on all offline spends and Wallet reloads.

1%

4.

Fuel surcharge waiver at all fuel stations across India

1%

5.

Simply tap-and-pay at merchant terminals for purchases up to INR 5,000* without entering the PIN

Rs. 5,000

How to Apply for HDFC Easy EMI Credit Card?

Please note that HDFC Bank credit cards, including the HDFC EasyEMI Credit Card, are not available on the Bajaj Markets website. However, if you wish to get the best HDFC Bank credit card online, you can visit the bank’s official website and apply for a HDFC EasyEMI Credit Card by uploading relevant documents.

 

DISCLAIMER: The information provided by BFDL herein above is related to the Non-Partnered Banks/ NBFCs and is just for the purpose of information and under no circumstances the information provided hereinabove is intended to be source of advice or recommending any financial advice or endorsement of any sort. The information including interest rates or fees and charges with regard to any credit card, provided on this website is gathered through publicly available sources over the internet and is considered as accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. as well as offers by the Non-Partnered Banks or NBFCs. The use of information set out is entirely at the User’s own risk and User should exercise due care prior taking of any decision, on the basis of information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any application or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, tradenames, logo and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such products.

FAQs on Easy EMI Credit Card

The HDFC Easy EMI Credit Card comes with a plethora of benefits, such as:

  • Get 5% cashback on Flipkart, Amazon, hotel & flight bookings on shopping via PayZapp and SmartBuy

  • Get 2.5% cashback on all online spends

  • Get 1% cashback on all offline spends and Wallet reloads.

  • Auto EMI conversion on the transaction on and above Rs. 10,000

  • Get 1% fuel surcharge waiver at any fuel stations across India

Yes, spend Rs. 50,000 in 12 months and your renewal fee will be waived off.

The HDFC millennia Easy EMI card charges a processing fee of ₹99 + GST and an ROI of 1.67% per month.

With the HDFC EasyEMI card, you can get 5% cashback on Flipkart, Amazon, hotel & flight bookings on shopping via PayZapp and SmartBuy, 2.5% cashback on all online spends, and 1% cashback on all offline spend and Wallet reloads.

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