**Disclaimer: HDFC Bank is not a Finserv MARKETS partner. Offers would be from partner Banks/NBFCs only.
MoneyBack credit card is an exclusive credit card that gives you maximum cashback and reward points on every single spend. Best suited for frequent shoppers, this super-saver card gives 2x reward points on online spends and 2 reward points on every retail spend. Unlike other credit cards, the accumulated reward points can be redeemed to buy exciting gifts and attractive HDFC credit card offers, products, and services from the bank's catalogue, or redeem to cashback at the rate of Rs. 40 for every 100 points. This HDFC Credit Card is highly safe and secure to use as it comes with a unique chip technology that curbs down the chances of misuse of your MoneyBack card.
Earn 2 reward points for every Rs. 150 spent on all purchases and 2X Reward Points i.e. 4 Reward Points on every Rs. 150 spent online. The accumulated reward points can be redeemed to book flight tickets and hotel, buy products from the reward catalogue at a value of 1 Cashpoint = Rs. 0.25.
In case of loss and theft of the card, report immediately to 24x7 HDFC credit card customer care and you'll have zero liability on any fraudulent transactions made on your card.
Avail 1% fuel surcharge waiver for fuel transactions performed at any fuel stations across India. The waiver is valid on the minimum card transactions of Rs. 400 with a maximum cashback capped at Rs. 250 per statement cycle.
You can redeem accumulated credit card reward points on your HDFC Bank MoneyBack Credit Card against statement balance at the rate of 100 RP = Rs. 20.
Your MoneyBack card features the industry's leading contactless payment feature, facilitating fast, convenient, and secure payments at retail outlets.
Description |
Charges |
Annual Fee |
Rs. 500 Waived upon spends of Rs. 20,000 in 90 days |
Renewal Fee |
Rs. 500 Waived upon spends of Rs. 50,000 in 12 months |
Add-on Card Joining Fee |
NIL |
Add-on Card Annual Fee |
NIL |
A salaried individual should be between the age of 21-60 years with a net monthly income of greater than Rs. 25,000 per month.
A self-employed individual should be between the age of 21-65 years and must have filed an ITR of more than Rs. 6 Lakhs in a year.
The applicant should either be a resident of India or a non-resident Indian
A copy of PAN card or Form 60
Colour photograph
Income tax returns with computation sheet
Residence proof and identity Proof
Sr. No. |
Rewards |
Value |
1. |
Accelerated reward points on every Rs. 150 spent online |
2X |
2. |
Get a gift voucher every quarter on spends of Rs 50,000 |
Rs. 500 |
3. |
Fuel surcharge waiver at all fuel stations across India |
1% |
4. |
Get a gift voucher for spending Rs. 50,000 and above in each calendar quarter |
Rs. 500 |
5. |
Simply tap-and-pay at merchant terminals for purchases up to INR 5,000 * without entering the PIN |
Rs. 5,000 |
You can apply for HDFC MoneyBack Credit Card directly at the official portal of the bank. You have to fill in the requisite details and complete the documentation process to complete the application process. Once your application is approved, your credit card will be dispatched to the communicated address. Please note that HDFC Bank credit cards, including the HDFC Bank MoneyBack credit card, are not available on the Finserv MARKETS website.
The HDFC MoneyBack credit card comes with a plethora of benefits, such as:
Redeem reward points as cashback (100 RP = Rs 20)
Earn 2 reward points per Rs. 150 spent & 2X RP on online spends
Avail gift voucher of Rs. 500 on retail spends of Rs. 50,000 in a calendar quarter
Get a gift voucher worth Rs. 500 on spending Rs. 50,000 and above in each calendar quarter
Unlimited cashback on retail and online transactions
The validity of reward points of the HDFC MoneyBack credit card is 24 months from the date of accrual.
You can make your HDFC MoneyBack credit card bill payments either by cash, cheque, via NetBanking, or make the payment at any nearest HDFC bank ATM.