IndusInd Bank Credit Card Statement

Credit cards are one of the most preferred modes of payment as they are easy to use and they offer rewards. At the end of each billing cycle, banks offer a credit card statement detailing: 

• Amount debited/credited

• List of payments made

• Other relevant transactional details related to your credit card

With your IndusInd Bank Credit Card statement, you can check details about the amount due, payment dates, credit limit, available cash limit, available credit limit, and more. You can request your IndusInd Credit Card statement online or via post.

Read on to learn more about checking your IndusInd Bank Credit Card statement via the online and offline modes.

Follow these simple steps to check your IndusInd Bank Credit Card statement.

• Step 1: Visit www.indusind.com

• Step 2: Click ‘Personal’ on the top tab, then click ‘Forms and Documentation’ and select ‘Get Statement’

• Step 3: Enter your account number

• Step 4: Select ‘From’ and ‘To’ dates, as per your desired period

• Step 5: Choose between the two options, ‘Statement Type’- ‘Physical Statement’ or ‘send via Email’

• Step 6: Choose ‘Send via Email’ for an e-statement and for a physical copy, choose ‘Physical Statement’

• Step 7:  Wait to get the e-statement as it will be sent to your email as a PDF file

However, if you choose the physical statement, it will be sent to your registered postal address.

Follow these simple steps for IndusInd Bank Credit Card statement download in online as well as offline modes.

• Step 1: Head to www.indusind.com

• Step 2: Go to the ‘Personal’ on the top tab, then click ‘Forms and Documentation’ and select ‘Get Statement’

• Step 3: Enter your IndusInd Bank account number

• Step 4: Select ‘From’ and ‘To’ dates, according to your desired period

• Step 5: Select the ‘Statement Type’- ‘Physical Statement’ or ‘send via Email’

• Step 6: Click on ‘send via Email’ and you will get the statement in your email as a PDF file, which you can download 

In case you want to switch to downloading the IndusInd Credit Card statement instead of getting a physical copy, you can follow these steps.

• Step 1: Visit www.indusind.com

• Step 2: Click on ‘Personal’ on the top tab, then click on ‘Forms and Documentation’ and select ‘Get Statement’

• Step 3: Enter your account number

• Step 4: Select the ‘From’ and ‘To’ dates for the desired period

• Step 5: Select ‘Statement Type’

• Step 6: Click ‘send via Email’

• Step 7: You will get the IndusInd Bank Credit Card e-statement in your email as a PDF file

Credit card statements are often long as they are quite detailed. At times, it might get confusing to understand and process all the information and accurately read the statements. 

Listed below is a breakdown of how to read IndusInd Credit Card statement online:

The minimum due amount with respect to a credit card signifies a compulsory partial payment of the outstanding credit card bill. The bank calculates the minimum amount due by considering 5% of your outstanding credit card balance. It may also include any unpaid minimum amount from previous statements.  

For example, your credit card company generates your credit card statement on the 10th of every month and the due date of your bill payment is the 20th of every month. 

If you have a total credit card bill of ₹10,000, the minimum amount due will be ₹500, which is 5% of your total bill. You need today ₹500 before the 20th to avoid any late payment penalties. However, it is essential to remember that the remaining bill of ₹9,500 will attract interest.

Here are some attractive features and benefits you get with your IndusInd Bank Credit Card statement.

• You can easily get your IndusInd Credit Card statement via online (download) and offline modes (post)

• IndusInd Bank Credit Card statement download offers quick and immediate access to e-statements, thus saving time

• There are no charges for downloading the e-statement

• Availing the statement online is easy and accessible to most users

• You can easily download the e-statement via mobiles, laptops, or computers

• Regularly download your statement to track your spending habits. This can help you understand your financial health and curb unnecessary expenses.

Here are some essential terms in an IndusInd Bank Credit Card statement that you need to know about.