The IndusInd Bank Credit Card Statement is a brief yet comprehensive document that is more than just numbers; it's your gateway to understanding and managing your spending patterns. Packed with detailed transaction information, rewards earned, and applicable charges, the statement empowers you to make informed financial decisions. Stay in control of your expenses, track your benefits, and unlock a world of financial insights with the IndusInd Bank Credit Card Statement.
Credit cards are one of the most preferred modes of payment as they are easy to use and offer rewards. At the end of each billing cycle, banks offer a credit card statement detailing:
Amount debited/credited
List of payments made
Other relevant transactional details related to your credit card
With your IndusInd Bank Credit Card statement, you can check details about the amount due, payment dates, credit limit, available cash limit, available credit limit, and more. You can request your IndusInd Credit Card statement online or via post.
Follow these simple steps to check your IndusInd Bank Credit Card statement.
Open your IndusInd Bank mobile banking app
Go to the ‘I OWE’ tab
View your credit card details there
Tap on ‘Credit Card’
You can view your credit card statement in detail, for previous months.
Follow these simple steps for IndusInd Bank Credit Card statement download in online as well as offline modes.
Step 1: Head to www.indusind.com
Step 2: Click on ‘LOGIN’
Step 3: Enter your IndusInd Bank account number
Step 4: Select ‘From’ and ‘To’ dates, according to your desired period
Step 5: Select the ‘Statement Type’- ‘Physical Statement’ or ‘send via Email’
Step 6: Click on ‘send via Email’ and you will get the statement in your email as a PDF file, which you can download
Credit card statements are often long as they are quite detailed. At times, it might get confusing to understand and process all the information and accurately read the statements.
Listed below is a breakdown of how to read the IndusInd Bank Credit Card statement online:
Credit/Debit Transaction details |
Meaning |
Bill due date |
The date by which you need to either pay the total or minimum due amount. |
Statement period |
The period indicates the stipulated interest-free days on your credit card bill amount. Payment exceeding the statement period may incur additional interest charges. |
Amount due |
It is the total and/or the minimum outstanding amount due on your credit card. |
Charges |
Indicates total charges levied on your credit card, such as annual fee, interest charge fee, late payment fee, etc. |
The minimum due amount with respect to a credit card signifies a compulsory partial payment of the outstanding credit card bill. The bank calculates the minimum amount due by considering 5% of your outstanding credit card balance. It may also include any unpaid minimum amount from previous statements.
For example, your credit card company generates your credit card statement on the 10th of every month and the due date of your bill payment is the 20th of every month.
If you have a total credit card bill of ₹10,000, the minimum amount due will be ₹500, which is 5% of your total bill. You need today ₹500 before the 20th to avoid any late payment penalties. However, it is essential to remember that the remaining bill of ₹9,500 will attract interest.
You can check your IndusInd Bank Credit Card statement either online or offline. Visit www.indusind.com. Click on ‘Personal’, then click on ‘Forms and Documentation’ and then click on ‘Get Statement’. Now, you can choose the ‘Statement Type’ as ‘physical statement’ or ‘send via email’.
If you want to get an e-statement, choose ‘send via email’ and for a physical copy, choose ‘physical statement’. If you choose the e-statement, it will be sent to your email, and if you choose the physical statement, it will be sent to your registered postal address.
Visit www.indusind.com. Click on ‘Personal’, then ‘Forms and Documentation’ and then click ‘Get Statement’. Now, choose the ‘Statement Type’ as ‘send via email’. Then, you will get your e-statement in your email in a PDF file. You can then download the IndusInd Credit Card statement on your device.
Your IndusInd Credit Card statement lists the due date for your credit card bill, debit and credit amount, minimum/maximum credit limit, credit card statement period, and the associated charges.
Yes, you can set up an auto-debit facility for minimum or total outstanding payments. To activate the facility, you need to download and fill out the Auto Debit mandate form. Then, you need to mail the filled form to IndusInd Bank.
In case you exceed the credit limit on your credit card, you will need to pay an over-limit charge levied by the bank.