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What is IndusInd Nexxt Credit Card?

IndusInd Bank brings to you a new-generation credit card with its ‘Nexxt credit card’ offering. The IndusInd Nexxt Credit Card is India’s first interactive credit card with in-built LED lights which offer you to switch between multiple payment options while shopping at your favorite stores. The LED light feature offers you immense flexibility while making payments.

IndusInd Nexxt Credit Card Features & Benefits

1. Contactless Card Feature:

The most prominent feature of IndusInd Bank Nexxt credit card is the ‘Contactless Card Feature’. The contactless chip ensures swift and secure payment. You can transact simply by tapping the card at merchant stores accepting contactless payments.


Certain benefits of contactless payments are:

  • Fast and convenient payment at merchant locations accepting contactless payment

  • Hassle-free payment at merchant stores both in India and abroad

  • Easy booking for movie tickets, online purchases, travel, etc.

  • Flexibility of payment options

  • Safe online and e-commerce transactions

2. Other IndusInd Bank Nexxt credit card benefits include:







IndusInd Nexxt credit card voucher and Welcome Benefits

  • Get EazyDiner Gift Voucher and make instant table booking in over 2,000 restaurants across 9 cities in India

  • Enjoy luxurious sojourns for business or pleasure at Oberoi Hotels by redeeming the Oberoi Gift Voucher

  • Choose from an exquisite collection of luxury items from Mont Blanc stores

  • With the Luxe Gift card get access to 30 global premium luxury brands for your indulgence

  • With Vouchagram, get exciting offers on brands like Bata, Vero Moda, Aldo, William Penn, Titan, Pantaloons, Hidesign, Woodland, Charles & Keith, United Colours of Benetton, Louis Philippe, and more


Nexxt Travel Benefits

  • Enjoy the priority pass for comfortable travel across the country or abroad

  • Enjoy access to 600+ lounges across the globe


Nexxt Entertainment Benefits

  • Buy 1 Get 1 Movie Ticket free with BookMyShow

  • Avail up to 2 free movie discounts per month

Fuel and Petrol Waivers
  • Enjoy 1% surcharge waiver on fuels at petrol pumps across India

Nexxt Concierge Services

  • Enjoy 24x7 concierge services for pre-trip assistance, flight booking, hotel reservation, sports/ entertainment booking, flower/gift delivery, and more

Nexxt Auto Assist

  • Enjoy 24x7 assistance for vehicle breakdown, Emergency fuel supply, flat tyre/battery repair, key repair, emergency towing assistance, and medical assistance in case of an accident

Next Assurance against Fraud

  • With the ‘Total Protect’ program, get protection against unauthorised transactions, counterfeit fraud and theft/loss of cards.

  • Get a complimentary air-accident cover up to ₹25 lakh

Other benefits

  • Enjoy flexible payment options with credit points, reward points, or EMI

IndusInd Nexxt Credit Card Fees & Charges

IndusInd bank Nexxt credit card charges for joining and other accessory fees are listed below:

Joining Fee


Annual Maintenance Charges


Revolving Credit Interest


Late Payment Charges

Up to ₹ 100- Nil

From ₹ 101 to ₹ 500- ₹ 100

From ₹ 501 to ₹ 1,000- ₹ 350

From ₹ 1,001 to ₹ 10,000- ₹ 550

From ₹ 10,001 to ₹ 25,000- ₹ 800

From ₹ 25,001 to ₹ 50,000- ₹ 1100

Above 50,000- ₹ 1300

IndusInd Nexxt Credit Card Rewards

The rewards earned from each transaction of this IndusInd bank credit card can be redeemed on the following:

  • Enjoy amazing shopping and travel benefits on IndusInd Nexxt credit card voucher

  • Get 1 reward point for every ₹150 spent on your IndusInd Bank Nexxt Credit Card

  • Redeem your accumulated reward points on Air Miles on Vistara or InterMiles

  • Redeem your accumulated reward points on IndusMoments or Cash Credit

  • Cardholders can avail ‘Pay by Reward’ option

IndusInd Nexxt Credit Card Eligibility Criteria

In order to fulfill IndusInd Nexxt Credit Card Eligibility Criteria, the applicant needs to fulfill the following:

  • He/She must be above 21 years of age

  • He/She must either be salaried or self-employed with a minimum monthly income of ₹50,000

  • He/She must have an active credit history

  • He/She may be asked to show documents for residential proof ( Passport, Driving License, Electricity bill), Income Proof (Bank Statements, Salary Slips), and Identity Proof (Aadhar Card, PAN Card)

How to Apply for an IndusInd Nexxt Credit Card?

IndusInd Nexxt Credit Card is currently not available on the Bajaj Markets website. However, you can apply for IndusInd Nexxt Credit Card online by visiting the bank’s official website. You can also visit the nearest IndusInd bank and get in touch with the bank’s executive to assist you with the offline application process.

How to Reach IndusInd Nexxt Credit Card Customer Care?

You can reach the IndusInd bank credit card customer care for any queries by following the simple steps:

  • Visit

  • Once you reach the website, click on personal Reach Us

  • You can choose which service you would like to avail by clicking on various options available on the customer care page.

FAQs on IndusInd Nexxt Credit Card

IndusInd Bank Nexxt credit card is a new-generation credit card that allows you to make faster payments with just one tap at stores accepting contactless payments. The card has LED buttons for the payment option. You can press any of these buttons for a payment selection of your choice.

The IndusInd Credit limit ranges from ₹80,000 to ₹1 lakh for applicants with a minimum monthly income of ₹50,000.

The Nexxt IndusInd Credit Card statement gives a detailed account of your transactions during a particular billing cycle. You can also check your reward points, minimum/maximum credit limit, and more via your Credit Card Statement.

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