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With the Bajaj Finserv RBL Bank SuperCard, you can enjoy unlimited rewards and benefits on travel, shopping, bill payments, fuel expenses, dining, and more. To unlock these benefits, you simply need to meet the Bajaj Finserv RBL Bank SuperCard eligibility checklist. 

 

With basic parameters like age, credit score, income, and employment status, the Bajaj Finserv RBL Bank SuperCard makes credit card benefits accessible to all. However, to make the application process smooth and easy, you should learn more about the eligibility parameters and documents needed for the card.  

Eligibility Criteria

The eligibility criteria for the Bajaj Finserv RBL Bank SuperCard is quite elementary. To qualify for the card, you must meet the following basic eligibility parameters:

 

  • You must be an Indian citizen

  • You must be between 21-70 years of age 

  • You must be a salaried or self-employed individual with a stable income

  • You must have a credit score of 720 or higher

     

Note: Annual income eligibility parameter can vary depending on the Bajaj Finserv RBL Bank SuperCard variant you pick. 

Documents Required

If you meet the above mentioned eligibility checklist, you can easily apply for the Bajaj Finserv RBL Bank SuperCard. Just keep the following documents ready to complete a video KYC verification process and you’re all set:

 

Factors that Affect Your Credit Card Eligibility

Your Bajaj Finserv RBL Bank SuperCard eligibility is affected by the following factors:

 

1. CIBIL Score

A good CIBIL score of 720 or above makes you eligible for a Bajaj Finserv RBL Bank SuperCard. Your CIBIL score is a summary of your credit history and conveys your creditworthiness to the lender. So, if you’re a reliable borrower with a good history of loan or credit repayment, your chances of securing approval on the application will be quite high.

 

2. Employment Stability

Apart from meeting a certain annual income threshold, you also need to demonstrate income stability. A stable source of income ensures timely repayments and thus, is equally important for lenders. So, if you’ve been employed at your current job for over a year, your chances of getting a Bajaj Finserv RBL Bank SuperCard will automatically rise. 

 

3. Past Credit Enquiries

Your Bajaj Finserv RBL Bank SuperCard eligibility might be hampered if you’ve made multiple credit enquiries in the past. To be on the safe side, you should ensure an interim period of at least 6 months between two credit card or loan applications. 

 

4. Residency

Your residential address might also affect your approval chances. Most require you to be an Indian resident, while few are also available to NRIs. Certain credit cards are only available to people residing in certain cities and locations. For instance, the Bajaj Finserv RBL Bank SuperCard eligibility includes a residence clause. As per the clause, you need to live in a Bajaj Finserv RBL Bank SuperCard live location to qualify for the same.

FAQs on Eligibility Criteria and Documents Required

What are the documents required for a Bajaj Finserv RBL Bank SuperCard?

To apply for the Bajaj Finserv RBL Bank SuperCard online, you will need to keep your Aadhaar Card and PAN Card handy. Both these documents will be required for the instant video KYC verification process.

How can I know if I am eligible for a Bajaj Finserv RBL Bank SuperCard?

To apply for a Bajaj Finserv RBL Bank SuperCard, you must be 21-70 years old, have a stable income and a CIBIL score of 720 or more. Additionally, you must also meet the minimum income requirements of the Bajaj Finserv RBL Bank SuperCard variant you pick. You can review all the eligibility criteria for the Bajaj Finserv RBL Bank SuperCard on the Bajaj Markets page before applying.

How can I apply for a Bajaj Finserv RBL Bank SuperCard online?

You can apply for a Bajaj Finserv RBL Bank SuperCard online by visiting the Bajaj Markets website. Click on the ‘Apply Now’ option and fill up the initial application form with your name, registered mobile number, and date of birth details. Next, check your offers to review the Bajaj Finserv RBL Bank SuperCards you’re eligible for. Complete and submit your online application form for the card and wait for a representative to get in touch with you for the video KYC process.

Will my credit score affect my chances of getting a Bajaj Finserv RBL Bank SuperCard?

Yes. Your credit score is an essential eligibility factor lenders assess while approving credit cards as well as fixing credit limits. For a Bajaj Finserv RBL Bank SuperCard, a credit score of 720 or above is preferred.

What is the minimum income requirement for a Bajaj Finserv RBL Bank SuperCard?

Minimum income requirements for the Bajaj Finserv RBL Bank SuperCard will vary depending on the variant selected. That said, most Bajaj Finserv RBL Bank SuperCards come with easy minimum income requirements. You can call the Bajaj Finserv RBL Bank SuperCard helpline to check income requirements for a particular card variant before applying.

As an 18-year-old, can I apply for a Bajaj Finserv RBL Bank SuperCard?

No. As per the Bajaj Finserv RBL Bank SuperCard eligibility checklist, you must be at least 21 years old to apply for the card.

How can I improve my Bajaj Finserv RBL Bank SuperCard eligibility?

You should first work on improving your credit score. Making timely payments, maintaining a low debt-to-income ratio, and limiting your credit utilisation ratio to 30% can help improve your CIBIL score. You should also avoid making multiple credit enquiries to raise your CIBIL score. Other than that, ensuring job stability and a healthy annual income will also help improve your chances of approval.

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