YES Bank Credit Card EMI

**Disclaimer: YES Bank Credit Card is not a Bajaj Markets product. Offers would be from partner Banks/NBFCs only

YES Bank offers multiple credit cards with a wide range of exclusive benefits and offers. These cards not only let you earn while you shop, but also manage your spends effectively through the YES Bank credit card EMI facility. 

Through options like ‘EMI on Call’ and ‘Instant EMI’, YES Bank allows you to split your big bills into convenient instalments. You can choose from a flexible repayment tenor that best suits your repayment capacity to make your expensive purchases more affordable. 

You can enjoy the YES Bank Credit Card EMI facility for your online and retail purchases in the following ways:

• Retail Store Purchases

When making a transaction, swipe your card at a partner merchant to make use of the ‘Instant EMI’ facility

• Online Purchases 

Select the YES Bank credit card as your preferred payment option at checkout to convert the bill amount into EMIs, on e-commerce platforms

• EMI on Call

Convert your purchases into EMI by calling the YES Bank credit card customer care number (Available to select credit cards from YES Bank)

Your monthly instalment depends on the APR and other fees that the issuer charges. Here are the details relating to the YES Bank Credit Card EMI interest rate and charges:  

• YES Bank credit card EMI interest rate is 16% p.a.

• 18% GST is applicable on the interest amount, processing fee, and foreclosure fee

• A processing fee of 2% of the transaction amount is applicable for all of the YES Bank’s ‘EMI on Call’ transactions

• No processing fee is charged on the ‘Instant EMI’ service

Check out the YES Bank credit card fees and charges in detail to know more.

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.