**Disclaimer: Yes Bank is not a Finserv MARKETS partner. Offers would be from partner Banks/NBFCs only.
In addition to providing regular banking services, Yes Bank is also involved in offering credit facilities in the form of credit cards. The bank’s portfolio is vast with as many as 10 different Yes Bank credit cards on offer with varying levels of features, rewards, and benefits.
For instance, with a Yes Bank online credit card, you can enjoy fuel surcharge waivers, complimentary golf program, complimentary airport lounge access, and more. Want to take a look at the Yes Bank credit card list before you go ahead and get one for yourself? Continue reading to find out.
ON THIS PAGE: Yes Card Types | Features & Benefits | Top Yes Bank Credit Card | Fees & Charges | Reward Program | How to Apply | Documents & Eligibility | Yes Bank Customer Care | FAQs
Annual membership fees - Rs. 9,999 plus taxes
Renewal fees - Rs. 9,999 plus taxes
Annual membership fees - Rs. 2,499 plus taxes
Renewal fees - Rs. 2,499 plus taxes
Annual membership fees - Rs. 1,599 plus taxes
Renewal fees - Rs. 1,599 plus taxes
Annual membership fees - Rs. 1,999 plus taxes
Renewal fees - Rs. 1,999 plus taxes
Annual membership fees - Rs. 499 plus taxes
Renewal fees - Rs. 499 plus taxes
Annual membership fees - Rs. 299 plus taxes
Renewal fees - Rs. 299 plus taxes
Annual membership fees - Rs. 1,499 plus taxes
Renewal fees - Rs. 1,499 plus taxes
Annual membership fees - Rs. 999 plus taxes
Renewal fees - Rs. 999 plus taxes
Annual membership fees - Rs. 1,999 plus taxes
Renewal fees - Rs. 1,999 plus taxes
Annual membership fees - Rs. 2,999 plus taxes
Renewal fees - Rs. 2,999 plus taxes
Wondering what you get by opting for a Yes Bank credit card? Here’s a quick preview of the various Yes bank credit card features and benefits that you get to enjoy.
All Yes Bank credit cards offer amazing offers and discounts on a wide range of categories such as wellness, travel, dining, and shopping.
If you’re a movie buff, you’re in for a surprise. You get up to 25% discount on movie tickets booked on BookMyShow using a Yes Bank credit card.
Depending on the type of Yes Bank credit card that you choose, you get access to either reward points or cashbacks on your spends.
Say goodbye to lengthy payment processes. Many Yes Bank credit cards come with a built-in NFC chip that allows you to make quick contactless payments.
Access to Airport Lounges
With a Yes Bank credit card, you can now relax luxuriously at the airport while waiting for a flight.
Here’s a quick preview of the top Yes Bank credit cards with some of their features.
Category: Premium rewards
Ideal for: Individuals looking for premium rewards and preferential benefits
Features: Life insurance coverage of up to Rs. 3 crores, preferential foreign currency markup of just 1.75%, and free golf lesson each month at select golf courses in India
Annual fees: Rs. 9,999 plus taxes
Category: Rewards
Ideal for: Individuals looking for reward point benefits
Features: Bonus reward points for spending Rs. 6 lakhs or above in a year, reward points on spends, redemption of reward points for Air Miles.
Annual fees: Rs. 2,499 plus taxes
Category: Health and wellness
Ideal for: Health conscious individuals
Features: Accelerated reward points on chemist and pharmaceutical spends, complimentary fitness sessions and annual preventive health checkups.
Annual fees: Rs. 2,999 plus taxes
Keen on knowing what the fees and charges for Yes Bank credit cards are? The below table can help give you some clarity.
Particulars |
Fees and Charges |
Annual membership fees and renewal fees |
Varies from one card to another |
Cash advance fees |
Rs. 300 or 2.5% of the amount withdrawn, whichever is higher |
Foreign currency markup |
Varies from one card to another |
Payment return charges |
Rs. 350 per payment return |
Finance charges |
Varies from one card to another |
Balance as per statement |
Late payment charges |
Less than or equal to Rs. 100 |
NIL |
Rs. 101 to Rs. 500 |
Rs. 150 |
Rs. 501 to Rs. 5,000 |
Rs. 500 |
Rs. 5,001 to Rs. 20,000 |
Rs. 750 |
Above Rs. 20,000 |
Rs. 1,000 |
Yes Bank credit cards come with a unique rewards programme that provides you with a host of benefits for spending. For certain specific payments that you make through your favorite Yes Bank card, you get to earn reward points, which you can later redeem for goodies like discount coupons or products.
Or, depending on the card, you could also stand to earn cashbacks for each and every spend that you make. Whether you’re out for a fine dining experience or getting your weekly groceries, your Yes Bank CC can help you make the most of every activity. Here’s a quick look.
Yes Bank Credit Card |
Reward Points |
Yes First Exclusive Credit Card |
|
Yes First Preferred Credit Card |
|
Yes Premia Credit Card |
|
Yes Prosperity Edge Credit Card |
|
Yes Prosperity Rewards Plus Credit Card |
|
Yes Prosperity Rewards Credit Card |
|
Yes Prosperity Cashback Plus Credit Card |
|
Yes Prosperity Cashback Credit Card |
|
Wellness Credit Card |
|
Wellness Plus Credit Card |
|
Wish to get a Yes Bank credit card for yourself? There are multiple ways to apply for one. You could either do it online or through the offline method. Here’s a brief overview of both of them.
Yes Bank Card is currently not available on the Finserv MARKETS website. If you wish to apply for a Yes credit card online , you can do so by visiting their website. To browse other credit card options, visit Finserv MARKETS today!
Alternatively, if you prefer to get the best credit card of Yes Bank through the offline process, here’s what you would have to do.
Visit a branch of Yes Bank that’s nearest to you.
Get in touch with a bank executive.
Fill the Yes Bank CC application form and attach all relevant documents.
Submit the same at the branch.
Let’s delve into the various Yes Bank credit card requirements that you would have to satisfy to be able to apply for one.
The eligibility criteria for applying for a Yes Bank credit card online is quite relaxed. Here’s what you would have to do.
Be at least 21 years of age, but not above 60 years.
Be a salaried or a self-employed individual.
If you’re a salaried individual, earn a minimum of Rs. 25,000 per month.
If you’re a self-employed individual, have a minimum income of Rs. 5 lakhs per annum as per your Income Tax Returns (ITRs).
Just like the Yes credit card eligibility criteria, the documents that you would have to submit to get your hands on a Yes Bank credit card are also minimal. Finding it hard to believe? Take a look.
A copy of your identity proof - Aadhaar, driving license, passport, PAN, voter’s ID
A copy of your address proof - Passport, Aadhaar, driving license, voter’s ID, utility bills, bank statement
If you’re a salaried individual, your salary slips for the last 3 months
If you’re a self-employed individual, your Income Tax Return (ITR) for the previous financial year and your bank statement for the previous 3 months.
A passport size photograph
Want to know what the average Yes Bank credit card processing time is? Or maybe you wish to know how to upgrade a Yes Bank credit card? Whatever questions you may have, you could always get in touch with the customer care of the bank to get them answered.
If you’re calling from within India, here’s the number of YESTOUCH, the customer care arm of the bank - 1800 103 1212. On the other hand, if you’re calling from outside India, the number that you would have to use is +91 22 4935 0000. Yes Bank credit card customer care helpline operates 24/7, so you don’t have to worry about any delays in redressal.
Alternatively, if you prefer to get in touch via email , then you could always address your queries to yestouchcc@yesbank.in.
All of the credit cards offered by Yes Bank are equally good and offer varying levels of benefits and rewards. If you’re interested in knowing what the best Yes Bank credit card is for you, do a detailed comparison of the various options offered by the bank. This way, you can make a more informed decision.
There is no minimum credit score requirement for applying for a Yes Bank credit card. As long as you satisfy the basic eligibility criteria, you can apply for a Yes Bank CC.
The minimum salary requirement for a Yes Bank credit card varies from one card to another. It ranges anywhere from Rs. 25,000 per month to Rs. 4 lakhs per month. Therefore, it is advisable to take a look at the eligibility criteria for each individual credit card to get a better idea.
Of course. If you already have a Yes Bank credit card with you, you may be able to opt for a Yes Bank credit card upgrade subject to the terms and conditions laid out by the bank. For more information regarding this, you could always get in touch with the customer care of Yes Bank.
Customers within India can call 1800 103 1212 to get in touch with the Yes Bank credit card customer care. And customers outside India would have to call +91 22 4935 0000 to reach the helpline. Also, if you prefer emailing, here’s the ID to which you would have to address your queries - yestouchcc@yesbank.in.