If you are looking to enjoy lifestyle benefits, complimentary lounge access, discounts and cashback on purchases and rewards against all your transactions, you should apply for a YES Bank credit card. Designed to cater to your diverse needs, YES Bank credit cards are packed with attractive features such as contactless payments, movie and shopping discounts, complimentary airport lounge access, etc., to make your transactions rewarding.
Key Highlights of YES Bank Credit Card
Attractive rewards programme
Discounts and cashback against regular as well as special purchases
Easy and rewarding bill payment process via YES PayNow
Fuel surcharge waivers across domestic fuel stations
Complimentary lounge access under the LoungeKey program on select cards
How to Apply for a YES Bank Credit Card
You can apply online for YES Bank credit cards by visiting the Bajaj Markets website and following the steps given below:
Step 1: Visit Bajaj Markets to check the range of YES Bank credit cards available.
Step 2: Enter a few of your details to know your eligibility.
Step 3: Check your offer and compare the multiple YES Bank card options available.
Step 4: Select the YES Bank credit card that best matches your spending habits.
Step 5: Submit your application and get approved.
Some of the Top YES Bank Credit Cards
Some of the top credit cards offered by YES Bank are mentioned below:
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Eligibility Criteria and Documents Required for YES Bank Credit Cards
To apply for a YES Bank credit card, you must meet the below-mentioned eligibility criteria. You would also need to provide a copy of your identity proof, address proof, and income proof for verification purposes.
1. Eligibility Criteria
Age: Age between 21 and 60 years
Residence: A resident of India
Income: For salaried individuals, a minimum monthly income of ₹25,000 (varies from card to card). For self-employed individuals, minimum ₹5 lakh per annum as per your Income Tax Returns (ITRs)
Credit Score: A good credit score, likely 750 and above
Do note that the YES Bank credit card eligibility criteria will vary depending on the card you apply for.
2. Documents Required
Identity Proof: Aadhaar, driving licence, passport, PAN, voter’s ID
Address Proof: Passport, Aadhaar, driving licence, voter’s ID, utility bills, bank statement.
Income Proof: Salary slips for the last 3 months (for salaried individuals); Income Tax Return (ITR) for the previous financial year and bank statement for the previous 3 months (for self-employed individuals)
Passport-size photograph
YES Bank Credit Card Rewards Program
YES Bank credit cards come with a unique rewards programme that provide you with a host of benefits against your purchases. For certain payments that you make through your favourite YES Bank card, you get to earn reward points. On some cards, you also get cashback on movie tickets, groceries, and bill payments through YES PayNow as well as on other retail payments. Once you have accumulated enough YES Bank credit card reward points, you can redeem these points for goodies like discount coupons or products.
Features & Benefits of YES Bank Credit Card
Here’s a quick preview of the various YES Bank credit card features and benefits that you can enjoy on your YES Bank credit card.
Lifestyle Benefits
All YES Bank credit cards offer amazing offers and discounts on a wide range of categories such as wellness, travel, dining, and shopping.
Discounts on Movie Tickets
If you’re a movie buff, you’re in for a surprise. You get up to 25% discount on movie tickets booked on BookMyShow using a YES Bank credit card.
Reward Points and Cashbacks
Depending on the type of YES Bank credit card that you choose, you get access to either reward points or cashback on your spends.
Contactless Payments
Say goodbye to lengthy payment processes. Many YES Bank credit cards come with a built-in NFC chip that allows you to make quick contactless payments.
Access to Airport Lounges
With a YES Bank credit card, you can now relax luxuriously at the airport while waiting for a flight.
Fees and Charges of YES Bank Credit Card
The YES Bank credit card charges are mentioned below:
Types of Fees |
Fees and Charges |
Annual membership and renewal fees |
Varies from card to card |
Cash advance fees |
₹300 or 2.5% of the amount withdrawn, whichever is higher |
Foreign currency markup |
Varies from card to card |
Payment return charges |
₹350 per payment return |
Finance charges |
Varies from card to card |
Late payment charges |
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YES Bank Credit Card Customer Care Contact Details
If you want to know the average YES Bank credit card processing time or wish to upgrade your existing credit card or have any card-related issues or questions, you can call YESTOUCH, YES Bank’s credit card customer care, at 1800 103 1212 (domestic) or +91 22 4935 0000 (outside India). Alternatively, you could send your queries to yestouchcc@yesbank.in.
DISCLAIMER: The information provided by BFDL herein above is related to the Non-Partnered Banks/ NBFCs and is just for the purpose of information and under no circumstances the information provided hereinabove is intended to be source of advice or recommending any financial advice or endorsement of any sort. The information including interest rates or fees and charges with regard to any credit card, provided on this website is gathered through publicly available sources over the internet and is considered as accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. as well as offers by the Non-Partnered Banks or NBFCs. The use of information set out is entirely at the User’s own risk and User should exercise due care prior taking any decision, on the basis of information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any application or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, trade names, logo and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such products.
Yes Bank Credit Card Variants - Non Partner
About Credit Cards
- Credit Card
- Credit Card Customer Care
- Credit Card Payment
- Credit Card Net Banking
- Credit Card Application Status
- Credit Card Statement
- Credit Card Features & Benefits
- Credit Card Interest Rate
- Credit Card Pin Generation
- Credit Card Limit
- Credit Card Offers
- Credit Card Eligibility
- Credit Card Documents
- Credit Card Lost
- Credit Card EMI
- Credit Card Loan
- Credit Card CVV
- Credit Card Annual Rate
- Credit Card Against FD
- Credit Card Address Change
- Credit Card Reward Points
- Credit Card Balance Transfer
- Lifetime Free Credit Card
- Credit Card Validity/Expiry
- Credit Card Fraud
- Credit Card Insurance
- GST on Credit Card
Non Partner Credit Cards
Credit Cards Partners at Bajaj Markets
Resource Centre
- Student Credit Card
- Bihar Student Credit Card
- West Bengal Student Credit Card
- Kisan Credit Card
- KYC
- What is IMPS?
- What is NEFT?
- What is RTGS?
- NEFT VS IMPS
- Petrol Price in India
- Pay Slips
- Form 16
- Nach Mandate
- OTP
- ACH Mandate
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- ATM Card
- Add Credit Card to GPay
- Add Money from Credit Card to Paytm
- SMS Banking
- Mobile Banking
The YES Bank credit card limit is decided based on several factors and varies from applicant to applicant. Some of the factors that influence the available credit limit on your YES Bank credit card are your credit score, credit history, and monthly income, among other things.
Yes, you can get a YES Bank Credit Card if you meet the eligibility requirements. You can check your eligibility and apply for a credit card from YES Bank on the Bajaj Markets website/app in a few quick and easy steps.
Depending on the type of transactions you make on the card, the charges will vary. Some of the common charges based on usage are cash advance fees, foreign currency markup, payment return charges, finance charges, and late payment charges. The joining fees and the renewal fees will vary from one card to the other.
Some of the top YES Bank credit cards you can apply for are YES First Exclusive credit card, YES First Preferred credit card, YES Premia credit card, YES Prosperity Edge credit card, YES Prosperity Rewards Plus credit card, YES Prosperity Rewards credit card, YES Prosperity Cashback Plus credit card, YES Prosperity Cashback credit card, YES Wellness credit card, and YES Wellness Plus credit card.
All of the credit cards offered by YES Bank are equally good and offer varying levels of benefits and rewards. If you’re interested in knowing what the best YES Bank credit card is for you, do a detailed comparison of the various options offered by the bank. This way, you can make a more informed decision.
There is no minimum credit score requirement to apply for a YES Bank credit card. As long as you satisfy the basic eligibility criteria, you can apply for a Yes Bank CC.
The minimum salary requirement for a YES Bank credit card varies from one card to another. It ranges anywhere from ₹25,000 to ₹4 lakh per month. Therefore, it is advisable to take a look at the eligibility criteria for each individual credit card to get a better idea.
Of course. If you already have a YES Bank credit card with you, you may be able to opt for a Yes Bank credit card upgrade subject to the terms and conditions laid out by the bank. For more information regarding this, you could always get in touch with Yes Bank customer care.
Customers within India can call 1800 103 1212 to get in touch with the YES Bank credit card customer care. And customers outside India would have to call +91 22 4935 0000 to reach the helpline. Also, if you prefer emailing, you can address your queries to yestouchcc@yesbank.in.
