YES Credit Cards

If you are looking to enjoy lifestyle benefits, complimentary lounge access, discounts and cashback on purchases and rewards against all your transactions, you should apply for a YES Bank credit card. Designed to cater to your diverse needs, YES Bank credit cards are packed with attractive features such as contactless payments, movie and shopping discounts, complimentary airport lounge access, etc., to make your transactions rewarding.

Key Highlights of YES Bank Credit Card

• Attractive rewards programme

• Discounts and cashback against regular as well as special purchases

• Easy and rewarding bill payment process via YES PayNow

• Fuel surcharge waivers across domestic fuel stations

• Complimentary lounge access under the LoungeKey program on select cards

How to Apply for a YES Bank Credit Card

You can apply online for YES Bank credit cards by visiting the Bajaj Markets website and following the steps given below:

• Step 1: Visit Bajaj Markets to check the range of YES Bank credit cards available.

• Step 2: Enter a few of your details to know your eligibility.

• Step 3: Check your offer and compare the multiple YES Bank card options available.

• Step 4: Select the YES Bank credit card that best matches your spending habits.

• Step 5: Submit your application and get approved.

Top YES Bank Credit Cards

Some of the top credit cards offered by YES Bank are mentioned below:

Eligibility Criteria and Documents Required for YES Bank Credit Cards

To apply for a YES Bank credit card, you must meet the below-mentioned eligibility criteria. You would also need to provide a copy of your identity proof, address proof, and income proof for verification purposes.

1. Eligibility Criteria

• Age: Age between 21 and 60 years

• Residence: A resident of India

• Income: For salaried individuals, a minimum monthly income of ₹25,000 (varies from card to card). For self-employed individuals, minimum ₹5 lakh per annum as per your Income Tax Returns (ITRs)

• Credit Score: A good credit score, likely 750 and above

Do note that the YES Bank credit card eligibility criteria will vary depending on the card you apply for.

2. Documents Required

• Identity Proof: Aadhaar, driving license, passport, PAN, voter’s ID

• Address Proof: Passport, Aadhaar, driving license, voter’s ID, utility bills, bank statement.

• Income Proof: Salary slips for the last 3 months (for salaried individuals); Income Tax Return (ITR) for the previous financial year and bank statement for the previous 3 months (for self-employed individuals)

• Passport-size photograph

YES Bank Credit Card Rewards Program

YES Bank credit cards come with a unique rewards programme that provide you with a host of benefits against your purchases. For certain payments that you make through your favourite YES Bank card, you get to earn reward points. On some cards, you also get cashback on movie tickets, groceries, and bill payments through YES PayNow as well as on other retail payments. Once you have accumulated enough YES Bank credit card reward points, you can redeem these points for goodies like discount coupons or products.

Features & Benefits of YES Bank Credit Card

Here’s a quick preview of the various YES bank credit card features and benefits that you can enjoy on your YES credit card.

• Lifestyle Benefits

All YES Bank credit cards offer amazing offers and discounts on a wide range of categories such as wellness, travel, dining, and shopping.

• Discounts on Movie Tickets

If you’re a movie buff, you’re in for a surprise. You get up to 25% discount on movie tickets booked on BookMyShow using a YES Bank credit card.

• Reward Points and Cashbacks

Depending on the type of YES Bank credit card that you choose, you get access to either reward points or cashback on your spends.

• Contactless Payments

Say goodbye to lengthy payment processes. Many YES Bank credit cards come with a built-in NFC chip that allows you to make quick contactless payments.

• Access to Airport Lounges

With a YES Bank credit card, you can now relax luxuriously at the airport while waiting for a flight.

Fees and Charges of YES Bank Credit Card

The YES Bank credit card fees and charges are mentioned below:

YES Bank Credit Card Customer Care Contact Details

If you want to know the average YES Bank credit card processing time or wish to upgrade your existing credit card or have any card-related issues or questions, you can call YESTOUCH, YES Bank’s credit card customer care, at 1800 103 1212 (domestic) or +91 22 4935 0000 (outside India).  Alternatively, you could send your queries to yestouchcc@yesbank.in.

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