Discover the features and benefits of a travel loan in India. Check out the interest rates, details, and eligibility criteria on Bajaj Markets and repay comfortably with pocket-friendly EMIs.
Do you want to travel the world but feel held back by other expenses? A personal loan for travel, available on Bajaj Markets, can help you take that long-awaited trip to your dream destination.
With the loan, you can manage your trip cost and stick to your budget, and enjoy your vacation without financial stress. Enjoy benefits such as flexible repayment tenures, competitive interest rates, and minimal processing fees.
Planning an international trip is exciting, and a travel loan can make it even more enjoyable by taking the financial stress off your shoulders. With this loan, you can easily cover travel expenses, stay within your budget, and focus on creating memorable experiences.
It helps you manage the following costs effortlessly:
Flight Costs: A personal loan can cover airfare, helping you plan your trip with financial confidence
Accommodation: Secure your stay at hotels, resorts, or homestays with ease through upfront payments
Visa and Documentation Fees: Handle visa applications and permits smoothly with necessary fees covered
Travel Insurance: Protect yourself with travel insurance against medical emergencies and trip changes for a worry-free journey
Local Transportation: Easily manage expenses for taxis, rentals, or public transport while exploring
Food and Dining: Enjoy dining experiences in tourist areas without budget concerns
Sightseeing and Activities: Plan and book tours, tickets, and adventures in advance for a memorable trip
Shopping and Miscellaneous: Allow room for souvenirs, personal purchases, and other delightful extras
Preserve Your Savings: Use a travel loan to keep your savings intact while accessing funds quickly
Flexible Repayment: Spread trip costs into convenient monthly instalments through easy EMIs
Here are some tour loan offers from various partner lenders on Bajaj Markets:
| Available Offerings | Max. Loan Amount | Starting Interest Rate | Max. Tenure | Processing Fee |
|---|---|---|---|---|
Privo (Credit Saison) Personal Loan |
₹5 Lakhs |
9.99% p.a. |
60 months |
1% to 3% of the loan amount + GST |
Bajaj Finance Personal Loan |
₹55 Lakhs |
10.00% p.a. |
96 months |
Up to 3.93% of the loan amount (Inclusive of taxes) |
Kotak Mahindra Bank Personal Loan |
₹40 Lakhs |
10.99% p.a. |
72 months |
1.10% - 1.50% of the loan amount + GST |
KreditBee Personal Loan |
₹10 Lakhs |
12.00% p.a. |
60 months |
Up to 5.1% + GST |
L&T Finance Personal Loan |
₹15 Lakhs |
12.00% p.a. |
48 months |
Up to 3% of the loan amount + GST |
Freo (formerly MoneyTap) Personal Loan |
₹5 Lakhs |
12.00% p.a. |
36 months |
1% onwards |
SMFG India Credit Personal Loan |
₹25 Lakhs |
12.00% p.a. |
60 months |
0% to 6% of the loan amount |
YES BANK Personal Loan |
₹50 Lakhs |
12.50% p.a. |
72 months |
1.15% to 2.75% of the loan amount |
Federal Bank Personal Loan |
₹5 Lakhs |
12.75% p.a. |
48 months |
2% to 3% of the loan amount + 18% GST |
Aditya Birla Capital Personal Loan |
₹7 Lakhs |
13.50% p.a. |
60 months |
Up to 4% of the loan amount + GST |
Fibe Personal Loan |
₹5 Lakhs |
14.00% p.a. |
36 months |
Up to 2% of the loan amount |
Kissht Personal Loan |
₹4 Lakhs |
14.00% p.a. |
24 months |
3% to 5% of the loan amount |
PaySense Personal Loan |
₹5 Lakhs |
14.00% p.a. |
60 months |
2% to 2.5% of the loan amount + GST or ₹500 + GST (whichever is higher) |
Muthoot Finance Personal Loan |
₹10 Lakhs |
14.50% p.a. |
60 months |
2% to 4% of the loan amount |
Finnable Personal Loan |
₹10 Lakhs |
15.95% p.a. |
60 months |
Up to 3% of the loan amount |
InCred Personal Loan |
₹10 Lakhs |
16.00% p.a. |
60 months |
2% to 5% of the sanctioned amount |
Piramal Finance Personal Loan |
₹6 Lakhs |
17.25% p.a. |
60 months |
1.50% to 4.50% of the loan amount |
Olyv Personal Loan |
₹1 Lakh |
18.00% p.a. |
12 months |
2% to 12% of the loan amount |
IIFL Finance Personal Loan |
₹5 Lakhs |
18.00% p.a. |
42 months |
2% to 6% of the loan amount + GST |
Upwards Personal Loan |
₹5 Lakhs |
18.00% p.a. |
36 months |
Up to 4% of the loan amount |
Zype Personal Loan |
₹5 Lakhs |
18.00% p.a. |
12 months |
2% to 6% of the loan amount |
mPokket Personal Loan |
₹45,000 |
24.00% p.a. |
90 days |
₹50 to ₹200 + 18% GST (maximum APR of 48%) |
Moneyview Personal Loan |
₹10 Lakhs |
1.33% p.m. |
60 months |
Starts from 2% of the approved loan amount |
CASHe (Bhanix Finance) Personal Loan |
₹3 Lakhs |
2.79% p.m. |
18 months |
Up to 5.5% of the loan amount + GST |
Disclaimer: The above-mentioned information is subject to change at the lender’s discretion.
Choosing the right travel destination largely depends on your budget. Whether you are planning an economical trip, a mid-range holiday, or a luxury vacation, numerous options are available worldwide. With thoughtful planning, you can enjoy memorable experiences while maintaining financial stability.
You need to satisfy the following eligibility criteria to get a personal loan for travel:
You need to be an Indian citizen
You can either be a salaried or self-employed individual
You need to be at least 18 years of age at the time of applying
You need to have a CIBIL score of 685 or more
You need to have a minimum work experience of at least 6 months
₹9,000 per month is the minimum income criteria
To get a personal loan for travel purposes, you will need the following personal loan documents:
| Document Type | Acceptable Documents |
|---|---|
Proof of Identity |
PAN/Aadhaar Card, Passport, Voter ID and driving license |
Proof of Residence |
Voter ID, Aadhaar Card, Passport, Driving License, Electricity bill and/or telephone bill |
Proof of Income |
Bank statement(s) or salary slips going back 3 months |
Photographs |
2 passport-size photographs |
To apply for an instant travel loan, you can follow these steps:
Click on the ’Apply For Loan’ button on this page
Choose your profession from the dropdown
Enter mobile number and PIN code
Accept the terms and conditions
Click on ‘Proceed’
Now, enter or choose the following details as required:
PAN
Name as per PAN card
Date of birth,
Net monthly salary.
Employer category,
Employer/company name
Email ID
Gender
Salary credit mode (Bank or Cash)
Click on ‘Submit’
You will get offers as per your eligibility
Choose the preferred option
Fill in additional details as requested
Once your travel loan application is approved, the amount will be credited into your bank account within a few days.
Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.
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A travel loan is a form of unsecured credit that helps you take care of the expenses you plan on incurring on your dream vacation.
Yes. You need to be an Indian citizen, at least 18 years old, have a credit score of 685 or above, and earn an income of ₹9,000 per month, at least.
Since a travel loan is basically a regular personal loan, you can use it for any other purpose other than travel. You can also use the money to buy your favourite gadget, renovate your home or even pay unexpected medical bills.
Once your travel loan application is approved, you can expect the loan amount to be credited into your account within a few minutes to 24 hours.
You can either pay your travel loan through a cheque, cash, or net banking. You can also set up standing instructions to automatically debit the equated monthly instalment (EMI) on the due date.
The loan repayment tenure for your travel loan can go up to 8 years.
The travel loan interest rate on Bajaj Markets starts at 9.99% p.a.
The main benefit of vacation loans is that you can plan your trip without worrying about the expenses attached to it. The other benefits of a travel loan are that they can be availed at competitive interest rates and be paid off over 8 years.
You can take a travel loan of up to ₹55 Lakhs through lenders available on Bajaj Markets. Lenders on this platform offer competitive interest rates, flexible repayment options, and other benefits.