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Kotak Mahindra Bank offers personal loans to help meet your needs effortlessly. Keeping track of your application status ensures you remain informed, whether you have applied for funds to finance a wedding, home renovation, or unexpected expenses.

You can track the status of your Kotak Mahindra Bank Personal Loan through various methods, including via the official website, calling customer care, or visiting a branch. With multiple tracking options, Kotak Mahindra Bank provides a smooth and hassle-free experience.

Details Required to Check the Kotak Mahindra Bank Personal Loan Status

To track your Kotak Mahindra Bank loan application status, you need to provide certain essential details. Below is a list of the details required:

  • Loan Application Number

This unique identifier is given when you submit your application. Keep it handy to track your loan status.

  • Date of Birth

Your birth date is used to verify your identity. Ensure it matches the birth date on your loan application.

  • Registered Mobile Number

This number is crucial for receiving updates and One-time Passwords (OTPs) from the bank.

  • PAN (Permanent Account Number)

Your PAN card number is often used to track your loan.

  • Lead Number (if applicable)

Some customers receive a lead number to track their application progress. Find it in your loan acknowledgement receipt.

  • Email ID

Your registered email is used for sending important loan updates like approvals or rejections. Make sure you have access to the account.

How to Track the Kotak Mahindra Bank Personal Loan Status

You can track the approval or verification progress of your application through multiple online and offline methods, as per your preference. Here is a step-by-step guide to each method:

  • Using the Official Website

  1. Visit the official page of Kotak Mahindra Bank

  2. Hover over ‘Service Request’ and choose ‘Track Personal Loan Application Status’ under ‘Personal Loans’

  3. Enter your full name and mobile number to check the loan status

  • Through the Bank’s Mobile App

  1. Download the Kotak Mobile Banking App from Google Play or the App Store

  2. Log in using your registered credentials

  3. Navigate to the section that allows you to check the loan status

  4. Enter the required details to get an update

  • By Calling the Customer Care Team

  1. Call the Kotak Mahindra Bank customer service helpline at 1860 266 2666, available Monday to Saturday from 9:00 AM to 8:00 PM

  2. Provide your loan application number, date of birth, and other information to verify your identity

  3. After verification, the representative will inform you of the status of your loan application

  • By Visiting the Nearest Branch

  1. Go to the Kotak Mahindra Bank website and find the nearest branch from the ‘Locate Us’ option

  2. Visit the nearest branch for a more personalised experience

  3. Provide your loan application number or any other reference details to the bank staff

  4. The staff will provide you with the loan status after verification

Frequently Asked Questions

How to track Kotak Mahindra Bank Personal Loan?

You can track your Kotak Mahindra Bank Personal Loan status through various methods:

  • Through the official website

  • Using the Kotak Mobile Banking App 

  • Contacting the customer care team

  • Visiting the nearest branch 

How will I know if my Kotak Mahindra Bank Personal Loan application is approved or rejected?

Most banks, including Kotak Mahindra, will send an email with the decision on your application, whether it is approved or rejected. You can also track your personal loan application status through various online and offline ways.

How can I repay the Kotak Mahindra Bank Personal Loan?

You can repay your Kotak Mahindra Bank Personal Loan via EMIs through the following:

  • Through the official website or the Kotak Mobile Banking App 

  • By visiting the nearest branch

  • Via the auto-debit facility

  • Through the BillDesk payment portal

Are there prepayment options with Kotak Mahindra Bank personal loan?

Yes, Kotak Mahindra Bank allows prepayment of personal loans. However, certain fees or charges may apply. Check the bank’s specific terms before making a prepayment.

How long does it take for a Kotak Mahindra Bank Personal Loan to be approved?

Kotak Mahindra Bank typically processes personal loan approvals within 1 day for online applications and 1 to 3 days for offline applications. The approval timeline depends on various factors, including the verification of the documents you have submitted.

What is the customer care number to enquire about a Kotak Mahindra Bank Personal Loan?

The customer care number for Kotak Mahindra Bank Personal Loan is 1860 266 2666. You can contact this number to know your loan application status or any other loan-related queries.

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