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The AU Small Finance Bank Zenith+ Credit Card is a metal card that is all about the glamour and the galore. This card offers you a plethora of benefits, giving you ample room to match your purchases with your lifestyle. You can travel the world with the luxury and comfort of up to 32 domestic and international airport lounge visits. Hence, you can make the most of that lush life with this credit card. 

Features and Benefits

The AU Small Finance Bank Zenith+ Credit Card features are as follows:

Fee Waiver on Spends

Upwards of ₹8 Lakhs in the previous anniversary year

Welcome Benefits

Premium voucher worth ₹5,000 or 5,000 reward points


2 reward points for each ₹100 spent on dining, travel, and international expenses (1RP = ₹1)

Exclusive Membership

Complimentary Taj/Epicure Hotel Membership on spends of ₹12 Lakhs in the card anniversary year

Golf Lessons

8 complimentary golf lessons or games in a calendar year

BOGO Offer on Movie Tickets

16 complimentary buy-one-get-one (BOGO) movie tickets in a calendar year

Lounge Access

32 international and domestic airport lounge access per year

VIP Check-ins

4 complimentary meet and greet VIP check-in at airports within India

Fuel Surcharge Waiver

1% fuel surcharge waiver of up to ₹1,000 per statement cycle

Eligibility Criteria

If you meet all the criteria mentioned below, you may be eligible to apply for the AU Small Finance Bank Zenith+ Credit Card:

  • If you are the primary cardholder, your age should be between 21 and 60 years

  • For add-on cardholders, the minimum age requirement is 18 years

  • You must be a resident of India


Please note that these eligibility requirements are general guidelines and may vary depending on individual circumstances.

How to Apply for the AU Small Finance Bank Zenith+ Credit Card

To start your application process for the AU Small Finance Bank Zenith+ Credit Card, you can follow these straightforward steps:

  1. Begin by clicking on the 'Apply Now' button

  2. Fill in all the required information

  3. After completing the form, go through the available credit card options 

  4. Pick the AU Zenith+ Credit Card from the AU Small Finance Bank Credit Card options

  5. On selection, you’ll be taken forward to the further application process

  6. Complete the journey by fulfilling the necessary steps


That’s it! Your application will then be processed accordingly.

Customer Care Details

To get in touch with a customer care representative at AU Small Finance Bank, you can use the following contact information:


  • Email
    Reach out to them via creditcard.priority@aubank.in.
    For Reward Points-related queries, write to customercare@rewardz.aubank.in.

  • Phone: You can contact them through either of these numbers - 1800-1200-1500


Fees & Charges

Here are the general fees and charges applicable with the AU Zenith+ Credit Card:

Type of Fees


Joining Fees


Annual Fees


Cash Advance Charges

2.5% of the withdrawn amount (minimum ₹100)

Interest Free Period

Up to 48 Days (Exception: Cash withdrawal)

Charges on Revolving Credit - Interest Charges

1.99% per month (23.88% annually) + GST

Late Payment Charges

Less than or equal to ₹100: Nil

Above ₹ 50,000: ₹1,100

Over-limit Charges

2.5% of over-limit amount (Minimum ₹500)

Frequently Asked Questions

What is the AU Small Finance Bank Zenith+ Credit Card reward points value?

Each reward point associated with the AU Small Finance Bank Zenith+ Credit Card equates to ₹1. 

What is the AU Small Finance Bank Zenith+ Credit Card eligibility for age?

If you are the primary cardholder, you should be at least 21 years old. Add-on cardholders can be 18 years old and above. The maximum age limit for primary cardholders is 60 years. 

Is there an AU Small Finance Bank Zenith+ Credit Card fee?

This card is lifetime-free. 

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