Axis Bank Credit Card Statement

Axis Bank Credit Card Statement

Axis Bank Credit Card Statement

✓ Fast Processing ✓ Great Discounts & Offers ✓ Easy EMI Facility | Apply for Credit Card from Axis Bank now!

How to Check Axis Bank Credit Card Statement

The Axis Bank credit card statement is a detailed document that lays out your financial transactions in an easy-to-comprehend manner. With your Axis credit card statement, you can easily assess the amount you are spending, the frequency of your spending, and understand your financial habits better.

Axis Credit Card Statement Online Modes

Axis Credit Card Statement Offline Modes

  • Net Banking

  • Mobile App

  • Phone Banking

  • Branch Visit

How to Check Axis Credit Card Statement Online

Your Axis Bank credit card e-statements are easy to access. You can access them in the following ways:

 

1)  Check Axis Bank Credit Card Statement via Net Banking

 

  • Step 1: Visit the Axis Bank official website.

  • Step 2: Login to your netbanking account with your credentials. You might have to register yourself as a user before proceeding.

  • Step 3: Once you login to your account, go to the credit card section.

  • Step 4: Select your credit card and click on ‘Current Statement’ to view and download it.

2)  Check Axis Bank Credit Card Statement via Mobile App

 

  • Step 1: Download and register on the Axis Mobile app.

  • Step 2: Complete the login process.

  • Step 3: Go to ‘Credit Cards’ and click on ‘View Statement’.

  • Step 4: Select the date range for the statement and click on ‘Download’ to get a copy of your Axis Bank credit card statement.

Through the online and mobile banking route, you can easily download your Axis Bank credit card statement for any time period. Once you complete the Axis Bank credit card online statement download, you can even compare two separate periods to understand your financial behaviour better.

How to Check Your Axis Bank Credit Card Statement Offline

If you are not comfortable with online Axis credit card statements, you can also opt for the offline facility. You can get your Axis Bank credit card statement offline through the Axis Bank phone banking facility via post or by physically visiting the branch.

 

1)  Axis Bank Credit Card Statement Offline via Phone Banking

The Axis Bank phone banking facility can be availed by calling on the numbers 1 860 419 5555 and 1 860 500 5555 (charges applicable as per the service provider). You can get in touch with the Axis Bank credit card customer care executive and take assistance for e-statement registration.

 

2)  Axis Bank Credit Card Statement Offline via Post or Branch Visit

You can also physically visit your nearest Axis Bank’s branch and request a credit card statement for a particular bill cycle. Alternatively, you can also request the executive to make provisions so that your monthly credit card statements are sent to you via post at your registered address.

How to Switch to Axis Credit Card e-Statement

You can log in through the mobile app or take the phone banking route to switch to receiving e-statements of your Axis credit card at any time.

1)  Axis Credit Card e-Statement via Mobile Banking

  • Step 1: Login to the Axis Bank mobile banking app.

  • Step 2: Go to the ‘Credit Cards’ section.

  • Step 3: Select the credit card for which you want to receive e-statements.

  • Step 4: Under ‘Total Controls’, select ‘E-statement Activation’.

  • Step 5: Click on ‘Continue’ to send the request for Axis Bank credit card e-statement generation to the bank.

 2)  Axis Credit Card e-Statement via Customer Care

You can call Axis Bank credit card customer care from your registered mobile number and express your desire to switch to an e-statement. Post verification, your request will be processed.

How to Read Axis Bank Credit Card Statement

The Axis Bank credit card monthly statement includes some terms that may be difficult to understand at first glance and, thus, have been explained below for easier understanding.

1)  Statement Period

The first thing you check for when you get an Axis Bank credit card statement is the statement period. This indicates the billing cycle or the period during which the transactions listed within this statement have occurred. A statement is typically generated every 30 days.

2)  Payment Due Date

Payment due date indicates the last date by which your outstanding credit card due or the minimum amount due on credit card must be paid.

3)  Minimum Due Amount

While your total outstanding balance may be significantly higher, this is the amount that you are required to pay within the due date. This amount is usually 5% of the total amount due. When you view your Axis credit card statements, it is important to check this component because you will be fined for not making at least the minimum due payment.

4)  Closing Balance

The closing balance is the total amount you are due to repay on your credit card. As a good financial practice, this amount should ideally stay minimal as it helps maintain a high credit score. Make sure to check Axis Bank credit card statements online on a regular basis to ensure that your closing balance stays low.

5)  Interest-Free Period

When you view your Axis Bank credit card statements online, you will notice a term titled ‘interest-free period’. This is the period until which you can repay your dues without having to pay any additional interest on the outstanding amount.

6)  Reward Points

Reward points accumulated on your card are also mentioned on your credit card statement. This includes total points, available points, and expired points.

7)  Transaction Summary

This is a record of all the credit and debit activities on your card made during a statement period.

8)  Available Credit Limit

These are the funds available from the total credit limit on your card that you can borrow to fund your transactions. Every time you spend on the card, the available credit limit decreases until you pay for these purchases/spends.

9)  Available Cash Limit

This is the amount of money from the total cash limit that you can withdraw as cash from an ATM.

How to Get Your Axis Bank Credit Card Statement Errors Rectified

In case you encounter any discrepancies or errors in your credit card statement, you can get in touch with an Axis Bank credit card customer care executive to sort out the issue. You can reach the customer care executive via phone banking, Axis Bank’s virtual assistance on the website, or by physically visiting your nearest Axis Bank branch. You must ensure that you have all the documents and relevant proofs ready such as transaction receipts, previous balance statements, etc. to help resolve the errors quickly. Ideally, the issue should be resolved within 5-7 working days. In case the matter persists, you can file a complaint with Axis Bank’s grievance redressal department.

Benefits of Axis Bank Credit Card Statements

Read on to learn about the benefits you can avail when you access your Axis card statement online.

 

  • It enables you to stay on top of your financial dues and keep a check on the available credit.

  • You are able to understand your financial habits better and ensure that you do not make any unnecessary expenses. Additionally, it enables you to manage your finances better over the long run too.

  • It includes minute details of every transaction made through the credit card and enables you to keep a check on where you are spending and how much.

  • The record of transactions allows you to ensure that you can figure any inappropriate use of your card by any unauthorised person.

  • It offers details you require to ensure your credit score stays high and helps you take immediate measures if the score drops.

  • It is available free of cost.

FAQs on Axis Bank Credit Card Statement

  • ✔️How can I check my Axis credit card statement?

    You can check your Axis credit card statement through phone banking, mobile banking, netbanking, or simply by visiting your nearest Axis Bank branch.

  • ✔️How do I download my Axis credit card statement?

    You can download your Axis credit card statement by visiting the Axis Bank website and logging in with your netbanking credentials or by availing the mobile banking facilities.

  • ✔️What is listed in the Axis credit card statement?

    The Axis credit card statement includes a range of details including the total amount you have spent, the total outstanding balance you are due to repay, the minimum amount due, the closing balance, the interest-free period, the time you have in hand to clear your current pending dues, reward points, available cash and credit limit, and transaction summary.

  • ✔️How can I get an Axis Bank 3-year statement?

    Getting an Axis credit card bill statement for a period of 3 years is simple and can be done by following the steps mentioned below:

    • Step 1: Download and register for the Axis Mobile app.

    • Step 2: Complete the login process.

    • Step 3: Go to ‘Credit Cards’ and click on ‘View Statement’.

    • Step 4: Select the date range for the statement as 3 years and click on ‘Download’ to get a copy of your Axis Bank credit card statement.