Bank of Baroda offers several credit cards to meet the financial needs of several individuals. Amongst those, the BOB Eterna Credit Card offers plenty of exclusive benefits. Some of the most popular benefits offered by the Eterna Credit Card are insurance cover up to ₹1 Crore, unlimited access to domestic lounges, and many more.
In order to apply for the Eterna Credit Card, you have to meet certain eligibility criteria such as the following:
You should be a minimum of 18 years of age and a maximum of 70 years of age.
Your income should be a minimum of ₹12 Lakhs per annum.
Both salaried and non-salaried individuals can apply for this credit card.
You cannot apply for the Bank of Baroda Eterna Credit Card on Bajaj Markets. However, you can always head to their official website or mobile application to initiate the application process. Additionally, you may explore other credit card options available on Bajaj Markets.
There are certain fees that are charged for the Eterna Credit Card provided by Bank of Baroda and they are stated as follows:
Particulars |
Fees and Charges |
Joining Fees |
₹2,499 |
Annual Fees |
₹2,499 |
Finance Charges |
|
Cash Withdrawal Charges |
₹500 or 2.5% (whichever is higher) |
Cheque Return Charges |
₹450 or 2% (whichever is higher) |
Unblocking Charges |
₹300 |
Foreign Currency Transaction Fees |
2% |
Late Payment Charges |
|
Note: The fees and charges mentioned above are subject to change at the credit card issuer’s discretion. Please refer to the MITC for updated values.
The Eterna Credit Card is a credit card offered by Bank of Baroda with exclusive benefits and rewards points. The Eterna Credit Card review has been great due to the plethora of benefits offered by the bank.
The Bank of Baroda Eterna Credit Card offers are tremendous. Some of the common benefits offered are unlimited access to domestic lounges, insurance up to ₹1 Crore, and many others.
You would have to pay a joining fee of Rs. 2,499 to avail of the Eterna Credit Card.
Earn 4 points for every ₹150 spent on retail, 8X points on spends exceeding ₹20,000.
Redeem points for exciting travel vouchers, merchandise, or statement credits.
Points validity is evergreen for the Eterna card.
Complimentary airport lounge access at select domestic and international airports through Priority Pass (applies to higher variants)
Additional travel perks may be offered by card partners like EaseMyTrip