The Development Bank of Singapore Limited, also known as DBS Bank, introduced its first range of credit cards in India in partnership with Bajaj Finserv Limited. These cards, known as the Bajaj Finserv DBS Bank SuperCards, come with various benefits and perks.
Among the many variants is the Bajaj Finserv DBS Bank 5X Rewards Credit Card. It gives you access to numerous benefits of a credit card, such as rewards, discounts, privileges, and more. The highlight of this co-branded card is the exclusive access to the DBS Card+ IN app and the Bajaj Finserv Health Prime membership.
Available on the Bajaj Finserv Health app, this membership offers you additional perks such as discounts on medicines, complimentary consultations, and more. Read on to know more about the Bajaj Finserv DBS Bank 5X Rewards Credit Card.
With the Bajaj Finserv DBS Bank 5X Rewards Credit Card, you get a complimentary Bajaj Finserv Health Prime membership. With this plan, you can get:
Unlimited teleconsultations
Free annual health check-ups
10% discount on lab tests and medicines at network hospitals
After the first year, you can enjoy these benefits by paying a nominal membership fee.
DBS Bank, in collaboration with Bajaj Finserv, offers another card that is very similar to the Bajaj Finserv DBS Bank 5X Rewards SuperCard. This card is called the Bajaj Finserv DBS Bank 5X Plus Rewards SuperCard.
Both DBS Bank Credit Cards have similar benefits with certain differences, as outlined below:
Bajaj Finance DBS Bank 5X Rewards SuperCard |
Bajaj Finance DBS Bank 5X Plus Rewards SuperCard |
Annual fee: First year free and ₹499 + GST thereafter |
Annual fee: ₹999 + GST |
2,000 cash points on the first transaction |
4,000 cash points on the first transaction |
Annual fee waiver on crossing the threshold of ₹50,000 |
Annual fee waiver on crossing the threshold of ₹75,000 |
In order to be eligible for the Bajaj Finserv DBS Bank 5X Rewards Credit Card, you need to meet certain eligibility terms. To prove your eligibility, minimal paperwork is also required. Here is an overview of the requirements for this card:
You must be an Indian citizen
You must be between 21 and 70 years
You must have regular source of income
Aadhaar Card for KYC verification in video format and biometric verification
PAN card
Passport
Marriage certificate
Gazette certificate
Following the easy steps below, you can apply for Bajaj Finserv DBS Bank 5X Rewards Credit Card on Bajaj Markets:
Step 1: Click on ‘APPLY NOW’
Step 2: Enter your mobile number and date of birth as well as employment details
Step 3: Accept the terms and Click on ‘NEXT’
Step 4: Select the card you wish to apply for
Step 5: Enter all relevant details as requested
Step 6: Complete your KYC process
Step 7: On approval, activate your card on the DBS Card+ IN app
If you have any queries about your Bajaj Finserv DBS Bank 5X Rewards Credit Card, you can get in touch with an executive.
Here are some fees and charges that apply to your Bajaj Finserv DBS Bank 5X Rewards SuperCard.
Fees and Chargers |
Amount |
Annual Fees |
₹499 + GST |
Add-on Card Charge |
Nil |
Reward Redemption Charges |
₹99 + GST per transaction |
Cash Advance Fee |
2.50% of the amount withdrawn or ₹500, whichever is higher |
Late Payment Charges |
|
Over Limit Charge |
₹600 + GST |
Finance Charges |
45% p.a. for those with credit card history and 48% per annum for the rest |
Disclaimer: The above fees and charges are subject to change at the issuer’s discretion.
Yes. With this co-branded credit card, you get complimentary membership to the Bajaj Finserv Health Prime plan. It offers a host of benefits, including discounts on medicines and lab tests.
Yes, KYC is a crucial step to complete when it comes to applying for this credit card. KYC, short for ‘Know Your Customer’, is a vital verification and clearance process that most banks undertake while assessing your application.
The Bajaj Finserv DBS Bank 5X Rewards Credit Card offers many benefits such as rewards, cashback and discounts. In addition, you get access to health plans, cash points, fuel surcharge waivers, and much more.
No. You can get access to general physicians to utilise the 3 teleconsultations at a special price of ₹75/month. Use the Bajaj Finserv Health App to get this benefit.
The annual fee of this credit card is ₹499 with added GST after the first year. An annual expenditure of ₹50,000 through the credit card makes you eligible for a waiver of the fee for the subsequent year.
You need to submit documents such as your Aadhaar card, PAN card, passport, marriage certificate, gazette certificate, etc. These documents are vital to the application process for this credit card.
Yes. You can change your credit card pin. All you need to do is log into the DBS Card+ IN app and select ‘Change Card PIN’ in ‘Settings’. After this, follow the instructions and provide the necessary card details in order to change your pin.