Flipkart Axis Bank Credit Card

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Flipkart Axis Bank Credit Card

Disclaimer: Axis Bank Flipkart Credit Card is not a Bajaj Markets partner product. Offers would be from partner Banks/NBFCs only.

 

Axis Bank offers a variety of credit cards tailor-made for their customers. These credit cards come with a wide range of benefits that can be used while shopping, traveling, and for other lifestyle expenses. Axis Bank and Flipkart have collaborated to offer a special shopping credit card to those who love online shopping.The Flipkart Axis Bank credit card offers amazing rewards including cashbacks for transactions, a welcome bonus, fuel benefits, and several other rewards.

Key Highlights of Flipkart Axis Bank Credit Card

The key highlights of Flipkart Axis Bank Credit Card are:

1. Annual fees

₹500 (In case, the Flipkart credit card holder spends more than ₹2 Lakhs annually, the annual fees will be waived off).

2. Attractive deals

This card includes traveling and shopping benefits.

3. Welcome Gift

The gift includes vouchers and premium memberships with an estimated worth of ₹3,300 .

4. Cashback Offers

A few cashback offers are:

  • 5% on shopping at Flipkart and Myntra

  • 4% on partnered platforms like Tata Sky, Uber, etc

  • 1.5% on transactions in different categories

Features & Benefits of Flipkart Axis Bank Credit Card

The wide range of features and benefits provided by Flipkart Axis Bank credit card are:

1. Welcome Bonus

  • Welcome gift worth ₹3,300

  • ₹500 voucher on first Flipkart transaction.

  • Gaana+ complimentary premium membership of 6 months.

  • Discount coupons worth ₹2,000 on hotel booking via partnered brands like Goibibo, MakeMyTrip, etc.

  • Cashback of 15% at Myntra’s first transaction and 20% at other co-partner brands

2. Cashback Offers

  • 5% on Flipkart and Myntra shopping

  • 4% on transactions with associated merchants

  • 1.5% on shopping with other vendors and brands

3. Additional Benefits on Flipkart Axis Bank credit card

  • 4 times complimentary domestic airport lounge access to Flipkart Axis cardholders.

  • 1% fuel surcharge for transactions worth ₹400 - ₹4,000 on all fuel stations in the country.

  • ‘Dining Delight’ where you can enjoy a 20% discount at partnered restaurants.

  • Convert transactions worth ₹2,500 or more into EMIs at the lowest interest rate.

Eligibility Criteria and Documents Required for Flipkart Axis Bank Credit Card

1. Eligibility Criteria to Apply for Flipkart Axis Bank Credit Card

  • The minimum age of the add-on cardholder should be 15 years.

  • Only residents or non-residents of India can apply for a Flipkart Axis Bank credit card.

  • The minimum and maximum age of the primary cardholder are fixed at 18 and 70 years respectively.

  • A salaried or self-employed applicant should have a minimum income of ₹15,000 and ₹30,000 respectively.

2. Documents Required to Apply for Flipkart Axis Bank Credit Card

The documents required to apply for a Flipkart Axis Bank credit card are:

 

  • Colour passport size photograph

  • Income Proof (Form 16/ IT return/ payslip)

  • Address Proof (Passport/ Ration card/ Telephone bill/ Electricity bill)

  • Identity Proof (Passport/ PAN/ Aadhaar card/ Driving licence)

How to Apply for a Flipkart Axis Bank Credit Card

To apply for a Flipkart Axis Bank credit card online, follow the steps mentioned below.

1. Via Axis Bank

  • Open the official website of Axis Bank.

  • Select ‘credit cards’, under the ‘Explore Products’ option.

  • In the next window, you will see a wide range of Axis Bank credit card options. Search for ‘Flipkart Axis Bank credit card’.

  • Click on ‘Apply Now’.

  • The bank will then require details like customer ID, mobile number, etc to check your Flipkart Axis Bank credit card eligibility.

  • Upon confirmation of eligibility for the Flipkart Axis Bank card, you will be asked to enter other information to complete the application process.

  • Submit the application online with mandatory documents to complete your Flipkart Axis Bank credit card application procedure.

Note - In case, the applicant is ineligible and wants regular updates regarding their eligibility, they can undertake a Flipkart Axis Bank credit card status check online at respective platforms.

 

For applicants who are more comfortable applying offline, the process to apply for Flipkart Axis Bank credit card is:

 

  • Visit the nearest Axis Bank branch.

  • Enquire with a bank executive about the Flipkart Axis Bank credit card.

  • The bank executive will require a certain set of details to check your Flipkart Axis Bank credit card eligibility.

  • Upon confirmation of eligibility for the Flipkart Axis Bank card, you will be asked to fill in additional information to complete your application.

  • Submit the application form with mandatory documents to complete your Flipkart Axis Bank credit card application procedure..

 

Flipkart Axis Bank Credit Card Rewards

The Flipkart Axis Bank credit card reward points system enhances your credit experience. Customers earn credit card reward points on every transaction and these points can be redeemed at any point in time by the customer.

 

Axis Bank aims to deliver smooth and seamless services to its customers and therefore has a dedicated section for reward points redemption known as ‘Axis Bank eDGE’. You can log in to their rewards account via Axis Bank's official website or mobile application to redeem the rewards.

Fees and Charges of Flipkart Axis Bank Credit Card

Charge

Fees

Joining charge

₹500

Card replacement charge

Nil

Add-on card annual charge

Nil

Cheque return or dishonour fee

2% of the payment amount subjected to a minimum of ₹450.

Annual fee

₹500 (2nd year onwards)

Charge slip retrieval charge

Nil

Cash withdrawal

2.5% of the cash amount.

Outstation cheque

Nil

Overlimit

3% of the limit amount.

Add-on card joining charges

₹100

Late payment charges

If the total payment due is ₹100 - Nil

 

  • Payment between ₹101 and ₹300 - ₹100
  • Payment between ₹301 - ₹1,000 - ₹300
  • Payment between ₹1,001 - ₹5,000 - ₹500
  • Payment between ₹5,001 - ₹20,000 - ₹600
  • More than ₹20,001 - ₹700

Duplicate statement charges

Nil

Cash payment charges

₹100

GST

As per Government rules

Finance charges

3.49% per month

Hot listing charges

Nil

Surcharge on purchase of railway tickets

Depending on IRCTC

Fuel transaction surcharge

1% of the amount

Balance inquiry charges

Waived

Foreign Currency transaction

3.50% of the value

Flipkart Axis Bank Credit Card Customer Care

There are various mediums available to contact Flipkart Axis Bank credit card customer care

 

  • Call on the Axis Bank credit card toll free number 1860-419-5555 or 1860-500-5555

  • The official website or mobile app of Axis Bank, both offer support services. One can select different modes of contacting - email, text, personal support executives.

  • For instant reply, the customers can also connect to ‘Axis-Aha’, Axis Bank’s virtual assistant. 

Cards Similar to Flipkart Axis Bank Credit Card

There are several credit cards in the market that offer rewards to customers who shop online frequently. Here are some other credit cards that are similar to the Flipkart Axis Bank credit card:

1. Amazon Pay ICICI Bank Credit Card:

This credit card comes at no annual fee. Amazon Prime members can earn a cashback of 5%, while non-Prime Amazon users can earn a 3% cashback by using this credit card.

2. HSBC Cashback Credit Card:

You can get this credit card at an annual fee of ₹750. You may also get a 1.5% cashback on online spends and 1% cashback on other spends.

3. Citi Cashback Credit Card:

You can earn 5% cashback on utility bill payments and 0.5% on other payments using the Citi cashback credit  card. The annual fee on this card is ₹500.

4. Standard Chartered Super Value Titanium Credit Card:

This card comes at an annual fee of ₹750. As a holder of this card, you can earn 5% cashback on telephone, fuel and utility bill payments.

5. HDFC Millenia Credit Card:

The HDFC Millenia credit card allows users to earn 5% cashback on spends at select outlets, 2.5% on online transactions and 1% on offline transactions and wallet transfers. This card has an annual fee of ₹1,000.

FAQs about Flipkart Axis Bank Credit Card

  • ✔️How to generate a PIN for Flipkart Axis Bank Credit Card?

    There are multiple ways you can generate the Axis Flipkart credit card PIN. You can either contact the customer care centre of Axis Bank or you can also simply visit the nearest Axis Bank ATM. In case you choose to contact the customer care centre via phone call make sure you call using your registered mobile number. 

  • ✔️Is Flipkart Axis Bank Credit Card good?

    Yes, the Flipkart Axis Bank credit card is specially designed for customers who enjoy online shopping, but that’s not all. The card also offers cashback and discounts on dining along with low annual charges.

  • ✔️What is the credit limit of Flipkart Axis Bank Credit Card?

    The credit limit for your Flipkart Axis Bank credit card is fixed based on your CIBIL score and income. Generally, the credit limit ranges between ₹25,000 - ₹500,000. In case your CIBIL score is 780 or above and you also have a source of stable and high income, then you might be able to access a credit limit of ₹1 Lakh and above.

  • ✔️Is the Flipkart Axis Bank Credit Card free for lifetime?

    No, the Flipkart Axis credit card is not lifetime free. You pay an annual fee of ₹500. In case the annual expenditure on the card is above ₹2 Lakhs the annual fee will be waived.

  • ✔️Are there any reward points for the Flipkart Axis Bank Credit Card?

    No, the Flipkart Axis Bank credit card is not a reward card and is a cashback card. Therefore the card does not offer any reward points after transactions but will provide cashback of a certain percentage. This will be displayed at the end of your credit card statement cycle.

  • ✔️What are the joining fees and annual fees for the Flipkart Axis Bank Credit Card?

    The joining and the annual fees for a Flipkart Axis Bank credit card are ₹500. The annual fee is waived from the second year in case the annual expenditure is ₹2 Lakh or more.