Bajaj Finserv RBL Bank Credit Card Charges

You can use the Bajaj Finserv RBL Bank Credit Card to shop, pay bills, avail loans, withdraw cash, earn and redeem Bajaj Finserv RBL credit card reward points, and so on. However, to avail these credit card benefits, you need to pay certain fees and charges. Here, we have detailed the important Bajaj Finserv RBL Bank Credit Card charges such as Bajaj Finserv RBL Bank Credit Card annual fees, cash advance fee for Bajaj Finserv RBL Bank Credit Card, Bajaj Finserv RBL Bank Credit Card international transaction charges, and other applicable fees for your reference.

• Bajaj Finserv RBL Bank Credit Card Annual Fees

The Bajaj Finserv RBL Bank Credit Card yearly charges are the annual expenses you need to incur for owning a Bajaj Finserv RBL Bank credit card. They are also referred to as the Bajaj Finserv RBL Bank Credit Card annual fees. You can also find some Bajaj Finserv RBL Bank credit cards with no annual fee.

• Bajaj FinservRBL Bank Credit Card Late Payment Charges

The Bajaj Finserv RBL Bank Credit Card late payment charges are levied when you miss paying the minimum amount against your outstanding bill before the payment due date.

• Bajaj Finserv RBL Bank Credit Card Over Limit Charges

Over limit charges are levied when the balance on your credit card exceeds the credit card limit of your card.

• Bajaj Finserv RBL Bank Credit Card Fuel Surcharge

This is the charge you must pay for using your credit card at a fuel pump for purchasing fuel.

• Bajaj Finserv RBL Bank Credit Card EMI Charges

This is the processing fee that is charged on your principal amount if you opt for the Bajaj Finserv RBL Bank credit card EMI option for payment.

• Bajaj Finserv RBL Bank Credit Card International Transaction Charges

These charges are to be paid in case you use your Bajaj FinservRBL Bank Credit Card for transactions abroad.

• Cash Advance Fee in Bajaj Finserv RBL Bank Credit Card

If you use your credit card for cash withdrawal, this fee is charged as a percent of the total amount withdrawn. 

Note: EMI transactions will not accrue base reward points.

Bajaj Finserv RBL Bank Credit Card charges and fees vary from card to card. Here is a list of credit card charges and fees that are levied on the top 5 Bajaj Finserv RBL Bank credit cards.

Note: For newly onboarded customers the charges will be implemented from April 01, 2023. Whereas for existing customers (those onboarded before April 01, 2023), the charges would be implemented from the next anniversary date.

 

Disclaimer: Interest rates are subject to change. Please check with the lender before applying.

~There will be no upper limit capping. Here “Over-limit Amount” is the difference between the over-limit outstanding amount and the assigned credit limit.

An interest-free period is the time between the transaction date and the bill due date when no interest is charged on the outstanding bill. To enjoy the interest-free period, you need to pay your full credit card bill on time. You also need to refrain from availing the cash withdrawal facility. For Bajaj Finserv RBL Bank credit cards, depending on the scheme, the interest-free period usually ranges between 20-50 days.