Time to pay your credit card bills! Here’s how you can do so online and offline.
If you own a Bajaj Finserv RBL Bank SuperCard, it’s important to ensure that you pay your credit card bill on time. This will help you avoid late payment fees and additional interest on any unpaid balances.
You can make your Bajaj Finserv RBL Bank Credit Card payment through various online and offline channels. Depending on your preferences and your schedule, you can choose the mode that is most convenient for you.
Here is a preview of the top benefits of paying your credit card bill within the due date.
You can avoid the late payment fees.
You need not pay any exorbitant interest charges on unpaid/outstanding balances
You free up the credit limit available to you for future payments.
It has a positive impact on your credit score
You can continue to enjoy the benefits offered by the Bajaj Finserv RBL Bank SuperCard
The credit card billing cycle spans between 27 to 31 days which varies from one credit card issuer to another. It signifies the period between two successive statement generation dates. Duration specifics may vary across different credit card issuers.
For example, if your statement is generated on the 6th of each month:
Billing cycle initiation: 7th of the current month
Billing cycle conclusion: 6th of the next month
All transactions within this cycle (payments, purchases, cash withdrawals) contribute to the statement generated on the 6th, presenting a comprehensive view of your monthly financial activity
You can pay your Bajaj Finserv RBL Bank SuperCard bill via online modes like the MyCard mobile app, internet banking, NEFT or UPI. You can also visit an RBL Bank branch and make the bill payment via cash or cheque.
Online payments are convenient and help you save time and resources. Furthermore, you can also complete your Bajaj Finserv RBL Bank Credit Card bill payment from the comfort of your home or even when you are on the move, at any time of the day.
You can pay your Bajaj Finserv RBL Bank Credit Card bill even without an RBL Bank account. The payment options available to you include internet banking, NEFT, debit cards, and the MyCard app from RBL Bank.
The grace period for a Bajaj Finserv RBL Bank Credit Card payment is the period during which no interest is levied on your outstanding balance. For this reason, it is also known as the interest-free period. It typically starts from the end of a billing cycle and extends up to the relevant bill payment due date. If you pay your bill during this period, you can avoid late payment fees and interest charges.
If you make your Bajaj Finserv RBL Bank Credit Card bill payments via internet banking using your RBL Bank account, the payment will be credited to your card account on the next day. If you use other bank accounts, the payment credit may take up to 3 days.
Bajaj Finserv RBL Bank Credit Card comes with a feature called ‘InControl'. Through this feature and through the RBL MyCard app, you can be in full control of security and change PIN, block card, toggle controls like online or ATM access, etc.