Bajaj Finserv RBL Bank Platinum choice First Year Free (FYF) SuperCard takes care of your daily financial needs and offers easy and quick credits for your daily requirements. You can get benefits like urgent finance in advance, EMI conversions on shopping expenses, as well as interest-free cash withdrawals. Enjoy a plethora of other benefits such as discount offers on movie tickets, fuel surcharge waiver, heavy Credit Card reward points on all your expenses, and much more. Also, get a special welcome gift on your premier spends.
The joining fee of ₹499 is waived off. You are not charged with any joining fee for the first year.
Get 5,000 Reward Points on successfully reaching an annual spend milestone of ₹75,000. This is easily redeemable at www.rblrewards.com/SuperCard.
Get 10% off on movie tickets (up to ₹100) on BookMyShow, any day of the month. Enjoy such transactions up to 12 times in a year.
Get 1 reward point for every ₹100 spent on regular purchases. Get 2 reward points for every ₹100 spent on online purchases. Get 2X Reward Points on all online spends. (Except for online purchases associated with Education, Insurance, Utilities (Including Bill2Pay), Rent Payments and Wallet Load.)
Fill fuel in your vehicle across any pump and get a fuel surcharge waiver of up to ₹100 per month.
Convert the cost of your purchases into easy, low-interest rate EMIs, without any paperwork.
Interest-free cash withdrawal for up to 50 days.
Interest-free loan on cash limit for up to 90 days, once a year.
Shop for durables, electronics, and more and pay through easy EMIs*
*Upcoming feature
Types of Fees |
Charges Applicable |
Annual fee |
₹499 (GST Applicable) |
Add-on Card Fees |
NIL |
Foreign Currency Transaction** |
3.5% (GST Applicable) |
Cash Payment at branches |
₹100/cash deposit transaction done at RBL bank branch and Bajaj Finserv branch. Note: Effective from 1st June 2018 – Cash Deposit charges increased to ₹250 (GST Applicable) |
Surcharge on Purchase / Cancellation of Train Tickets |
IRCTC Service charges * + Payment Gateway Transaction charge [Up to 1.8%+GST of (ticket amount +IRCTC service charge) |
Fuel Transaction Charge |
For transaction made at petrol pumps to purchase fuel^ 1% +GST Surcharge on Fuel transaction value or ₹10+GST, whichever is higher |
Reward Redemption Fees |
Reward redemption fee of ₹99+GST will be levied on all redemptions made on Bajaj Finserv RBL Bank SuperCards w.e.f. June 01, 2019. T&C apply |
Cash Advance Transaction fee |
2.5%+GST (min ₹100+GST) of the cash amount |
Overdue Interest on extended Credit |
Up to 3.99% +GST per month or 47.88%+GST per annum |
Overdue Interest on Secured Credit Cards |
2.5% +GST per month or 30%+GST per annum |
Overdue Penalty / Late Payment |
Fee 15% (GST Applicable) of Total amount due (Min ₹50+GST, Max ₹1,000+GST) |
Over-limit Penalty |
₹600+GST |
Finance Charges (Retail Purchases and cash) |
APR up to 3.99%+GST per month (up to 47.88%+GST per annum) |
Call-a-draft fee |
2.5%+GST (min ₹300+GST) of the draft amount |
Card Replacement (Stolen / Lost / Reissue / any other replacement) |
NIL |
Duplicate Statement Fee |
NIL |
Charge Slip Retrieval / Copy Fee |
₹100 (GST Applicable) |
Outstation Cheque Fee |
₹100 (GST Applicable) |
Cheque Return / Dishonor Fee Auto debit Reversal-Bank Account out of funds |
₹500 (GST Applicable) |
All the above charges are subject to change under certain marketing programs. The cardmember will be informed about these changes.
^ The surcharge is applicable on minimum fuel transactions of ₹500 and a maximum of ₹4,000. The maximum surcharge waiver is ₹100 for Platinum SuperCards, ₹200 for World Plus SuperCard and ₹150 for all other World SuperCards.
* Refer to IRCTC website for details.
** Transactions at merchant establishments that are registered overseas even if the merchant is in India attract a cross border charge.
The eligibility requirements to apply for an RBL Platinum Choice FYF SuperCard are as follows:
You must be between 21 and 70 years of age.
You must have access to a regular source of income.
Your residential address must be serviceable by the bank.
Your credit score should be 750 or above.
You should not have defaulted in your earlier payments.
To apply for an RBL Platinum Choice FYF SuperCard, you would need to submit the below-mentioned documents:
Proof of Identity: A copy of your Aadhaar, driving license or voter’s ID.
Proof of Address: A copy of your bank statement, driving license, voter’s ID or your pension book
Proof of Income: A copy of your bank statements, ITR and the payslips issued by your employer
PAN Card
Passport size photos
To apply for Bajaj Finserv RBL Bank Platinum choice FYF SuperCard Application online, you can follow the steps mentioned below:
Step 1: Visit the official Finserv MARKETS website to start your Bajaj Finserv RBL Bank SuperCard application online process.
Step 2: Fill in the details on the Bajaj Finserv RBL Bank Credit Card Bajaj Finserv RBL Bank SuperCard application.
Step 3: Browse through the list of Bajaj Finserv RBL Bank SuperCard options.
Step 4: Select the Bajaj Finserv RBL Bank Platinum Choice SuperCard for yourself.
Step 5: Proceed with Bajaj Finserv RBL Bank Platinum Choice SuperCard application process by submitting the credit card application form along with the requested documents.
Alternatively, you can apply for the Bajaj Finserv RBL Bank SuperCard offline.
Credit Card |
Ideal For |
| Bajaj Finserv RBL Bank CA Supercard | Bajaj Finserv RBL Bank CA Supercard is best suited for Chartered Accountants |
| Bajaj Finserv RBL Bank Doctors Supercard | Bajaj Finserv RBL Bank Doctors Supercard is best suited for Doctors |
| Bajaj Finserv RBL Bank Platinum Choice Supercard | Bajaj Finserv RBL Bank Platinum Choice Credit Card is best suited for Fuel, Shopping & Entertaiment |
| Bajaj Finserv RBL Bank Platinum Plus Supercard | Bajaj Finserv RBL Bank Platinum Plus Credit Card is best suited for Fuel, Shopping & Entertaiment |
| Bajaj Finserv RBL Bank Platinum Plus FYF Supercard | Bajaj Finserv RBL Bank Platinum Plus FYF Credit Card is best suited for Fuel, Shopping & Entertaiment |
| Bajaj Finserv RBL Bank Shop Smart Supercard | Bajaj Finserv RBL Bank Shop Smart Credit Card is best suited for Shopping & Entertaiment |
| Bajaj Finserv RBL Bank Travel Easy Supercard | Bajaj Finserv RBL Bank Travel Easy Credit Card is best suited for Traveling, Shopping & Entertaiment |
| Bajaj Finserv RBL Bank Value Plus Supercard | Bajaj Finserv RBL Bank Value Plus Credit Card is best suited for Fuel & Traveling |
| Bajaj Finserv RBL Bank World Plus Supercard | Bajaj Finserv RBL Bank World Plus Credit Card is best suited for Fuel & Traveling |
| Bajaj Finserv RBL Bank World Prime Supercard | Bajaj Finserv RBL Bank World Prime Credit Card is best suited for Fuel, Shopping & Traveling |
The Bajaj Finserv RBL Bank Platinum choice FYF SuperCard limit does not have a fixed limit, as this is determined by the card issuer and is dependent on a cardholder’s credit profile and other details. There is, however, a limit on at-a-time purchases, this being ₹5,000 you can spend at a time.
Yes, it is good as it comes with several benefits like a nil joining fee. Additionally, 5,000 points as rewards are allotted on annual spending of ₹75,000 and you get 10% discounts on movie tickets at BookMyShow, and a huge amount in reward points. Moreover, you can convert your purchases into easy no-cost EMIs and avail personal loans against your cash limit with the RBL Platinum Choice One Year Free Credit Card.
Reward points are one of the greatest benefits you get in terms of offers on this Bajaj Finserv RBL Bank Platinum choice FYF SuperCard, and you can earn 2x points as rewards on any spending undertaken online. Besides this, you get 1 reward point for all other spending, fuel surcharge waivers, 10% off on BookMyShow theatre tickets and you don’t pay any joining fees when you get the card.