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Bajaj Finserv RBL Bank Platinum Choice SuperCard

The Bajaj Finserv RBL Bank Platinum Choice SuperCard provides users with rewards and valuable offers for all sorts of spending. Be it lifestyle spending, grocery purchases, electronics, automobiles, fashion, etc. the card fills your account with amazing benefits and rewards. The vouchers, discounts, and in-class rewards are further added benefits that you are never going to get bored of. Know all about the Bajaj Finserv RBL Bank Platinum Choice SuperCard benefits in this article and start planning your spending in a beneficial way.

Key Highlights of Bajaj Finserv RBL Bank Platinum Choice SuperCard

Particulars

Details

Welcome Rewards

2000 reward points on spending ₹2000

Movie offer

10% Off on BookMyShow

Online spend rewards

2x rewards on online spending

Annual reward

  • Annual fee waiver on the spending of ₹50,000 in a year

  • Get the annual reward of ₹2500

Loan against credit card

Convert your available cash limit into a Personal Loan for 3 months at 1.16% interest rate per month with 0 processing fee. The said loan is provided by RBL Bank as per their discretion and subject to its policies.

Easy cash

Enjoy unlimited interest-free cash withdrawal from ATM

Fuel surcharge

₹100 fuel surcharge waiver at any fuel pump

 

Note: Customers will not be given any reward points on the following spend categories:

  • Education

  • Insurance

  • Utility

  • Wallet Load

  • Rental Payments

  • Fuel

How to Apply for Bajaj Finserv RBL Bank Platinum Choice SuperCard?

To initiate the Platinum Choice Card Application online, you can follow the steps mentioned below:

  • Step 1: Visit the official Bajaj Markets website to start your Platinum Choice SuperCard application online process

  • Step 2: Fill in the details in the Bajaj Finserv RBL Bank SuperCard application

  • Step 3: Browse through the list of Platinum Choice SuperCard options

  • Step 4: Select the Bajaj Finserv RBL Bank Platinum Choice SuperCard for yourself

  • Step 5: Proceed with the Platinum Choice SuperCard application process by submitting the credit card application form along with the requested documents

Alternatively, you can also apply for theBajaj Finserv RBL Bank Platinum Choice Credit Card offline.

Eligibility and Documents Required for Bajaj Finserv RBL Bank Platinum Choice SuperCard

The eligibility requirements for the Bajaj Finserv RBL Bank Platinum Choice SuperCard are as follows:

  • You must be between 21 and 70 years of age

  • You must have a regular source of income

  • Your residential address must be serviceable by the bank

  • Your credit score should be 720 or above

  • You should not have defaulted on earlier repayments

The documents required primarily to apply for a Bajaj Finserv RBL Bank Platinum Choice SuperCard are as follows:

  • Government issued ID proof

  • Proof of Address

  • Recent passport-size photos

** Additional documents might have to be submitted during the application process

Offers on Bajaj Finserv Bajaj Finserv RBL Bank Platinum Choice SuperCard

Offers

Details

Apparel

  • Satya Paul-10% off

  • Raymond- 10% off

  • Park Avenue- 10% off

  • Color Plus-10% off

  • Be Young- Flat ₹150 off

  • Ethnix- 10% off

  • Parx- 10% off

Entertainment

  • Hindustan Times- 20% off

Eyewear

NIL

Healthcare and Fitness

  • My Fitness-33% off

  • Auric - flat 30% off

  • What's Up Wellness - flat 25% off

Food

  • The Good Bowl- 40% off

  • Slay Corfee- 30% off

  • Sweet Truth- 40% off

Travel

  • Zingbus- flat 20% Off

  • Luxury Escapes-5% off

Utilities

  • BB Daily-₹150 off

  • Codingal- 30% off

Online Shopping

  • Metro-₹250 off

  • TangyOak- 25% off

  • Neeman's Shoes-25% off

  • Prolixr- 20% off

  • The Man Company- 30% off

  • Myntra- ₹300 off

  • Ferns n Petals- 20% off

Appliances and Durables

  • Wonderchef- 50% off

  • Morphy Richards- 10% instant discount

Accessories

  • Talisman Jewellery- 25% off

  • Ajio Gold-₹2000 off

Gadgets

  • MiVi- 10% off

Services

NIL

 

Note: EMI transactions will not accrue base reward points and rental spends are not included in annual milestones. 

Bajaj Finserv RBL Bank Rewards on Platinum Choice SuperCard

The Bajaj Finserv RBL Bank Platinum Choice SuperCard lets you earn rewards with each purchase. You can earn:

  • Get 2X Reward Points on all online spends.*(Except for online purchases associated with Education, Insurance, Utilities (Including Bill2Pay), Rent Payments and Wallet Load.)

  • 1 Reward Point for every ₹100 spent offline

Features and Benefits of the Bajaj Finserv RBL Bank Platinum Choice SuperCard

  • Welcome gift

Avail a bonus of 2,000 Reward Points as a welcome gift.

  • Discounts on Movie Tickets

Get a 10% discount on movie tickets (up to ₹100) on BookMyShow once a month and enjoy up to 12 such transactions in a year.

  • Reward Points on Regular Spends

Get 1 Reward Point for every ₹100 spent on regular purchases.

  • Reward Points on Online Spends

Get 2X Reward Points on all online spends.*(Except for online purchases associated with Education, Insurance, Utilities (Including Bill2Pay), Rent Payments and Wallet Load.)

  • Fuel Surcharge Freedom

Fill fuel in your vehicle across any fuel pump and get a fuel surcharge waiver of up to ₹100/month.

  • Split and Pay

Convert the cost of your purchases into easy EMIs at low-interest rates without any paperwork.

  • Easy Cash

Get interest-free cash withdrawal for up to 50 days.

  • Cash against Credit Card

Convert your available cash limit into a Personal Loan for 3 months at 1.16% interest rate per month with 0 processing fee. The said loan is provided by RBL Bank as per their discretion and subject to its policies.

  • EMI Finance

Shop for consumer durables, electronics, and much more and pay through easy EMIs*.

*Upcoming feature

Fees and Charges of the Bajaj Finserv RBL Bank Platinum Choice SuperCard

Type of Fee

Charges Applicable

Joining Fee

₹499 (plus GST)

Annual Fee

₹499 (plus GST) {waived off if annual spend is above ₹50,000}

Add-on Card Fee

NIL

Foreign Currency Transaction**

3.5% (plus GST)

Cash Payment at Branches

₹100 (W.e.f. 1st July ’22)

Surcharge on Purchase / Cancellation of Train Tickets

IRCTC service charges* plus Payment Gateway

Transaction charge [up to 1.8% plus GST of (ticket amount +IRCTC service charge)]

Fuel Transaction Charge

For transactions made at petrol pumps to purchase fuel^

1-2.5% plus GST surcharge on fuel transaction value or ₹10 plus GST, whichever is higher

Reward Redemption Fee

Reward redemption fee of ₹99 plus GST will be levied on all redemptions made on Bajaj Finserv RBL Bank SuperCards w.e.f. June 01, 2019. T&C apply

Cash Withdrawal Transaction Fee

2.5% plus GST (min ₹500 plus GST) of the cash amount

Overdue Interest on Extended Credit

Up to 3.99% plus GST per month or 47.88% plus GST per annum

Overdue Penalty / Late Payment

  • Up to ₹100 - Late payment fee is NIL

  •  Above ₹100 - Late payment fee is 12.5% of total due amount. Maximum of ₹1,300

Overlimit Penalty

₹600 plus GST

Rental Transaction Charges

1% fee on transaction amount will be levied on all rental transactions done on any applicable merchant 

Finance Charges (Retail Purchases and Cash)

APR up to 3.99% plus GST per month (up to 47.88% plus GST per annum)

Card Replacement (Stolen / Lost / Reissue / Other Replacement)

NIL

Duplicate Statement Fee

NIL

Charge Slip Retrieval / Copy Fee

₹100 (plus GST)

Outstation Cheque Fee

₹100 (plus GST)

Bajaj Finserv RBL Bank Credit Card Cheque Return / Dishonour Fee Auto Debit Reversal- Insufficient Funds

₹500 (plus GST)

Merchant EMI Transaction Fee

₹199 (plus GST)

 

All the above fees and charges are subject to change under marketing programs. The cardmember will be informed about these changes.

The surcharge is applicable on minimum fuel transactions of ₹500 and a maximum of ₹4,000. The maximum surcharge waiver is ₹100 for Bajaj Finserv RBL Bank Platinum Choice SuperCard, ₹200 for World Plus SuperCard, and ₹150 for all other World SuperCards.

*Refer to IRCTC website for details

**Transactions at merchant establishments registered overseas (even if the merchant is in India) attract a cross-border charge

Note: For newly onboarded customers the charges will be implemented from April 01, 2023. Whereas for existing customers (those onboarded before April 01, 2023), the charges would be implemented from the next anniversary date.

FAQs about Bajaj Finserv RBL Bank Platinum Choice SuperCard

✔️How can I check if I am eligible to apply for the Bajaj Finserv RBL Bank Platinum Choice SuperCard?

Any individual who is between the age of 21 to 70 years of age with a regular source of income and a credit score of 720 is eligible to apply for Platinum Choice SuperCard. To know more about eligibility, you can refer to the official website.

✔️How do you earn reward points using the Bajaj Finserv RBL Bank Platinum Choice SuperCard?

You can earn reward points by getting 2,000 reward points when you pay the Bajaj Finserv RBL Bank  Platinum Choice SuperCard fee, and then when you spend ₹2,000 within a month of card issuance. Besides this, get 1 reward point for every ₹100 spent, and 2X reward points on spending online with the card.

✔️What are the different Bajaj Finserv RBL Bank Platinum Choice SuperCard offers?

The Bajaj Finserv RBL Bank  Platinum Choice SuperCard offers 10% off at movie booking portals like BookMyShow, fuel surcharge waivers at petrol stations, 2X reward points on online spending, and 1 reward point for every ₹100 spent on the card.

✔️What is the Bajaj Finserv RBL Bank Platinum Choice SuperCard limit?

There is no fixed limit on the Bajaj Platinum Choice card. Card limits are determined by issuers and are dependent on the cardholder’s credit profile.