The Bajaj Finserv RBL Bank Platinum Choice SuperCard provides users with rewards and valuable offers for all sorts of spending. Be it lifestyle spending, grocery purchases, electronics, automobiles, fashion, etc. the card fills your account with amazing benefits and rewards. The vouchers, discounts, and in-class rewards are further added benefits that you are never going to get bored of. Know all about the Bajaj Finserv RBL Bank Platinum Choice SuperCard benefits in this article and start planning your spending in a beneficial way.
Particulars |
Details |
Welcome Rewards |
2000 reward points on spending ₹2000 |
Movie offer |
10% Off on BookMyShow |
Online spend rewards |
2x rewards on online spending |
Annual reward |
|
Loan against credit card |
Convert your available cash limit into a Personal Loan for 3 months at 1.16% interest rate per month with 0 processing fee. The said loan is provided by RBL Bank as per their discretion and subject to its policies. |
Easy cash |
Enjoy unlimited interest-free cash withdrawal from ATM |
Fuel surcharge |
₹100 fuel surcharge waiver at any fuel pump |
Note: Customers will not be given any reward points on the following spend categories:
Education
Insurance
Utility
Wallet Load
Rental Payments
Fuel
To initiate the Platinum Choice Card Application online, you can follow the steps mentioned below:
Step 1: Visit the official Bajaj Markets website to start your Platinum Choice SuperCard application online process
Step 2: Fill in the details in the Bajaj Finserv RBL Bank SuperCard application
Step 3: Browse through the list of Platinum Choice SuperCard options
Step 4: Select the Bajaj Finserv RBL Bank Platinum Choice SuperCard for yourself
Step 5: Proceed with the Platinum Choice SuperCard application process by submitting the credit card application form along with the requested documents
Alternatively, you can also apply for theBajaj Finserv RBL Bank Platinum Choice Credit Card offline.
The eligibility requirements for the Bajaj Finserv RBL Bank Platinum Choice SuperCard are as follows:
You must be between 21 and 70 years of age
You must have a regular source of income
Your residential address must be serviceable by the bank
Your credit score should be 720 or above
You should not have defaulted on earlier repayments
The documents required primarily to apply for a Bajaj Finserv RBL Bank Platinum Choice SuperCard are as follows:
Government issued ID proof
Proof of Address
Recent passport-size photos
** Additional documents might have to be submitted during the application process
Offers |
Details |
Apparel |
|
Entertainment |
|
Eyewear |
NIL |
Healthcare and Fitness |
|
Food |
|
Travel |
|
Utilities |
|
Online Shopping |
|
Appliances and Durables |
|
Accessories |
|
Gadgets |
|
Services |
NIL |
Note: EMI transactions will not accrue base reward points and rental spends are not included in annual milestones.
The Bajaj Finserv RBL Bank Platinum Choice SuperCard lets you earn rewards with each purchase. You can earn:
Get 2X Reward Points on all online spends.*(Except for online purchases associated with Education, Insurance, Utilities (Including Bill2Pay), Rent Payments and Wallet Load.)
1 Reward Point for every ₹100 spent offline
Avail a bonus of 2,000 Reward Points as a welcome gift.
Get a 10% discount on movie tickets (up to ₹100) on BookMyShow once a month and enjoy up to 12 such transactions in a year.
Get 1 Reward Point for every ₹100 spent on regular purchases.
Get 2X Reward Points on all online spends.*(Except for online purchases associated with Education, Insurance, Utilities (Including Bill2Pay), Rent Payments and Wallet Load.)
Fill fuel in your vehicle across any fuel pump and get a fuel surcharge waiver of up to ₹100/month.
Convert the cost of your purchases into easy EMIs at low-interest rates without any paperwork.
Get interest-free cash withdrawal for up to 50 days.
Convert your available cash limit into a Personal Loan for 3 months at 1.16% interest rate per month with 0 processing fee. The said loan is provided by RBL Bank as per their discretion and subject to its policies.
Shop for consumer durables, electronics, and much more and pay through easy EMIs*.
*Upcoming feature
Type of Fee |
Charges Applicable |
Joining Fee |
₹499 (plus GST) |
Annual Fee |
₹499 (plus GST) {waived off if annual spend is above ₹50,000} |
Add-on Card Fee |
NIL |
Foreign Currency Transaction** |
3.5% (plus GST) |
Cash Payment at Branches |
₹100 (W.e.f. 1st July ’22) |
Surcharge on Purchase / Cancellation of Train Tickets |
IRCTC service charges* plus Payment Gateway Transaction charge [up to 1.8% plus GST of (ticket amount +IRCTC service charge)] |
Fuel Transaction Charge |
For transactions made at petrol pumps to purchase fuel^ 1-2.5% plus GST surcharge on fuel transaction value or ₹10 plus GST, whichever is higher |
Reward Redemption Fee |
Reward redemption fee of ₹99 plus GST will be levied on all redemptions made on Bajaj Finserv RBL Bank SuperCards w.e.f. June 01, 2019. T&C apply |
Cash Withdrawal Transaction Fee |
2.5% plus GST (min ₹500 plus GST) of the cash amount |
Overdue Interest on Extended Credit |
Up to 3.99% plus GST per month or 47.88% plus GST per annum |
Overdue Penalty / Late Payment |
|
Overlimit Penalty |
₹600 plus GST |
Rental Transaction Charges |
1% fee on transaction amount will be levied on all rental transactions done on any applicable merchant |
Finance Charges (Retail Purchases and Cash) |
APR up to 3.99% plus GST per month (up to 47.88% plus GST per annum) |
Card Replacement (Stolen / Lost / Reissue / Other Replacement) |
NIL |
Duplicate Statement Fee |
NIL |
Charge Slip Retrieval / Copy Fee |
₹100 (plus GST) |
Outstation Cheque Fee |
₹100 (plus GST) |
Bajaj Finserv RBL Bank Credit Card Cheque Return / Dishonour Fee Auto Debit Reversal- Insufficient Funds |
₹500 (plus GST) |
Merchant EMI Transaction Fee |
₹199 (plus GST) |
All the above fees and charges are subject to change under marketing programs. The cardmember will be informed about these changes.
The surcharge is applicable on minimum fuel transactions of ₹500 and a maximum of ₹4,000. The maximum surcharge waiver is ₹100 for Bajaj Finserv RBL Bank Platinum Choice SuperCard, ₹200 for World Plus SuperCard, and ₹150 for all other World SuperCards.
*Refer to IRCTC website for details
**Transactions at merchant establishments registered overseas (even if the merchant is in India) attract a cross-border charge
Note: For newly onboarded customers the charges will be implemented from April 01, 2023. Whereas for existing customers (those onboarded before April 01, 2023), the charges would be implemented from the next anniversary date.
Any individual who is between the age of 21 to 70 years of age with a regular source of income and a credit score of 720 is eligible to apply for Platinum Choice SuperCard. To know more about eligibility, you can refer to the official website.
You can earn reward points by getting 2,000 reward points when you pay the Bajaj Finserv RBL Bank Platinum Choice SuperCard fee, and then when you spend ₹2,000 within a month of card issuance. Besides this, get 1 reward point for every ₹100 spent, and 2X reward points on spending online with the card.
The Bajaj Finserv RBL Bank Platinum Choice SuperCard offers 10% off at movie booking portals like BookMyShow, fuel surcharge waivers at petrol stations, 2X reward points on online spending, and 1 reward point for every ₹100 spent on the card.
There is no fixed limit on the Bajaj Platinum Choice card. Card limits are determined by issuers and are dependent on the cardholder’s credit profile.