Your Bajaj Finserv RBL Bank SuperCard doesn’t just bring you a plethora of exciting deals and cashbacks, but also a steady cash reserve for times of need. With the Bajaj Finserv RBL Bank SuperCard loan facility, you can meet immediate fund requirements without applying for a separate personal loan.
You can apply for the loan online with minimum paperwork and enjoy quick approvals. With the Emergency Advance facility, you can easily convert your credit limit into a personal loan and repay the same within 90 days. Not just that, with the Xpress Credit facility, you can avail of instant loans within your credit limit. You can choose from different tenure options and conveniently make your Bajaj Finserv RBL Bank SuperCard loan payments in easy EMIs.
Eligibility for Credit Card Loan
Securing instant finance to meet your needs is easy, if you meet a basic eligibility checklist. To avail of a loan against your Bajaj Finserv RBL Bank SuperCard, you must fulfil the following conditions:
You must have a strong credit history.
You must have zero outstanding dues from previous credit card statements and loans.
How to Apply for a Loan Against Your Credit Card
Applying for a loan against your Bajaj Finserv RBL Bank SuperCard is easy. In fact, you can conveniently complete the application process from the comfort of your home. Depending on your funding needs, you can pick one of the following routes to avail of a loan against your Bajaj Finserv RBL Bank SuperCard:
1. Through the RBL Bank’s Official Website
You can apply for a loan against the Bajaj Finserv RBL Bank SuperCard via the bank’s net banking portal. Here’s how you can avail of an emergency advance personal loan against the card online:
Go to the RBL Bank’s website.
Login to your net banking account using your credentials.
Navigate to the ‘Credit Card’ section and select the ‘Instant Loan’ option.
Click the ‘Submit’ button after filling in all the requisite details.
2. RBL Bank's Mobile App
If you’re a registered mobile banking user, you can easily apply for a Bajaj Finserv RBL Bank SuperCard loan on the RBL Bank MyCard app. Here’s how you can avail of an instant loan via the bank’s m-banking app:
Open the RBL Bank MyCard app on your smartphone.
Tap on the ‘Get Instant Cash’ option on the homepage.
Review your pre-approved loan offer and tap on the ‘Unlock Now’ option.
Follow the instructions on the app to claim your loan offer.
3. RBL Bank Credit Card Customer Care Number
If you need extra assistance with the loan process, you can always call the Bajaj Finserv RBL Bank SuperCard helpline. Here’s how you can apply for the loan via the customer care number:
Call the Bajaj Finserv RBL Bank SuperCard customer care number at +91 2271190900.
Wait for a customer service executive from the bank to get in touch and guide you through the process.
Additionally, you can also clarify any doubts or queries you might have about your Bajaj Finserv RBL Bank SuperCard loan payments, tenures, interest rates, etc.
Benefits of a Credit Card Loan
Applying for a regular personal loan can be a long and tiring process. However, availing of a Bajaj Finserv RBL Bank SuperCard loan allows you to skip these hassles and enjoy a convenient access to funds during emergencies. Here’s an overview of the benefits you can enjoy with a Bajaj Finserv RBL Bank SuperCard loan:
You can avail of the Emergency Advance feature and convert your credit limit into a personal loan for 3 months, paying a nominal rate of 1.16%/month.
You don’t need to submit any extra documents when applying for the loan.
You can have access to instant funds with the Xpress Cash facility.
You can enjoy a quick and paperless money transfer facility.
You can convert the cost of the instant loan into manageable EMIs against low interest charges.
You can choose a convenient repayment tenure to make your Bajaj Finserv RBL Bank SuperCard loan payments.
How to Repay the Credit Card Loan
If you’re wondering how to repay Bajaj Finserv RBL Bank SuperCard loan, you’ll be happy to know that the process is the same as any other loan. You can complete the loan repayment in easy EMIs, spread across a predetermined tenure.
The EMIs for your loan will be charged to your monthly credit statement and must be cleared by the due date. In other words, you can check your credit card statement every month to ascertain your monthly instalments.
Moreover, the funds sanctioned as a loan will also attract interest. So, you will have to repay both the principal amount and interest charged on the principal sum. The interest rate applicable on your loan amount will be communicated to you before the loan is sanctioned.
About Bajaj Finserv RBL Bank Credit Cards
- Bajaj Finserv RBL Bank Credit Card Customer Care
- Bajaj Finserv RBL Bank Credit Card Payment
- Bajaj Finserv RBL Bank Credit Card Reward Points
- Bajaj Finserv RBL Bank Credit Card Application Status
- Bajaj Finserv RBL Bank Credit Card Statement
- Bajaj Finserv RBL Bank Credit Card Net Banking
- Close Bajaj Finserv RBL Bank Credit Card
- Bajaj Finserv RBL Bank Credit Card Offers
- Bajaj Finserv RBL Bank Credit Card Documents & Eligibility
- Bajaj Finserv RBL Bank Credit Card Fees & Charges
- Bajaj Finserv RBL Bank Credit Card Interest Rate
- Bajaj Finserv RBL Bank Credit Card Cash Withdrawal Charges
- Bajaj Finserv RBL Bank Credit Card Balance Transfer
- Bajaj Finserv RBL Bank Credit Card Pin
- Block Bajaj Finserv RBL Bank Credit Card
- Bajaj Finserv RBL Bank Add-on Credit Card
- Bajaj Finserv RBL Bank Credit Card Limit
- Bajaj Finserv RBL Bank Credit Card Loan
- Bajaj Finserv RBL Bank Credit Card Address Change
- Bajaj Finserv RBL Bank Credit Card EMI
- Bajaj Finserv RBL Bank SMS Banking
- Bajaj Finserv RBL Bank Mobile Banking
- Unblock Bajaj Finserv RBL Bank Credit Card
- Apply for Credit Card
Bajaj Finserv RBL Bank Credit Card Variants at Bajaj Markets
FAQs on Bajaj Finserv RBL Bank SuperCard Loan
You can apply for a loan against your Bajaj Finserv RBL Bank SuperCard via the bank’s net banking portal or via the RBL Bank MyCard app. You can also file a loan application against the card using the Bajaj Finserv RBL Bank SuperCard helpline number.
No. A loan against your Bajaj Finserv RBL Bank SuperCard works like a personal loan. So, there is no end-use mandate for the sanctioned loan amount. In other words, you can use this multipurpose loan in any way you deem fit. So, you can use the funds to renovate your home, buy a laptop, or pay medical bills.
Yes. Getting a loan against your Bajaj Finserv RBL Bank SuperCard is easy. The loan is sanctioned against minimum documents and comes with a super-fast processing window. Moreover, you can apply for the loan online without the hassles of travelling to a physical bank branch and waiting in long queues.
Yes. Your credit score is an essential parameter the bank checks before approving a loan against your Bajaj Finserv RBL Bank SuperCard. A credit score of 750 and above is considered ideal. At the same time, you should also ensure that all outstanding credit card bill payment dues are cleared before you apply for the loan.
To make repayments easy, the Bajaj Finserv RBL Bank SuperCard allows loan payments in bite-sized EMIs. So, you can ration out the repayment burden over a certain repayment tenure. These EMIs will be added to your monthly credit card bills and must be cleared before the due date. You can make your Bajaj Finserv RBL Bank SuperCard loan repayments via online payment methods like net banking and instant transfers.
Yes. The Xpress Cash program offers pre-approved credit within the specified credit limit of your card. This facility is only available to a group of select cardholders. To check your eligibility, you can call +912271190900 or SMS ‘INC’ to 5607011. You can also review your eligibility on the RBL Bank MyCard App or on the website via the bank’s Chatbot.
By opting for a Bajaj Finserv RBL Bank SuperCard loan, you can secure immediate funds to tackle emergencies. Unlike regular personal loans, you don’t need to submit too many documents or wait for a long time to get the required funds. Securing a loan against your credit card ensures quick processing and instant transfers.
Moreover, you can get these funds sanctioned against a low interest rate and nominal processing charges. You can repay the sum conveniently with manageable EMIs over a tenure of your choosing.
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