SIB Credit Card Apply: How to Apply for South Indian Bank Credit Card?

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South Indian Bank

South Indian Bank (SIB) is one of the pioneering banks in India, with its establishment dating back to the ‘Swadeshi’ Movement. First of the Kerala-based banks to implement the ‘Core Banking System’, SIB now provides exceptional financial services across 924 branches. Being one of the most pro-active banks in India with a competent tech-savvy team, SIB offers financial services like personal banking, priority banking, NRI banking, business banking, and more.

What is a South Indian Bank Credit Card?

South Indian Bank offers co-branded SBI credit cards as part of their value-added services. These credit cards offer a number of privileges to cardholders. With the South Indian bank credit card, you need not carry excess cash with you anymore. The South Indian Bank credit card also provides some amazing discounts and unmatched benefits when it comes to your lifestyle. With the SIB credit card, you can now enjoy instant cashbacks, dining privileges, fuel surcharge waivers, discounts on movie tickets, and much more. To know more about the credit card rewards and benefits, read below.

Types of South Indian Bank Credit Cards

The South Indian Bank, in collaboration with the SBI cards, has come up with its co-branded credit cards, also known as South Indian Bank-SBI credit cards. These co-branded credit cards are of two types:

South Indian Bank SimplySave SBI Card
South Indian Bank - SBI Platinum Credit Card

Comparison of Important Features of South Indian Bank Credit Cards

Features	South Indian Bank SimplySAVE -SBI Card	South Indian Bank- SBI Platinum Credit Card
Joining Fee	₹499	₹2,999
Annual Fee	₹499	₹2,999
Credit Limit	Up to ₹5,00,000	Up to ₹10,00,000
Reward Points	1 per ₹100 spent	2 per ₹100 spent
Accelerated Reward Points	The cardholder can help earn 10 reward points per ₹100 spent on movies, dining, grocery and departmental expenses.	The cardholder can help earn 10 reward points per ₹100 spent on movies, dining, grocery and departmental expenses.
Welcome Offer	Cardholders will receive 2,000 reward points on spends of ₹2,000 within the first 2 months of card activation.	Cardholders can avail gift vouchers worth ₹3,000 from any one of the M/s SBI Cards Partners, once the first payment is realised.
Fuel Surcharge Waiver	1% fuel surcharge waiver at all fuel stations	1% fuel surcharge waiver at all fuel stations

What is an SIB-OneCard Credit Card?

As compared to the other SIB credit cards, the SIB-OneCard credit card is 100% digital. This premium credit card is metal-based and is fully controllable via the OneCard app. Following are some of the features and benefits of this digital card:

SIB-OneCard credit card is a lifetime free credit card for which you need not pay any joining or annual fee. You can enjoy 100% digital customer on-boarding process while applying for the card
It is a metal-based premium credit card on the Visa Signature platform that allows instant virtual issuance
The SIB-OneCard credit card is fully controllable from the OneCard app
The SIB-One-Card offers minimal forex fees at just 1%
With the SIB-OneCard credit card, you can avail instant issuance of reward points. You can easily redeem these points within the app
SIB-OneCard credit cardholders can enjoy contactless payments up to ₹5,000 daily without a PIN

Eligibility Criteria for the Card

The following criteria must be fulfilled in order to become eligible for the South Indian Bank credit card application process:

Nationality: You must be an Indian resident or a Non-Residing Indian (NRI)
Age: You must be at least 21 years of age while applying for SIB credit cards. You must not be older than 65 years of age when applying for an SIB credit card
Employment Status: You must be either salaried or self-employed to go ahead with the South Indian Bank credit card online application process.

Documents Required to Apply for the Card

The following documents need to be submitted to apply for a South Indian Bank credit card online:

Address Proof: Documents supporting your residence proof such as passport, driving licence, or electricity bill
Identity Proof: Documents that could help with your identity verification such as Aadhaar card, PAN card, or Passport
Income Proof: Documents such as salary slips, bank statements, or ITR
Passport Size Photos: 2-3 coloured passport size photos to upload on the application form

South Indian Bank Credit Card Fees and Charges

1) South Indian Bank SimplySAVE -SBI Card Fees

Joining Fees: ₹499
Annual Fee: ₹499
Add on fee, per annum: Nil
If the cardholder makes transactions of ₹1,00,000/ in a year, the AMC Charges of ₹499 will be reversed

2) South Indian Bank- SBI Platinum Card

Joining Fees: ₹2,999
Annual Fee: ₹2,999
Renewal Fee: ₹2,999
Add on fee, per annum: Nil

South Indian Bank Credit Card Rewards Program

The SIB credit card comes with a host of rewards and benefits that you can avail by transacting with your SIB card. With the SimplySAVE -SBI Card, you can earn 1 reward point on each ₹100 that you spend using the credit card. In case of the Platinum credit card, you can avail 2 reward points on every ₹100 spent. You can redeem your SIB credit card reward points on the OneCard app. Just go to the OneRewards section. Select ‘Use Points’ and choose the transaction or cash credit on which you want to use your points for.

How to Reach South Indian Bank Credit Card Customer Care?

The South Indian Bank credit card customer care centre is 24x7 available to help out its customers with any bank-related queries. You can mail them at customercare@sib.co.in for assistance. You can also reach out to the customer care executive by calling on the following toll-free numbers:

1800 425 1809
1800 102 9408

If you are a non-resident Indian, you can reach out to SIB customer care at +91 - 484 – 2388555.

How to Apply for a South Indian Bank Credit Card?

The South Indian Bank credit cards are currently not available on the Bajaj Markets website. However, you can reach out to the South India Bank’s executive at the nearest branch to apply for a credit card. You can also opt to apply for the South Indian Bank credit card online by following these steps:

Visit www.southindianbank.com
Follow the path: Personal banking > Value Added Services > Credit Card
Choose from the credit card option you wish to apply for
Enter information about your personal details, professional details, and current residential address and proceed to apply

DISCLAIMER

The information provided by BFDL herein above is related to the Non-Partnered Banks/ NBFCs and is just for the purpose of information and under no circumstances the information provided hereinabove is intended to be source of advice or recommending any financial advice or endorsement of any sort.

The information including interest rates or fees and charges with regard to any credit card, provided on this website is gathered through publicly available sources over the internet and is considered as accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. as well as offers by the Non-Partnered Banks or NBFCs. The use of information set out is entirely at the User’s own risk and User should exercise due care prior to taking any decision, on the basis of information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any application or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, trade names, logo and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such products.

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Resource Centre

Visit the nearest South Indian Bank branch or follow the process of South Indian bank credit card application online to avail a SIB credit card. However, make sure you fulfil all the eligibility criteria before starting with your South Indian Bank Credit Card application procedure. Visit the SIB official website or call on toll-free number 1800 425 1809/1800 102 9408 to know more.

South Indian bank offers co-branded credit cards in association with SBI cards. The best South Indian bank credit cards are South Indian Bank SimplySAVE -SBI Card and South Indian Bank- SBI Platinum Credit Card.

Both these SIB credit cards come with a host of features and rewards that will suit all your shopping and travel needs. You can also opt for South Indian bank’s 100% digital card which is the SIB-OneCard credit card. To explore more about other credit cards and the host of different benefits they offer, visit Bajaj Markets and apply for a credit card today!

The minimum credit score for a SIB credit card is decided by the bank based on a number of factors. This includes your eligibility, monthly income, debt to income ratio, and more. The credit score limit may also depend upon the type of credit card and its respective features and benefits offered.

South Indian Bank credit card offers a number of privileges to cardholders. With a minimal joining and annual fee, you can enjoy several rewards on every transaction that you make with your SIB credit card. The South Indian Bank credit card offers discounts on travel, hotel reservations, dining, and waivers on fuel surcharges. To know more about credit cards offering similar, amazing lifestyle and travel benefits, explore the Bajaj Markets website now!

The South Indian Bank credit card is currently not available at Bajaj Markets. However, you can visit the South Indian Bank’s official website at www.southindianbank.com to apply for a South Indian Bank credit card online.

Once you reach the official website, follow the path Personal Banking > Value Added Services > Credit Cards. Select the type of credit card you wish to avail and click on ‘Apply Now’. If you meet the eligibility criteria and upload all the necessary documents, you can proceed with your credit card SIB application.

South Indian Bank offers two types of credit cards. They are South Indian Bank SimplySAVE -SBI Card and South Indian Bank- SBI Platinum Card. A major difference between these two cards is the credit limit.

While the SimplySAVE -SBI credit card has a credit limit up to Rs.5,00,000, the credit limit for Platinum Card is up to Rs.10,00,000. If you wish to switch between these cards, you can get in touch with the bank’s executive at your nearest branch or call on the toll-free customer numbers 1800 425 1809/1800 102 9408 for further details.

The easiest South Indian Bank credit cards to apply for are South Indian Bank SimplySAVE -SBI credit card and South Indian Bank- SBI Platinum Card. Both the credit cards are co-branded types of credit cards with SBI. You can easily apply for any of these SIB credit cards online on the South Indian Bank website.

Alternatively, you can also visit your nearest South Indian Bank to apply for a credit card. The SIB One-Card credit card is another great option. It is a lifetime-free digital credit card that offers instant virtual card issuance.

You can apply for the SIB-OneCard credit card directly on the official South Indian Bank website. Alternatively, you can also use SIB Mirror+, the bank’s mobile application, to apply for this secured credit card against an eligible deposit.