DigiSmart Credit Card Benefits

Standard Chartered DigiSmart Credit Card

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All About Standard Chartered Bank DigiSmart Credit Card

**Disclaimer: Standard Chartered Bank is not a Finserv MARKETS partner. Offers would be from partner banks/NBFCs only.

 

The Standard Chartered DigiSmart credit card is one of the best shopping credit cards in India. Its benefits range from handsome discounts and exciting deals on shopping, movie tickets, grocery shopping, hotel bookings, international flight tickets, and much more. The card is ideal to meet all your lifestyle needs whilst providing several other rewards. To know more about Standard Chartered DigiSmart credit card benefits, Standard Chartered DigiSmart credit card features, and steps to apply for this credit card, read details below.

Standard Chartered DigiSmart Credit Card Benefits and Offers

20% discount at Myntra every month

  • DigiSmart cart holders get 20% off on one transaction every month with no minimum spend on shopping at Myntra. The maximum discount that a cardholder can avail is upto ₹700 every month

10% off on Zomato 5 times a month

  • Standard Chartered DigiSmart credit cardholders can enjoy a 10% discount on five transactions every month. No minimum spend required to avail this benefit on the Zomato website/app

15% cashback on Ola Cabs’ bookings

  • Standard Chartered Bank DigiSmart credit cardholders can get upto 15% cashback with a maximum of ₹600 on Ola rides every month

Yatra discounts on Traveling

  • Get 20% instant discounts on domestic flight bookings

  • Get 10% instant discounts on international flight bookings

  • Get 25% instant discount on booking domestic hotels

Note: Standard Chartered DigiSmart card holders can avail these benefits once every quarter.

10% off on Grofers 5 times a month

  • Avail 10% discount subject to maximum discount of ₹1,000 five times every calendar month at Grofers. No minimum spend required for availing this benefit when paying with Standard Chartered DigiSmart credit card

‘Buy 1 Get 1’ at INOX on Saturdays and Sundays

  • Standard Chartered DigiSmart card holders can enjoy ‘Buy 1 Get 1’ free on movie tickets at INOX every Saturday and Sunday twice a month

Standard Chartered DigiSmart Credit Card Features

  • Supplementary Credit Card for Family

Now, you can share all the above-mentioned benefits and other Standard Chartered DigiSmart credit card offers with your family members by getting them a supplementary credit card. You need not provide any separate documents for your family members while availing a supplementary Standard Chartered Bank DigiSmart card. Moreover, you can earn credit card reward points on every transaction made through the supplementary card.

  • Contactless Payment

Contactless payment is one of the best features of the Standard Chartered DigiSmart card. You can make instant contactless payment with your Standard Chartered DigiSmart card every time you shop. This way, there is no need to carry extra cash when you go out shopping.

  • Secure Online and Mobile Payment Options

Standard Chartered Bank’s online banking and mobile payment options are an instant way to make credit card payments, download credit card statements, or check your outstanding balance. Moreover, you make your credit card transactions more secure with the added 3D OTP verification.

  • Avail Loan Against Credit Card

One of the amazing Standard Chartered DigiSmart credit card benefits is that you can avail a loan amount of up to ₹5,00,000 for a flexible tenor of 12-60 months.

  • Balance Transfer and Balance on EMI

Standard Chartered DigiSmart card holders can initiate balance transfers from other banks’ credit cards for upto ₹5,00,000. The interest rates would be applicable as per Standard Chartered’s policies. Moreover, they can even convert the outstanding balance on their Standard Chartered DigiSmart credit card into EMIs with zero processing fees.

Standard Chartered Digismart Credit Card Fees and Charges

The Standard Chartered DigiSmart credit card does not attract any annual fee for the primary as well as the supplementary card. On the contrary, it attracts a nominal monthly fee that can be avoided with enough use. Read details about DigiSmart credit card charges below:

Primary Card

  • No annual fee

  • ₹49 charged per month as a nominal fee

  • In case the Standard Chartered DigiSmart credit card holder spends over ₹5,000 in a calendar month, the nominal charge of ₹49 will be waived in the successive month.

Supplementary Card

  • No annual fee

  • ₹49 charged per month as a nominal fee

  • In case the Standard Chartered DigiSmart credit card holder spends over ₹5,000 in a calendar month, the nominal charge of ₹49 will be waived in the successive month.

Standard Chartered Digismart Credit Card Rewards

Standard Chartered Bank credit card has a 360° reward catalogue from which one can redeem their DigiSmart credit card reward points. This catalogue offers products on which you can get amazing discounts or instant cashbacks on purchase. Products from top brands such as Nykaa, Shoppers Stop, Phillips, etc., are available in the catalogue to redeem your Standard Chartered DigiSmart credit card reward points.

Standard Chartered DigiSmart Credit Card Eligibility Criteria

The Standard Chartered DigiSmart credit card eligibility is detailed on the bank’s official website for both salaried as well as non-salaried individuals. The details are as follows:

  • Salaried individuals wishing to apply for the Standard Chartered DigiSmart card must be between the age group of 18-62 years. If the applicant is self-employed, he/she must be between the age group of 18-67 years

  • The applicant (either salaried or self-employed) should have a stable monthly income

  • The applicant must belong to credit card sourcing cities of the bank

  • The applicant’s request would be subject to assessment as per the bank’s internal policy check

Documents Required for Standard Chartered DigiSmart Credit Card

For Salaried Individuals:

  • Identity Proof

  • Address Proof

  • Salary slip for at least one month

For Self-employed applicants:

  • Identity Proof

  • Address Proof

  • Income Tax Returns (ITR) for at least two years

How to Apply for a Standard Chartered DigiSmart Credit Card?

The Standard Chartered bank DigiSmart credit card is currently not available on the Finserv MARKETS website. However, an applicant can apply for the same through the Bank’s official website or by visiting the nearest Standard Chartered branch.

You can apply online for the Standard Chartered Digismart Credit Card by following these steps:

  • Visit the official Standard Chartered bank website at www.sc.com.

  • Click on the ‘Cards’ menu and select DigiSmart credit card.

  • Next, click on ‘Apply Now’.

  • You will be redirected to the application page.

  • Click ‘Yes’ if you are an existing Standard Chartered Bank customer or ‘No’ in case you don't have an existing relationship with the Bank.

  • As per your answer, you will be redirected to the respective Standard Chartered DigiSmart card application page.

  • Enter your official email ID and mobile number. In case you are an existing customer, add the email ID and mobile number registered with the bank.

  • Upload the necessary documents as stated by the bank’s eligibility policy and click on ‘Proceed’.

How to Reach Standard Chartered DigiSmart Credit Card Customer Care?

The Standard Chartered DigiSmart credit card customer care facility can be availed for premium banking, priority banking, and personal banking purposes. The Standard Chartered credit card customer care helpline number for various cities is listed on the following page: https://www.sc.com/in/contact-us/.

Alternatively, you can also send a mail on Standard Chartered’s official customer care ID at customer.care@sc.com. In case you wish to avail the customer care facility by writing a letter, you can mail it to:

Standard Chartered Bank,

Customer Care Unit,

19 Rajaji Salai,

Chennai,

Tamil Nadu 600 001

To know more about credit cards that are best-suited for luxury shopping experiences, continue browsing through Finserv MARKETS. Our partner banks offer a myriad of exciting credit card options that can satisfy all your luxe lifestyle needs. To know more, browse through our catalogue of credit cards today!

FAQs on Standard Chartered DigiSmart Credit Card

  • ✔️What is a Standard Chartered DigiSmart credit card?

     The Standard Chartered DigiSmart credit card is a popular shopping credit card that offers deals and discounts on popular merchant stores. You can avail the credit card to cater to your shopping, lifestyle, and travel requirements.

     

  • ✔️What is the Standard Chartered DigiSmart credit card limit?

     The Standard Chartered DigiSmart credit card limit depends on a number of factors. These include the applicant’s monthly income, credit history, and more. The Bank will decide the applicant’s final credit limit based on the assessment of his/her credit card application. The Bank can increase or decrease the credit card limit depending on the cardholder's spends, number of transactions, and repayment behaviour.

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