Standard Chartered DigiSmart Credit Card

**Disclaimer: Standard Chartered Bank is not a Bajaj Markets partner. Offers would be from partner banks/NBFCs only.

 

The Standard Chartered DigiSmart credit card is one of the best shopping credit cards in India. Its benefits range from handsome discounts and exciting deals on shopping, movie tickets, grocery shopping, hotel bookings, international flight tickets, and much more. The card is ideal to meet all your lifestyle needs whilst providing several other rewards. To know more about Standard Chartered DigiSmart credit card benefits, Standard Chartered DigiSmart credit card features, and steps to apply for this credit card, read details below.

• Supplementary Credit Card for Family

Now, you can share all the above-mentioned benefits and other Standard Chartered DigiSmart credit card offers with your family members by getting them a supplementary credit card. You need not provide any separate documents for your family members while availing a supplementary Standard Chartered Bank DigiSmart card. Moreover, you can earn credit card reward points on every transaction made through the supplementary card.

• Contactless Payment

Contactless payment is one of the best features of the Standard Chartered DigiSmart card. You can make instant contactless payment with your Standard Chartered DigiSmart card every time you shop. This way, there is no need to carry extra cash when you go out shopping.

• Secure Online and Mobile Payment Options

Standard Chartered Bank’s online banking and mobile payment options are an instant way to make credit card payments, download credit card statements, or check your outstanding balance. Moreover, you make your credit card transactions more secure with the added 3D OTP verification.

• Avail Loan Against Credit Card

One of the amazing Standard Chartered DigiSmart credit card benefits is that you can avail a loan amount of up to ₹5,00,000 for a flexible tenor of 12-60 months.

• Balance Transfer and Balance on EMI

Standard Chartered DigiSmart card holders can initiate balance transfers from other banks’ credit cards for upto ₹5,00,000. The interest rates would be applicable as per Standard Chartered’s policies. Moreover, they can even convert the outstanding balance on their Standard Chartered DigiSmart credit card into EMIs with zero processing fees.

The Standard Chartered DigiSmart credit card does not attract any annual fee for the primary as well as the supplementary card. On the contrary, it attracts a nominal monthly fee that can be avoided with enough use. Read details about DigiSmart credit card charges below:

Standard Chartered Bank credit card has a 360° reward catalogue from which one can redeem their DigiSmart credit card reward points. This catalogue offers products on which you can get amazing discounts or instant cashbacks on purchase. Products from top brands such as Nykaa, Shoppers Stop, Phillips, etc., are available in the catalogue to redeem your Standard Chartered DigiSmart credit card reward points.

The Standard Chartered DigiSmart credit card eligibility is detailed on the bank’s official website for both salaried as well as non-salaried individuals. The details are as follows:

• Salaried individuals wishing to apply for the Standard Chartered DigiSmart card must be between the age group of 18-62 years. If the applicant is self-employed, he/she must be between the age group of 18-67 years

• The applicant (either salaried or self-employed) should have a stable monthly income

• The applicant must belong to credit card sourcing cities of the bank

• The applicant’s request would be subject to assessment as per the bank’s internal policy check

1. For Salaried Individuals:

• Identity Proof

• Address Proof

• Salary slip for at least one month

2. For Self-employed applicants:

• Identity Proof

• Address Proof

• Income Tax Returns (ITR) for at least two years

The Standard Chartered bank DigiSmart credit card is currently not available on the Bajaj Markets website. However, an applicant can apply for the same through the Bank’s official website or by visiting the nearest Standard Chartered branch.

 

You can apply online for the Standard Chartered Digismart Credit Card by following these steps:

• Visit the official Standard Chartered bank website at www.sc.com.

• Click on the ‘Cards’ menu and select DigiSmart credit card.

• Next, click on ‘Apply Now’.

• You will be redirected to the application page.

• Click ‘Yes’ if you are an existing Standard Chartered Bank customer or ‘No’ in case you don't have an existing relationship with the Bank.

• As per your answer, you will be redirected to the respective Standard Chartered DigiSmart card application page.

• Enter your official email ID and mobile number. In case you are an existing customer, add the email ID and mobile number registered with the bank.

• Upload the necessary documents as stated by the bank’s eligibility policy and click on ‘Proceed’.

The Standard Chartered DigiSmart credit card customer care facility can be availed for premium banking, priority banking, and personal banking purposes. The Standard Chartered credit card customer care helpline number for various cities is listed on the following page: https://www.sc.com/in/contact-us/.

 

Alternatively, you can also send a mail on Standard Chartered’s official customer care ID at customer.care@sc.com. In case you wish to avail the customer care facility by writing a letter, you can mail it to:

 

Standard Chartered Bank,

Customer Care Unit,

19 Rajaji Salai,

Chennai,

Tamil Nadu 600 001

 

To know more about credit cards that are best-suited for luxury shopping experiences, continue browsing through Bajaj Markets. Our partner banks offer a myriad of exciting credit card options that can satisfy all your luxe lifestyle needs. To know more, browse through our catalogue of credit cards today!