The Bajaj Finserv EMI Network Card is a simple and affordable financial solution for all your shopping needs. This card comes with a pre-approved loan amount of up to ₹3 Lakhs. You can use this amount to make purchases on No Cost EMIs with minimal/zero down payment.
With over 1.5 lakh partner stores across 4,000+ Indian cities, this card makes affordable financing accessible to Indians all over the country.
You can purchase over a million products on No Cost EMI using the Bajaj Finserv EMI Network Card. This ranges from furniture, electronics, appliances to groceries, flight bookings, and much more.
Bajaj Finserv offers repayment tenor options of up to 60 months.
The Bajaj Finserv EMI Network Card comes with a pre-approved loan limit of up to ₹3 Lakhs.
In case you’d like to close your loan account prematurely, you can do so without having to pay any additional fees or charges. Just pay your first EMI and request a fore closure.
To be eligible for the Bajaj Finserv EMI Network Card, you’ll need to meet a few eligibility requirements. If you are eligible and are looking to apply for the card, you’ll also need to keep a few documents handy.
Here, we have listed out the eligibility requirements and the documents required to apply for this card.
You must be between the ages of 21 and 65
You must have a steady source of income
You must be a citizen of India
PAN card
Aadhaar card
Cancelled cheque
Duly signed ECS Mandate
Disclaimer: Please note that these requirements are subject to change at the discretion of the card issuer.
The Bajaj Finserv EMI Network Card charges are as follows:
Types of Charges |
Charge Details |
Card Fee |
₹530 (inclusive of taxes) |
Add-on Card Fee |
₹199 (inclusive of taxes) |
EMI Card Annual Fee |
₹117 (inclusive of taxes) applicable only if you do not take a loan on the Bajaj Finserv EMI Network Card in the preceding year |
Online Convenience Fee |
₹69 (Inclusive of applicable taxes) for customers who get the EMI Card exclusively through digital mode |
Loan Limit Enhancement Fee |
₹117 (inclusive of applicable taxes) |
Processing Fee |
Up to ₹5,000 (inclusive of taxes) collected upfront |
Disclaimer: Additional fees and charges will apply when using the EMI Network Card to get loans.
When you apply for the Bajaj Finserv EMI Network Card, you’ll be required to make a one-time, joining fee payment of ₹599, which includes the online convenience fee. Apart from this, you won’t have to pay anything as annual or recurring fees. This is given that you make at least one purchase using your card. In case your card is inactive for more than a year, you’ll need to make a payment of ₹117 + taxes as an activation fee.
The Bajaj Finserv EMI Network Card is a simple, convenient, and affordable financing solution for all your shopping needs. This card comes with a pre-approved loan amount of ₹3 Lakhs that can be used to purchase over a million products on No Cost EMIs.
The Bajaj Finserv EMI Network Card offers flexible repayment tenor options up to 60 months.
You can call Bajaj Finserv’s customer care helpline in case of any queries. You can reach them at +91-8698010101.
To pay your health insurance in EMIs, you would need to select your desired medical plan. Then, proceed with premium payment in easy instalments using your Bajaj Finserv EMI Network Card. The Bajaj Finserv Digital Health EMI Network Card is also a great option to get EMI benefits for more than 800 treatments in 1,000+ cities.
Yes, you can use the Bajaj Finserv EMI Network Card to buy any home appliance like a washing machine, air conditioner, refrigerator, water purifier, microwave oven, etc. Simply select the home appliance of your choice and pay via easy monthly instalments.
To activate your Bajaj Finserv EMI Network Card with OKYC, you must enter your Aadhaar number and validate it with the OTP received on your Aadhaar-linked mobile number. In the case of CKYC, you can simply validate by entering your PAN and date of birth or 10-digit mobile number.
While buying products on EMI Network with the Bajaj Finserv EMI Network Card, you practically pay zero interest charges. For most of the products, a monthly instalment option is available without any extra cost. However, on select items, you may have to pay a nominal processing fee or a small down payment.
There is no minimum threshold for purchasing products with your Bajaj Finserv EMI Network Card. You can seamlessly shop for any of your favourite items and conveniently pay via monthly instalments.
As per the directive by the Reserve Bank of India ("RBI") vide its Press Release No. 2023-2024/1295 dated 15th November 2023 ("Press Release"), Bajaj Finance Limited has temporarily suspended sanction and disbursal of new loans under 'E-commerce' platforms like Flipkart, Amazon, MakeMyTrip, etc. Until then, you can visit any of their offline partner stores and get the product of your choice on EMI.
As per the concerns raised by RBI, Bajaj Finance Limited will undertake a detailed review of the Key Fact Statement and take requisite corrective actions to the satisfaction of the RBI guidelines, at the earliest. You can visit the official website or app for related updates.
Yes, you can visit the Bajaj Finserv offline partner stores and buy products on EMI using the EMI card.