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Diwali, the festival of lights, can also be considered an auspicious time to make a large purchase, such as buying a car. The festive season sees automobile manufacturers and dealers offering tempting discounts, exchange bonuses, and easy financing options to make car ownership affordable. This year, with GST benefits and special offers piling up, customers can expect significant savings on a wide range of vehicles. Whether opting for a compact hatchback or a spacious SUV, you can buy a car this Diwali with attractive deals to help you drive home your dream car without any financial stress.
In 2025, the Diwali season brings competitive offers on many popular car models from leading brands in India. Here’s an overview of some popular cars with their key specifications to help you decide.
Brand |
Model |
Engine (cc) |
Fuel Type |
Mileage (kmpl) |
Transmission |
Seating Capacity |
Boot Space |
Maruti Suzuki |
Swift |
1197 |
Petrol |
23.2 |
Manual / Auto |
5 |
268 L |
Hyundai |
i20 |
1339 |
Petrol / Diesel |
19 - 21 |
Manual / Auto |
5 |
311 L |
Tata Motors |
Nexon |
1497 |
Petrol / Diesel |
17.4 - 21 |
Manual / Auto |
5 |
350 L |
Mahindra |
Bolero Neo |
1497 |
Diesel |
17.6 |
Manual |
7 |
260 L |
Skoda |
Kushaq |
1498 |
Petrol |
16 - 17.8 |
Manual / Auto |
5 |
385 L |
Volkswagen |
Virtus |
1498 |
Petrol |
17.5 |
Manual / Auto |
5 |
460 L |
Honda |
Amaze |
1198 |
Petrol / Diesel |
18 - 28 |
Manual / Auto |
5 |
420 L |
Toyota |
Urban Cruiser |
1496 |
Petrol |
17.7 |
Manual / Auto |
5 |
258 L |
Maruti Suzuki Swift: Known for its peppy petrol engine and efficient mileage, Swift is a favourite for city driving with easy maintenance and a sporty look.
Hyundai i20: A premium hatchback with a well-appointed interior, multiple powertrain options, and advanced safety features.
Tata Nexon: A compact SUV offering robust build quality, safety features, and comfortable seating, especially popular in the mid-segment.
Mahindra Bolero Neo: A rugged SUV with diesel power, suited for rough roads and family space with 7 seats.
Skoda Kushaq: A stylish SUV with premium interiors and a smooth petrol engine, ideal for those seeking European quality.
Volkswagen Virtus: Known for its spacious boot and solid performance, Virtus is a sedan that appeals for long drives and comfort.
Honda Amaze: A reliable compact sedan with efficient diesel and petrol versions, spacious interiors, and smooth handling.
Toyota Urban Cruiser: A compact SUV with Toyota’s brand reliability, offering decent mileage and contemporary features for small families.
This Diwali, car prices have become more attractive due to GST 2.0 benefits combined with festive discounts, cashbacks, and exchange offers. Below is a summary table of ex-showroom prices during the festive season for top models.
Brand |
Model |
Ex-Showroom Price (Delhi) |
Applicable Discounts (₹) |
Maruti Suzuki |
Baleno |
From ₹5.99 Lakhs |
Up to ₹70,000 + additional exchange value |
Hyundai |
i20 |
From ₹6.86 Lakhs |
Up to ₹45,000 total benefits |
Tata Motors |
Nexon |
From ₹7.32 Lakhs |
Up to ₹45,000 discount beyond GST-related benefits |
Mahindra |
Bolero Neo |
From ₹8.49 Lakhs |
Up to ₹95,000 festive discount |
Skoda |
Kushaq |
From ₹10.61 Lakhs |
Up to ₹2.5 Lakhs total benefits for the festive season |
Volkswagen |
Virtus |
From ₹11.16 Lakhs |
Special offer price starting from just ₹10,14,100 |
Honda |
Amaze |
From ₹7.40 Lakhs |
Up to ₹97,200 off as cash discounts, exchange offers, etc. |
Disclaimer: All the Diwali 2025 offers shown above are based on presently available information only — availability, exact benefits and on-road prices vary by city, dealer stock, model/variant, color and state-specific taxes/charges. Offers are valid while stocks last and may be changed, withdrawn or extended by the manufacturers without prior notice. Please contact your local dealer for current, variant-specific details and final pricing.
Maruti Suzuki offers range from cash discounts to corporate and exchange benefits across its range.
Hyundai gives zero processing fee on car loans and discounts focusing on popular variants like the i20 and Creta.
Tata Nexon and Punch receive significant price cuts complemented by free maintenance offers.
Mahindra's Bolero Neo leads with discounts up to ₹95 Lakhs, followed by good deals on the XUV700 and Thar as well.
Skoda Kushaq and Slavia come with hefty discounts making premium SUVs more accessible.
Volkswagen’s special discounts primarily on the Virtus’ variants can attract sedan buyers.
Honda's Amaze sedan offers include GST reductions and exchange bonuses, making it very affordable.
Buying a car is more than just picking a desirable make or model — the right features can impact your safety, cost, comfort, and more. Below are six critical features to evaluate keenly:
Advanced Safety & Driver-Assist Systems
Look for features like automatic emergency braking, lane departure warning, blind-spot monitoring, and adaptive cruise control (ACC). These systems actively assist the driver in avoiding or mitigating collisions — many automakers now include them in standard or safety packages.
Structural Crash Safety & Ratings
Check the car’s rating under recognised safety tests (e.g. NCAP, IIHS), which assess crash protection and occupant safety. In India, the new Bharat NCAP program is now issuing star ratings for cars sold domestically.
Powertrain Efficiency & Emissions
A fuel-efficient engine, hybrid or mild hybrid system, or well-tuned transmission can substantially lower running costs. Also confirm compliance with local emissions norms (e.g., Bharat Stage) and whether the car offers modes for eco driving.
Connectivity, Infotainment & Integration
Modern buyers expect Apple CarPlay / Android Auto, over-the-air updates, wireless charging, and seamless smartphone integration. These features boost convenience, reduce distraction, and can increase resale appeal.
Warranty, Maintenance Packages & Service Network
A comprehensive warranty (powertrain, corrosion, electric components) plus pre-paid maintenance plans and widespread service centers can save unexpected costs. This becomes crucial in markets where aftersales support is uneven.
Financing & Insurance-Ready Features
Features such as immobiliser, theft deterrent systems, driver monitoring, and safety telematics can reduce insurance premiums. Also, confirm that the car supports financing (loan approval, residual value) by assessing resale value and market demand.
Buying a car during Diwali can be made easier with a variety of financing options tailored to suit different needs.
Typically offers low-interest rates around 7%-8.5% per annum during festive sales.
Flexible EMIs and loan tenures extend up to 5 years for manageable monthly payments.
Zero or minimal processing fees are common during Diwali offers.
Loans usually cover up to 90% of the car's value.
Many lenders provide cashback and additional festive vouchers.
Available for certified used cars under used car finance, with slightly higher interest rates.
Enables buyers to get their preferred pre-owned vehicles with manageable EMIs.
Loan amounts generally depend on the car’s age and condition.
Shorter loan tenures compared to new car loans.
Festive offers sometimes include exchange bonuses when trading in old vehicles.
Unsecured loans usable for car purchases without collateral.
Generally higher interest rates than car loans.
Quick approval and minimal documentation during festive seasons.
Flexible repayment options but higher EMI burden.
Useful if the buyer has a good credit score and wants hassle-free funds.
Dealers often partner with banks/NBFCs to offer exclusive festive schemes.
Can include zero down payment or low down payment options.
Easy loan approval with in-house documentation.
Special EMI plans like step-up or balloon payments during Diwali.
Exchange bonuses and bundled insurance deals enhance savings.
Choosing a car that truly fits your lifestyle and budget calls for more than just brand loyalty or looks — it demands clarity about use, costs, and priorities. Below are six practical dimensions to help you pick a vehicle that aligns with your real needs and goals.
Define Your Usage Profile
Will your driving be mostly urban, highway, off-road, or mixed? Estimate daily commute length, frequency of long trips, number of passengers, and cargo needs. This usage profile guides your choice of body style, size, engine, and drivetrain options.
Set a Realistic Total Budget
Don’t just consider the sticker price — include fuel, maintenance, insurance, taxes, and depreciation. Experts often recommend that total car expenses not exceed a fixed percentage of your monthly income.
Decide Between New, Used, or Certified Pre-Owned
New cars offer latest tech and warranties but depreciate faster; used or CPO cars deliver value if well evaluated. Each option involves different risks, financing rates, and aftersales support.
Prioritise Features & Technology According to Use
List ‘must-have’ vs ‘nice-to-have’ features (safety aids, infotainment, driver assist, AWD, etc.). Focus spending where it matters — features that align with your actual driving environment (e.g. all-wheel drive if you face rough terrain).
Check Reliability, Service Network & Resale Prospects
Research brand reliability scores and real-world owner reports. Also, map out the brand’s service network in your region. A car with strong resale appeal or demand helps offset cost later.
Take Thorough Test Drives & Comparative Trials
Drive candidate cars in conditions you’ll regularly face (city, highway). Compare them back-to-back, noting comfort, visibility, driving feel, ergonomics, noise, and blind spots. Nothing replaces hands-on experience.
Read also: How to Buy a Used Car - Second-hand Car Buying Guide?
Many carmakers have rolled out significant festive offers this year:
Buying a car this Diwali 2025 can be both exciting and financially rewarding. With GST benefits, attractive discounts, and flexible financing schemes, this festive season provides an opportune moment to upgrade your ride. By considering your needs carefully, exploring popular models, and leveraging the best deals, you can drive away with a new vehicle that suits your lifestyle and budget. Remember to compare offers and check loan options to maximise benefits.
Popular models like Tata Nexon, Maruti Suzuki Swift, Honda Amaze, and Skoda Kushaq are offering the highest discounts, often exceeding ₹1 Lakh when combining GST benefits, cash discounts, and exchange bonuses.
Yes, Diwali is considered one of the best times to buy a car in India due to festive discounts, reduced GST impact, attractive financing, and special exchange offers
Buyers can choose car loans, used car loans, personal loans, or dealer financing. Each offers competitive interest rates and flexible EMI plans tailored for festive buyers.
Check ex-showroom prices from authorised dealerships or trusted car websites, then factor in festive cash discounts, exchange bonuses, and GST benefits to find the best total price.
Brands like Maruti Suzuki, Tata Motors, Hyundai, Mahindra, Skoda, Volkswagen, and Honda lead with significant festive discounts and special deals, varying by model.
Consider your daily commute, fuel costs, long-term savings, and environmental preferences. Petrol suits city drives, diesel excels in mileage and highways, while EVs offer zero emissions and lower running costs.
Yes, many dealers provide exchange bonuses during Diwali, which can be combined with financing offers for additional savings on your new car purchase.
Typically, you need identity proof, address proof, income proof, bank statements, and photographs. Specific requirements may vary by lender and dealer.
While discounts may lower initial costs, choosing popular, reliable brands ensures retained resale value. Awareness of market demand and maintenance plays a bigger role than festive deals.
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