SBI Credit Card Statement 

Credit cards are one of the financial products which are in great demand and they have changed the way in which finance works. Through credit cards, users can make a purchase and pay for it later. However, if you don’t use your credit card prudently, you can get trapped in a debt cycle. Banks provide their customers with credit card e-statements so that the cardholders can check their credit card expenses regularly. If you do not have a credit card yet, apply for a Credit Card today!

State Bank of India (SBI) is the largest public sector bank in India and one of the largest credit card service providers in India. SBI Credit card statement is an easy and seamless way for your budget management.

What is an SBI Credit Card Statement ?

SBI sends credit card statements to customers on a monthly basis so that they can get a detailed report about their outstanding debt. SBI Credit Card Statement is essentially a report containing your history of credit card usage for a particular billing duration. The billing statement is generally of a length of upto two pages. SBI Credit Card Statement gives you information about your transactions,the amount you paid in the previous month, how much you need to pay, and the payment deadline by which you need to pay in order to avoid penalties.

You can get your SBI credit card e-statement on your registered email id and the physical statement at your registered mailing address. You can also view your credit card online statement by logging into www.sbicard.com.

How to understand your SBI Credit Card Statement Better?

  • Total Outstanding Bill

Your SBI Credit Card Statement gives you the complete summary of your credit card usage for a billing period. A billing statement is usually two pages long & contains information regarding your transactions, how much you have paid in the previous month, what payment you are yet to make and the payment due date by which your payment must be received in order to avoid penalties.

  • Minimum Due Amount

The Minimum amount due is the amount which is a portion of the total amount due (2-3% of the total dues).

  • Billing Cycle

Billing cycle is the date on which the statement is generated for your credit card every month. Payment due date is the date by which payment has to be credited to your credit card, to maintain your card account in current status and avoid penalty of late payment charges.

You can also login to sbicard.com or SBI Card mobile app with your user id and password and view the Billing date or the Payment Due Date.

To view your billing cycle, please take the following steps:-

Login -> Dashboard - > Choose Credit card -> Last Billed Date or Payment Due Date is mentioned in the summary of the card.

How to check SBI Credit Card Statement Online?

You can view your credit card statement online, in 3 easy steps.

STEP 1: Login to www.sbicard.com using the User ID and password

STEP 2: Click on "My Accounts"

STEP 3: Click on “Card Statement"

You can View / Print / Download your Statements for latest 24 months and/ or from the date of registration, whichever is recent.

Alternatively, you can Login to Chatbot ILA and ask query to view your SBI Card Statement

How to check SBI Credit Card Statement Offline?

Cardholders can make a request for online credit card statements using the netbanking facility. Once this request is fulfilled, the bank will discontinue sending hard copies of their credit card statement. Offline credit card statements can be obtained by via post. For this, the cardholder will have to visit their nearest branch of SBI bank to register for the same.

You can get your duplicate statement by sending an SMS in a pre-defined format to the below-mentioned number. Send-DSTMT XXXX MM to 5676791

How to switch to SBI Credit Card e-Statement?

Write at www.sbicard.com/email or call the helpline number to subscribe with an e-statement facility and the monthly statements would be sent every month on your registered e-mail address.

SMS ESR from registered mobile number on 5676791), SMS ESTMT XXXX (XXXX = Last four digits of your SBI Card) from registered mobile number on 5676791.

In case of non-receipt of your e-statement within 72 hours, you are requested to check the spam and junk folder of your mail box, as it has been noticed that due to certain security filters activated by various service providers the e-statements get automatically transferred to supplementary folders.

Alternatively, you can also login to Chatbot ILA using your online account user ID and password and subscribe to e-statement to get statement via email.

Benefits of SBI Credit Card Statement

Being an SBI cardholder comes with several benefits. Firstly, you do not need to pay any fees to SBI in order to get your SBI Credit Card statement. You can easily check your credit card expenses at any point of time. SBI Credit card statements also provide the users with information about new products and services offered by SBI. SBI Credit card statement is a quick, safe and convenient financial product for keeping a check on your credit card expenses. By keeping a track of your SBI credit card expenses, you can manage your finances in a better way.

You also have the option of changing the billing cycle by writing to  sbicard.com/email or calling at SBI Helpline. Billing cycle is the date on which the statement is generated every month for your credit card.SBI mentions that “Payment due date is the date by which payment has to be credited to your credit card, to maintain your card account in current status and avoid levy of late payment charges. The payment due date for a particular month is communicated through the monthly statements and SMS alerts.”

SBI Credit card statement is an excellent financial service provided by the largest and most reputed public sector bank in India.

FAQs about SBI Credit Card Statement

  • ✔️How do I view or get my SBI Credit Card Statement ?

    You can get Credit card statement through three ways :

    ●        You can get the credit card E-statement on your registered email id.

    ●        You can get the physical statement on your registered mailing address.

    ●        You can get the credit card online statement by logging into sbicard.com. 

  • ✔️How can I view my SBI Credit Card Statement Online ?

    You can view credit card statement online through three simple steps :

    ●        STEP 1: Login to www.sbicard.com using the User ID and password

    ●        STEP 2: Click on "My Accounts" at the left hand side.

    ●        STEP 3: Click on “Card Statement".

  • ✔️How can I download my SBI Credit Card statement ?

    You can instantly download the last 24 months’ statement in PDF format from the website sbicard.com. It is free of cost.

    STEP 1: Login to www.sbicard.com using the User ID and password

    STEP 2: Click on "View Statement" at the center.

    STEP 3: Select the statement date of required month from the list of archived statements

    STEP 4: Click on “Download”

  • ✔️How many SBI Credit Card statements am I allowed to view after requesting for e-statements ?

    SBI Credit cardholders can view the statements for a maximum of 24 months once the registration process is complete.

  • ✔️How many days does it take for the e-statement to be delivered ?

    The Credit card e-statement will be delivered to your registered email address within a period of three working days.

  • ✔️How do I register for SBI email Statements ?

    SBI Credit cardholders can register for email statements by sending a mail to SBI Card or by contacting the SBI customer care service.