With the business world becoming more and more fast paced, it becomes important for entrepreneurs to equip themselves with nifty financial tools. The YES Prosperity Business Credit Card is one such option. This card comes with a number of features and benefits that make it an absolute must-have for business owners. Elevate your business journey with exciting features include accelerated reward points on travel spends, complimentary domestic and international airport lounge access, and more!
The YES Prosperity Business Credit Card is specially designed to help business owners make the most of their spending. Let’s take a closer look at this card and all that it offers:
Get 8 Reward Points for every ₹200 spent on travel and dining, 4 Reward Points for every ₹200 spent on retail (except select categories)
Get 10,000 reward points as milestone benefit on spending ₹6 Lakhs or more in an anniversary year
Your first year’s annual fee will be reversed in case you spend ₹10,000 or more within the first 30 days of card activation and on spends of ₹1 Lakh or more in 12 months
Make international spending simple and affordable with YES Prosperity Business Credit Card’s discounted forex markup of just 2.5%
Primary cardholders get 3 complimentary international and 4 domestic airport lounge visits per year
You can redeem your reward points against airline tickets, hotel bookings, or movie tickets on YES Bank’s dedicated rewards’ redemption portal
Applying for the YES Prosperity Business Credit Card on Bajaj Markets is very easy and takes only a matter of minutes. Here’s how you can get started:
Click on ‘Apply Now’
Enter all the required details
You’ll be presented with a list of credit cards that you’re eligible to apply for
Select the ‘YES Prosperity Business Credit Card’
You’ll be redirected to YES Bank’s application page
Fill in all the required information
And, you’re done!
In case you have any questions regarding your YES Bank Prosperity Business Credit Card, you can connect with YES Bank’s customer care team by:
Here’s a table showing the fees and charges associated with the YES Prosperity Business Credit Card:
Type of Fee |
Amount/Percentage |
First Year Membership Fee |
₹499 + GST |
Renewal Membership Fee |
₹499 + GST |
Revolving Credit Interest Rate |
3.8% per month (45.60% annually) |
Cash Advance Limit |
Maximum 30% of the Credit Limit |
Disclaimer: Kindly refer to the official website or Most Important Terms and Conditions (MITC) document for details and a complete list of fees and charges.
Yes, the YES Prosperity Business Credit Card offers complimentary domestic and international airport lounge access. The primary cardholders get 3 international and 4 domestic airport lounge visits in a calendar year.
The credit limit extended to you on the YES Prosperity Business Credit Card depends on your credit profile and the bank’s internal policies. So, the credit limit offered to each individual will vary. It’s best to get in touch with a YES Bank representative if you’re interested in knowing more about YES Prosperity Business Credit Card’s credit limit.
Yes, YES Bank is one of India’s most trusted credit card issuers.
You can get your YES Prosperity Business Credit Card’s joining fee waived off by spending ₹10,000 or more within 30 days of issuance. Alternatively, spending ₹1 Lakh in an anniversary year will also make you eligible for an annual fee waiver.
You can redeem your reward points against airline tickets, hotel bookings, or movie tickets on YES Bank’s dedicated rewards’ redemption portal. You can also choose to redeem your points against thoughtfully curated products on the rewards’ redemption portal. Reward points can also be redeemed against Air Miles.
You’ll have to meet the basic eligibility criteria in order to apply for the YES Prosperity Business Credit Card. We’ve indicated the same below:
You need to be between the ages 21 and 70
You must be a self-employed individual, proprietor, and/or partner of a partnership firm
You must have a minimum Income Tax Return of ₹7.5 Lakhs
You’ll need to keep the basic KYC documents handy when applying for the YES Prosperity Business Credit Card, which include the Aadhaar Card and PAN Card.
In case you have any questions regarding your YES Prosperity Business Credit Card, you can connect with YES Bank’s customer care team at 1800 103 1212. In case you’re calling from outside India, you can dial this number +91 22 4935 0000. You can also write to them at yestouchcc@yesbank.in.
Yes, the YES Prosperity Business Credit Card supports international transactions. In fact, the credit card offers you a preferential forex markup of just 2.5%.
The YES Prosperity Business Credit Card is ideal for self-employed individuals, proprietors, and/or partners of a partnership firm.