The amount you can add to your Paytm wallet depends on your KYC (Know Your Customer) status. With Minimum KYC, you can add up to ₹10,000 per month. To increase this limit, you need to complete full KYC, which allows you to maintain a balance of up to ₹1,00,000 at any time.
To complete minimum KYC, you must provide your name and an identity proof document, such as a Passport, Aadhaar Card, PAN Card, or Voter ID. This process can be done online within minutes. However, minimum KYC is valid for only 24 months, after which you will need to complete full KYC to continue using the wallet without restrictions.
The full KYC process involves in-person verification. A Paytm executive will visit your address to verify your documents. While the document submission is quick, the home visit may take a few days to arrange and complete.