How to Change Address on a Credit Card?

Moving to a different place of residence? Don’t forget to change the address on your credit card. Your bank might send several notifications such as your credit card account statement, notices, new product information, etc., to you at the registered address. It also uses the same address to deliver requested products, such as add-on credit cards, etc. Hence, updating the new correspondence address with the bank is critical to ensuring the smooth and secure flow of information between both parties. If you don’t have a credit card yet, you can apply for a credit card now!

If you have a credit card and have changed residences, you can opt to change your credit card address online or offline. Here’s how.

How to Update Credit Card Address Online?

Some of the common methods to change your credit card address online are mentioned below.

Change Address Using the Netbanking Portal

You can update your credit card address by following the steps mentioned below:

  1. Visit your bank’s official web page and sign into the netbanking portal with your credentials.

  2. Go to the ‘Address’ section which will be available under your profile.

  3. Click to edit the information and enter the new communication address.

Change Address Through an Email

You can also change your credit card address through an email to the bank via your netbanking account. Mention the new address along with your credit card number in the email and request for it to be set as your new correspondence address.

Change Address Through Mobile App

Some banks offer the address change option on your credit card via their mobile apps.

  1. Download the bank’s official mobile app.

  2. Login to your account.

  3. Find your registered address under the profile section.

  4. Edit and update the new information.

How to Update Credit Card Address Offline?

If you do not have access to the online methods, you can also change your credit card address offline. Here’s how:

  • Call the Customer Service

You can call the credit card customer care number and express your desire to update the correspondence address. The executive would ask for some details to confirm ownership before assisting you with the address change process.

  • Write a Letter to the Bank

You could also opt to write a letter and send it to the bank stating your desire to update the address against your credit card. Remember to mention the basic card details, such as your name, account number, expiry date, and phone number along with your new correspondence address in the letter.

  • Visit the Nearest Branch

You can also visit the nearest branch to update the correspondence address on your credit card. You can communicate with a bank executive and provide all the necessary documents for authentication to change the credit card address.

Documents Required to Change Credit Card Address

To update your billing address, you would need to fill up a credit card address change form. The same would be available for download on the bank’s online portal.

You would need to enter certain details, such as your name, current residence address, permanent residence address, office address, and phone number(s). Once the credit card address change form has been duly filled and signed, you would need to submit it along with a copy of any of the below-mentioned documents.

  • Voter ID card

  • Passport

  • Aadhaar card

  • Driver’s license

  • UIDAI-issued letter with your name, Aadhaar number, and address

  • Utility bills for the last two months

  • Property papers or municipal tax receipts

  • Bank account statement or post office savings account statement for last two months

  • Self or family pension payment orders that have the current residential address

Frequently Asked Questions About How To Change the Address On A Credit Card

  • ✔️Can I register multiple addresses for my credit card?

    Yes, you can register multiple addresses, such as permanent residence address, current residence address, office address, etc., against one credit card.

  • ✔️How much time does it take to update the credit card billing address?

    Usually, it takes 4 to 7 days to update the credit card billing address.

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