Credit Card Articles

Credit cards operate on the principle of ‘Buy Now, Pay Later’, which is the concept of revolving credit. Essentially, a credit card issued by any financial institution allows you to make payments at P.....

When you transact with a merchant using a credit card, an entire payment system works behind the scenes. Here is a brief overview.

• Authorisation: The merchant swipes your card in the PoS machine and you will be requested to enter the PIN. The credit card payment netw.....

There are many key differences between credit cards and debit cards. If you use a debit card to make a payment, the funds required are instantly debited from the savings bank account linked to the card. However if you use a

A credit card is a critical payment instrument. It helps you to transact without worrying about the balance in your account, helps build a credit history and offers rewards and perks. It is important that you choose a suitable cre.....

The festival of lights is here again and so are exciting Diwali credit card offers. Diwali is one Indian festival that is celebrated with the same zeal and fanfare across the country. While the pandemic has affected celebrations in the past few years, things are finally getting back to normal. As.....

A credit card can help you borrow funds for your purchases. Besides, you can also avail yourself of facilities such as balance transfer and cash withdrawal. What’s more, you receive various rewards and offers,.....

What is your go-to option when you require money and you run out of liquid funds? You may choose to use your credit card or take a personal loan. Whichever you opt f.....

Contactless credit cards technology is a quick and safe payment option for consumers. Contactless-enabled cards are ubiquitous, meaning there are many opportunities to use this new form of payment. It provides checkout convenience and speed.

However, you may be wondering ho.....

If you have tried getting a ‘usual’ credit card, you may be aware that there are many different types of cards you can choose from. Among these are secured and unsecured credit cards. Before you decide between these two options, you need to understand the key points of difference between secured .....

From OTT subscription to paying monthly broadband bills, there are many expenditures in our modern lifestyle that demand recurring payments weekly, monthly, or quarterly. It becomes very tedious to remember all the renewal dates and separately make payments for each of them. The biggest nightmare.....

Everything comes with a life of its own and so does the credit card. These tiny little yet powerful cards are always on the move wherever we go and constantly get in.....

A student credit card is a type of credit card intended specifically for college students. You can apply for a student credit card if you are 18+. There isn't much documentation needed to .....

People using credit cards can make transactions on credit, which means they can spend now and pay later. For the time being, banks firms pay for your purchases and g.....

The maximum balance given by a credit card issuer to the users is called the credit limit of the credit card. It gives the issuer the power to control the .....

One of the most frequently asked questions is how to save money using credit cards? Falling short on cash can be tiring but what’s more problematic is being debt trapped. Nobody wishes to fall into that situation, b.....

The list of credit card benefits  is a long one. Easy to use, this form of plastic money has become an indispensable part of our fast and busy lives. For many of us, getting a new&nbsp.....

Given below is a compilation of some of the most popular Credit Cards and their activation process:

1. SBI credit card activation

• Activate SBI credit cards for online tran.....

Credit cards provide numerous benefits and advantages, including earning cash back and credit card.....

Nowadays, people are very much into cashless transactions, which means either using debit cards, credit cards, or wallets. But among these, a credit card is the second-most popular.....

Jet Privilege Private Limited is a subsidiary of the Etihad Aviation Group, established in 2014. It is a specialized loyalty and rewards management firm that was founded to design, maintain, and promote JetPrivilege. As discerning customers have moved beyond transactional rewards and cashback, th.....

Air miles is generally related to the airline loyalty programs offered by airlines to their frequent flyers. It is carefully designed to attract regular customers by providing air rewards. On every purchase with these airlines that offer air miles, you get points or air miles. Later they can be r.....

You can earn air miles by using credit cards. Credit cards that offer airline miles are large in number. You can earn air miles on all your purchases but the air miles rate differs depending on the card and transactions. Here are some ways through which you can earn air miles on a credit card.

Credit cards that offer exclusive premium benefits and perks are known as premium credit cards. These credit cards usually have stringent eligibility criteria and high annual fees. This makes them more suitable for individuals with.....

Whether you're a frequent flyer or an occasional traveller, these cards offer rewards for spending on travel-related purchases like flights and hotels. Enjoy benefits such as airport lounge access and round-the-clock concierge service. You can find some of the best travel credit cards in India th.....

A credit card is a useful financial tool that can help you purchase products and services while allowing you to pay for them later. The best part of owning a credit card<.....

In addition to the top credit cards for beginners mentioned above, there are a few others that you can consider opting for if your monthly income is above ₹25,000. Here’s an overview of what these cards are. 

Yes, a salaried individual can avail of a credit card. A credit card allows an individual to make cashless transactions from the credit limit approved by the bank.  A

Assuming that you must have a high income to apply for a credit card is a misunderstanding. Even when you are in the low-income group, there are a few credit card options that you will surely find suitable for yourself. While many top-of-the-line credit cards come with premium benefits, offers, a.....

Interest rate is one of the most important factors that one should consider before selecting anything related to finance. Similar is the case with credit cards. When you use your credit cards to pay off your expenditure bills, the amount is added up on a monthly basis which you have to pay on the.....

The main feature of a credit card is that it allows you to carry forward your outstanding amount till the next payment cycle. Therefore, you can spend huge.....

The number of credit card users is increasing at a high rate in India. The credit card has showcased the most promising performance in the last half-decade. Though the industry faced a slowdown in the last two years due to the pandemic and economic breakdown. The average credit card spending decr.....

Fuel refil is a huge expense for many of us, particularly if we commute everyday. What if we told you that you can save while spending on fuel? Well, now you can! All you need is a fuel credit card. These cards are focused on helping you make the most of your fuel spends. Keep reading to know mor.....

We’ve compiled a list of some of the best fuel credit cards in India to help you compare, contrast, and find the right card for you!

1. IndianOil HDFC Bank Credit Card<.....

Traveling is fun but it comes with its share of hassles. Let’s say you’re all set to go for a long-awaited vacation and the moment you reach the airport, you are hit by the moment of truth – queues! Long ones!

Over-crowded airports are like a nightmare before travelli.....

Once you receive a credit card, the issuing bank mandates generation of a four-digit numerical Personal Identification Number (PIN). This is to ensure the safety of your transactions. While making any payment through your cred.....

From the moment salaries are credited into accounts, their fates are doomed. They say, “the heart wants what it wants,” which couldn’t be more accurate. The credited amount is split within a short period between recurring payments like EMIs, utility bills, salaries, etc. But that’s not all. By th.....

Long gone are the days when cash was the king of all payment methods. With progressing times, it has become imperative to move on and do away with dying traditional practices. The eminent financial instruments that have taken over the world of payments are cards. Since their creation, debit and c.....

From the dawn of time, money has undergone an evolution perhaps as diverse as that of man. From clay coins to those made of various metals, it was a long time before the paper bills of today came into existence. Throughout this history, one item has constantly stood out as the most innovative and.....