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Fixed Deposit with High Interest Rates

Fixed Deposit

with High Interest Rates upto 9.10%

Online Application | High CRISIL FAAA Rating | Assured Returns

Fixed Deposit

  • Overview
Take control of your investments by clubbing stability with attractive returns. What's more, you can choose from a range of tenures that suit your needs. To top it all, we provide a very easy process to book your FDs online.
Fixed Deposit with High Interest Rates

Features and Benefits of Fixed Deposit

  • Fast Online Process

    Forget visits to any branch or a lengthy documentation process. With Finserv Markets, apply for an FD, submit documents and keep track of your fixed deposit account online. Seamless and hassle-free!

  • Competitive Interest Rates

    Finserv Markets offers best fixed deposit interest rates in India. Start with an interest rate starting from 8.75% which can go up to 9.10%.

  • Senior Citizen Benefit

    Finserv Markets offers fixed deposit rates for senior citizens that are as high as 0.35%, over and above the existing rates.

  • Flexible FD Tenure

    Choose an investment period that ranges from 12 months to 5 years.

  • Assured Returns

    Finserv Markets and secured investments go hand in hand. Irrespective of market fluctuations, we promise high returns. Your money is in safe hands.

Why to Choose Finserv Markets for Fixed Deposit Online

We Care

Our Fixed Deposits come with a stable ICRA MAAA and CRISIL FAAA rating. Your investment is safe with us.

High returns

We offer the best FD rates in India. Invest in an FD that offers stable 8.40% interest rate and enjoy high returns.

Secured and Assured Returns

Don’t worry about market fluctuations affecting your returns. Get assured returns when you invest in our FDs.

How to Apply

Invest for your future in 3 easy steps.

  • Fill in your details & choose FD plan

    Fill your personal and beneficiary details, choose the FD amount, plan type and tenor.

  • Upload documents required

    Upload the documents required to open an FD account.

  • Deposit FD amount and relax

    Once you're done with form filling and document submission, pay the FD amount and complete your fixed deposit online application process.

  • 24x7 Tracking

    Track your FD returns anytime anywhere

All we need from you…

Eligibility Criteria
  • Indian citizen residing in the country.
  • HUF (Hindu Undivided Family).
  • Sole proprietors, partnership firms, and companies (includes group companies).
  • Clubs, Societies and Associations.
  • Family trust.
Documents Required
  • Latest photograph.
  • KYC documents.
*Don't worry if you are asked to upload additional documents, we are just creating the best fixed deposit for you!

Manage all your queries here

  • Who can open a Fixed Deposit account with us?

    You can start a Fixed Deposit with just Rs. 25,000. To apply, you must meet be a Resident Indian citizen.

  • What is the tenor I can choose for FDs?

    Your fixed deposit schemes could range between 1 year to 5 years.

  • How to withdraw or renew Fixed Deposits?

    As popular investment options, FDs are always subject to renewal and withdrawal. After the completion of your tenor, you can either renew or withdraw your FD. You can renew your FD easily online. If you don’t plan to renew your FD, your maturity amount will be directly credited into your bank account.

  • Who should invest in Fixed Deposit?

    If you are a Resident Indian citizen, you can invest in a FD. They are safe investment avenues that help you grow your savings, without risk to your principal amount. You must invest in Fixed Deposits if you’re looking for: (1) Diversifying your investments (2) Higher returns with stability Flexibility in terms of tenor and pay out (3) Most risk-averse investors invest in FDs for their stability and assured returns. Since your returns are unaffected by market forces, you can look for assured returns.

  • How to choose the best Fixed Deposit scheme?

    Choosing the right FD scheme is very important to get the best returns out of your investment. You must consider the following factors: 1. Rate of interest , 2. Credibility of FD provider, 3. Tenure, 4. Interest pay out frequency, and 5. Penalty rates. You will get one of the highest interest rates and you can choose your tenure and interest pay out frequency.

  • What are the different types of Fixed Deposits?

    They are of two types – Cumulative and Non-Cumulative. In case of Cumulative FDs, the interest is compounded every quarter or annually, and paid at the time of maturity. In a Non-Cumulative FD, interest is paid out periodically, as per the investor’s choice. The regular interest pay outs can help you meet your daily expenses. Though both FDs offer better returns than a savings account, cumulative FDs help you earn higher returns.

  • What is TDS on an FD?

    A TDS refers to the Tax Deducted at Source and as per the Section 194A of the Income Tax Act of 1961, interest that is earned from investing in fixed deposits floated by NBFCs and banks is taxable in case it crosses Rs. 5,000/Rs. 10,000 depending on the type of financial institution. The interest income for a single depositor will be computed after taking all his/her fixed deposits into account. The TDS is calculated by the financial institution and is paid into the requisite Government account depending upon the frequency of interest pay outs to the investor. The TDS certificate is given to the investor on a quarterly basis. In case the investor furnishes Form 15G/15H during the application stage for a fixed deposit, he/she will not have to pay tax on interest income. This can be furnished when the investor’s total income is lower than the taxable limit. Form 15G/H is valid for one financial year.

  • How to choose best Fixed Deposit Plan?

    You have two options before you, namely Cumulative Fixed Deposits or Non-Cumulative Fixed Deposits. In case of Cumulative Fixed Deposits, the interest you earn on the principal amount will be compounded annually. This means that you can grow your wealth steadily and get the entire interest income paid out at the time of maturity along with the principal amount. There are no periodic pay outs of interest income and this scheme can actually multiply your money in a bigger way if you are disciplined enough and do not need regular interest income pay outs. In case of the non-cumulative FD scheme, the interest you earn on your principal amount will be paid out at regular intervals. This can be on a monthly or quarterly basis or even on a semi-annually or yearly basis. Now this scheme is ideal if you need the interest income paid out at periodic intervals. It all depends on your own circumstances and the goals you have from your FD, i.e. earning regular interest income or simply growing wealth for a specific tenure without any regular income needs. Apart from choosing between these two types, you should also select the best fixed deposit plan based on other parameters which are the following: (1) Rates of interest - You should always go for the highest possible rates of interest. (2) Tenure - You should choose flexible tenure as per your convenience. (3) Terms & Conditions - You should always choose a fixed deposit plan where you have convenient interest pay outs and keep in mind extra rates for senior citizens among other aspects. (4) Other features - Go for financial institutions which offer you online access to your fixed deposit account along with easy application and payment procedures.

  • Will any special rates be applicable for specific category of applicants?

    Yes, specific category of applicants will be eligible for special rates as mentioned below: • Senior Citizens (more than 60 years of age, subject to provision of proof of age) – Additional rate of 0.35% p.a. for deposit size up to ₹5 Crore • Bajaj Group Employees – Additional rate of 0.25% p.a. (BHIL, BAL, BFS, BFL, MSL, BAGIC, BALIC, MUKAND and BAJAJ ELECTRICALS) for deposit size up to ₹5 Crore • Only one of the above special category benefit is allowed per transaction • Rate of interest for bulk deposits of more than ₹5 Crore may vary from the published card rate and to be decided on a case to case basis.

  • What are the benefits of a Fixed Deposit?

    Now avail of the best in class fixed deposits (AAA rated NBFC) at attractive rates. Finserv Markets is one of the fastest growing NBFCs from one of the most trusted and respected business houses in India offers an all new FD program for Indian residents. (1) Minimum deposit size of Rs.25000. (2) Rated FAAA/Stable by CRISIL and MAAA/Stable by ICRA, which means highest safety of your money (3) Attractive and assured rates of interest for your money to grow periodically. (4) Choose a tenor of any number of months from 12 to 60 carrying different rates of interest to suit everyone’s needs. (5) Branch presence across over 600 locations in India. (6) Access to all loan account details on our Customer Portal – Experia. (7) Flexibility of payment option through electronic or physical modes. (8) Special rates for senior citizens, existing customers and group employees. (9) Our in-house products are available at attractive rates specially to the depositor.

Our Pursuit, Your Happiness

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