Health Insurance in Tamil Nadu

The need for health insurance in Tamil Nadu is not to be overlooked. There are many health insurance companies in the state that offer a wide range of medical insurance policies for interested buyers. This kind of insurance can help policyholders enjoy financial security even in case of a medical emergency. Given that Tamil Nadu has a history of recording the highest number of lifestyle disease complications and death, the importance of health insurance in the state cannot be overstated. 

No Room Rent Capping | No Medical Check-up up to 55yrs | Tax Benefit up to 75k | Buy Health Insurance starting @ ₹244 pm

Need for Health Insurance in Tamil Nadu

In recent times, health insurance has become more than just a necessity. The onset of medical ailments can never be predicted nor be avoided completely, even if you follow a healthy lifestyle. In the past, Tamil Nadu has seen the highest instances of lifestyle illnesses such as diabetes, kidney disease, etc. Furthermore, the rate of death due to Alzheimer’s and ischemic heart diseases was reported to be higher than the national average.

 

Such a situation stresses the importance of health insurance in Tamil Nadu and why individuals should secure themselves with insurance. In this article, let us delve deeper into the benefits of health insurance and how you can avail a cashless insurance plan.

Best Health Insurance Companies in Tamil Nadu, 2022

You can find some of the best health insurance companies offering customised insurance policies and lucrative premium rates on Bajaj MARKETS:

Health Insurance Partners

Bajaj Allianz Health Insurance

Aditya Birla Health Insurance

Care Health Insurance

Health Insurance Plans

Bajaj Allianz Health Guard

Bajaj Allianz Extra Care

Aditya Birla Activ Assure Diamond Plan

Care Health Insurance Plan

Claim Settlement Ratio (CSR)

94%

94%

94%

90%

Network Hospitals

6,500+

6,500+

6,000+

5,050+

Sum Insured Options

₹2 Lakh - ₹50 Lakh

₹3 Lakh - ₹50 Lakh

₹4 Lakh - ₹2 Crore

Up to ₹50 Lakh

Premiums Starting at*

Starting from ₹3,200

Starting from ₹2,487

Starting from ₹3,294

Starting from ₹4,472

Buy Plans

Buy Now!

Buy Now!

Buy Now!

Buy Now!

Disclaimer: *Premium rates are indicative. The actual premium that you might have to pay may change depending on numerous factors. Please check the prevailing premium rates before buying health insurance.

Benefits of Buying Health Insurance in Tamil Nadu

  • Access to Cashless Facility

    Health insurance offers the most crucial benefit of a cashless facility. Be it a planned treatment or an emergency, you can seek cashless hospitalisation at a network hospital associated with the insurer. Here, you do not have to pay for the medical care as your insurance plan has got you!

  • Security Against Healthcare Costs

    Did you know that healthcare inflation has risen to 8.4% from 3.8% in the past years? With the help of sufficient coverage, you can avoid spending your savings on medical emergencies which can easily leave a dent in your bank account. By opting for insurance at an affordable premium available on Bajaj MARKETS, you can gain security against soaring healthcare costs!

  • Extend Coverage With Add-ons

    Add-ons are additional covers that you can combine with your policy to maximise coverage. Such extra features enable you to extend the health plan beyond the aspects covered under insurance. Some popular add-on covers are room rent waiver cover, critical illness cover, maternity cover, personal accident cover, etc.

  • Availability of Tax Benefits

    Save up on taxes with the help of your health policy and claim the premium paid under Section 80D of the Income Tax Act, 1961. So, you can enjoy the dual advantage of coverage and tax benefits with health insurance.

How to Avail Cashless Health Insurance in Tamil Nadu

Follow this step-by-step process to buy cashless health insurance in Tamil Nadu:

 

  • Step 1: Go to the ‘health insurance premium calculator’ page on Bajaj MARKETS.

  • Step 2: Select a suitable type of health insurance plan. Enter the personal details required on the page such as your name, age, contact number, residential pin code, etc. and proceed.

  • Step 3: You shall find various health plans visible on the screen. Compare the available plans based on the sum insured, add-on cover options and other benefits.

  • Step 4: Proceed with a suitable health plan and review the policy details.

  • Step 5: Make the premium payment online.

 

Your health insurance policy will be issued soon!

Why Choose Bajaj MARKETS for Health Insurance in Tamil Nadu?

  • Trusted Partner

    Having a customer base of 100+ million policyholders across India, Bajaj MARKETS is dedicated to ensuring the best for you. Make us your insurance partner today!

  • Multiple Offerings

    With multiple insurance offerings, Bajaj MARKETS makes it simpler and easier to make the right choice when it comes to securing your insurance needs!

  • Hassle-Free Claim Settlement

    Bajaj MARKETS partners with the best insurance companies having a high Claim Settlement Ratio to vouch for! With a wide network of cashless hospitals, we make sure your claim settlement experience is worry-free and smooth.

  • Customised Insurance Plans

    Personalise your health plans at Bajaj MARKETS to help suit your medical needs now.

  • Extensive Coverage

    Why look elsewhere when Bajaj MARKETS provides you with extensive coverage? Get a suitable health plan to satisfy your insurance needs today!

Network Hospitals in Tamil Nadu

Under your health insurance policy, you can easily avail a cashless hospitalisation facility at network hospitals associated with your insurer. Here’s a list of the network hospitals in Tamil Nadu of our health insurance partners:

 

Conclusion

With this, we hope you must have understood why health insurance is a much-needed backup in today’s day and age. Although you might believe that a healthy individual doesn’t require such coverage, the chances of incurring medical issues increase with age. By the time you desperately require insurance to secure you against expensive treatment costs and frequent ailments, the premium rate and waiting period in health insurance may not be so favourable.

 

Even as a young individual, health insurance financial safeguards you in case of planned treatments and more! Head over to Bajaj MARKETS and choose a suitable health insurance policy today. insurance policy today.

Health Insurance Plans Available at Bajaj Markets

FAQs on Health Insurance in Tamil Nadu

  • ✔️Which health insurance is best in Tamilnadu?

    On Bajaj MARKETS, you can choose health insurance from insurers like Bajaj Allianz, Aditya Birla and Care. Based on your insurance needs, you can easily pick the best Tamil Nadu health insurance.

  • ✔️How can I get medical insurance in Tamil Nadu?

    You can head over to the health insurance premium calculator page on Bajaj MARKETS or download our insurance app for ease!

  • ✔️How can I estimate the premium for Tamil Nadu health insurance?

    To get a premium quote for insurance policies, you can use health insurance premium calculators available online.

  • ✔️What is covered under medical insurance plans?

    Here are some key inclusions of health insurance plans: Pre and post hospitalisation expenses, Daycare treatment, Alternative treatment, Ambulance cover, Domiciliary cover, In-patient treatment

  • ✔️Do health insurance plans cover pre-existing disorders?

    Coverage for pre-existing illnesses may vary depending on the ailment as well as the insurance provider. However, you shall find some insurers offering cover for pre-existing disease with a waiting period clause.