Need for Health Insurance in Tamil Nadu
In recent times, health insurance has become more than just a necessity. The onset of medical ailments can never be predicted nor be avoided completely, even if you follow a healthy lifestyle. In the past, Tamil Nadu has seen the highest instances of lifestyle illnesses such as diabetes, kidney disease, etc. Furthermore, the rate of death due to Alzheimer’s and ischemic heart diseases was reported to be higher than the national average.
Such a situation stresses the importance of health insurance in Tamil Nadu and why individuals should secure themselves with insurance. In this article, let us delve deeper into the benefits of health insurance and how you can avail a cashless insurance plan.
Best Health Insurance Companies in Tamil Nadu, 2022
You can find some of the best health insurance companies offering customised insurance policies and lucrative premium rates on Bajaj MARKETS:
Health Insurance Partners |
Bajaj Allianz Health Insurance |
Aditya Birla Health Insurance |
Care Health Insurance |
Health Insurance Plans |
Bajaj Allianz Health Guard |
Bajaj Allianz Extra Care |
Aditya Birla Activ Assure Diamond Plan |
Care Health Insurance Plan |
Claim Settlement Ratio (CSR) |
94% |
94% |
94% |
90% |
Network Hospitals |
6,500+ |
6,500+ |
6,000+ |
5,050+ |
Sum Insured Options |
₹2 Lakh - ₹50 Lakh |
₹3 Lakh - ₹50 Lakh |
₹4 Lakh - ₹2 Crore |
Up to ₹50 Lakh |
Premiums Starting at* |
Starting from ₹3,200 |
Starting from ₹2,487 |
Starting from ₹3,294 |
Starting from ₹4,472 |
Buy Plans |
Buy Now! |
Buy Now! |
Buy Now! |
Buy Now! |
Disclaimer: *Premium rates are indicative. The actual premium that you might have to pay may change depending on numerous factors. Please check the prevailing premium rates before buying health insurance.
Benefits of Buying Health Insurance in Tamil Nadu
Access to Cashless Facility
Health insurance offers the most crucial benefit of a cashless facility. Be it a planned treatment or an emergency, you can seek cashless hospitalisation at a network hospital associated with the insurer. Here, you do not have to pay for the medical care as your insurance plan has got you!
Security Against Healthcare Costs
Did you know that healthcare inflation has risen to 8.4% from 3.8% in the past years? With the help of sufficient coverage, you can avoid spending your savings on medical emergencies which can easily leave a dent in your bank account. By opting for insurance at an affordable premium available on Bajaj MARKETS, you can gain security against soaring healthcare costs!
Extend Coverage With Add-ons
Add-ons are additional covers that you can combine with your policy to maximise coverage. Such extra features enable you to extend the health plan beyond the aspects covered under insurance. Some popular add-on covers are room rent waiver cover, critical illness cover, maternity cover, personal accident cover, etc.
Availability of Tax Benefits
Save up on taxes with the help of your health policy and claim the premium paid under Section 80D of the Income Tax Act, 1961. So, you can enjoy the dual advantage of coverage and tax benefits with health insurance.
How to Avail Cashless Health Insurance in Tamil Nadu
Follow this step-by-step process to buy cashless health insurance in Tamil Nadu:
Step 1: Go to the ‘health insurance premium calculator’ page on Bajaj MARKETS.
Step 2: Select a suitable type of health insurance plan. Enter the personal details required on the page such as your name, age, contact number, residential pin code, etc. and proceed.
Step 3: You shall find various health plans visible on the screen. Compare the available plans based on the sum insured, add-on cover options and other benefits.
Step 4: Proceed with a suitable health plan and review the policy details.
Step 5: Make the premium payment online.
Your health insurance policy will be issued soon!
Why Choose Bajaj MARKETS for Health Insurance in Tamil Nadu?
Network Hospitals in Tamil Nadu
Under your health insurance policy, you can easily avail a cashless hospitalisation facility at network hospitals associated with your insurer. Here’s a list of the network hospitals in Tamil Nadu of our health insurance partners:
Conclusion
With this, we hope you must have understood why health insurance is a much-needed backup in today’s day and age. Although you might believe that a healthy individual doesn’t require such coverage, the chances of incurring medical issues increase with age. By the time you desperately require insurance to secure you against expensive treatment costs and frequent ailments, the premium rate and waiting period in health insurance may not be so favourable.
Even as a young individual, health insurance financial safeguards you in case of planned treatments and more! Head over to Bajaj MARKETS and choose a suitable health insurance policy today. insurance policy today.