Home loan in Ahmedabad

Ahmedabad, also known as Amdavad, is the largest city of Gujarat. It is also known for institutions like Indian Institutes of Management and Ahmedabad Management Association, which are considered as one of the best educational institutes in India. Developments like flyovers, construction of residential and commercial buildings, malls and planned townships have made it one of the most preferred cities to buy a home in. You need to be financially capable to achieve the goal of owning a house. To help you with that, Bajaj Finserv home loan offers you a high-value loan with flexible repayment options.  

Features and Benefits of Home Loan in Ahmedabad

 

·         Instant online application

With Finserv Markets quick and easy online process, you can apply for a housing loan instantly. Moreover, once approved, the loan amount will get instantly disbursed in your account.

·         Flexible repayments

You can choose a tenure up to 25 years so that you get ample time to repay the loan. Moreover, with our easy home loan, you can enjoy zero part-payment and loan foreclosure charges.

·         Insurance

An insurance plan ensures financial protection for your family. With a home loan available on Finserv Markets, you also get a complimentary insurance plan that will protect your loved ones from the burden of paying off the home loan in your absence.

·         High-value loan

With our high-value loan amount, you can buy the home of your dreams without having to worry about your finances. However, the value of the loan amount differs for all applicants and is largely dependent on factors such as occupation, age, credit history, etc.

·         Balance transfer 

If you wish to change your home loan service provider, You can transfer it to another financial institution through Finserv Markets. Also, enjoy a stress-free process of minimal paperwork and documentation.

·         Other benefits 

  • Avail a home loan with no hidden charges, dubious policies and total transparency

  • Complete access to your loan account through our online customer portal.

  • Along with the best legal and financial assistance, you also get a property dossier and a free financial report.

  • Top-up loan facility on your home loan. 

 

Eligibility

 

To be eligible for a Bajaj Finserv home loan there are some requirement.

If you are a salaried employee

  • You must be an Indian resident to be eligible for a housing loan

  • As a salaried individual, you require a minimum of 3 years of experience

  • You should be between the ages of 23 to 62 years. 

 If you are self- employed

  • You must be an Indian resident to be eligible for a home loan

  • A minimum of 4 years of business experience

  • If you are a doctor or a Chartered Accountant, you must have 3 years of experience.

  • You should be between the ages of 25 to 70 years. 

Additionally, you can check your loan eligibility through a home loan eligibility calculator

 

Documents required

 

The documents required for a home loan would depend on your occupation.

If you are a salaried employee

  • You can submit your Aadhar card/passport/driving license

  • Address proof

  • Identity proof

  • Form 16 or alternatively last salary slip

  • Bank statement of last 3 months. 

If you are self-employed

  • You can submit your Aadhar card/passport/driving license

  • Address proof

  • Identity proof

  • Bank account statement of last 6 months.

  • ITR for last two Financial Years.

  • Document proof that you have been in the business for a minimum of 4 years. Similarly, 3 years if you are a Doctor or a CA.

  • Passport size photograph.

 

How to apply?

 

You can apply for a home loan in Ahmedabad with the following steps:

  • Fill in the application form online with your details.

  • Check your eligibility and check the loan amount you can avail.

  • Mention the required loan amount and details of the property

  • Find out your final loan eligibility.

  • Once your documents are verified, you will receive the loan amount in your bank account.

Happy Customers of Finserv MARKETS

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