Chennai is one of the most dynamic and populous cities of India. As a flourishing metropolis, Chennai offers promising real estate prospects. Except for a few hot months, Chennai experiences a very pleasant and soothing temperature along with rains in between. The city is also home to some pristine beaches like Elliot's Beach, Marina Beach and Covelong Beach which are an ideal place to relax. Besides, Asia's largest IT Park - Tidal Park is situated in Chennai, which makes it the hub for IT services in India. The natural beauty of Chennai along with its thriving commerce has made Chennai an ideal property buying destination in India.

The builders in Chennai have precisely understood the rapid increase in demand for flats/apartments in the city. As a result, the concept of affordable housing is being widely followed in Chennai to fulfil the housing needs of everyone. As a property buyer, you can choose from a wide variety of individual houses, flats, houses, residential plots for sale in Chennai. Some of the famous residential areas in Chennai are Anna Nagar, KK Nagar, Kolathur, Medavakkam, Ashok Nagar, Gundy, Velachery, East- Cost Road, Mylapore, Pallavaram, Nungambakkam, Adyar etc.

Taking a home loan in Chennai can help you secure your dream home in the location of your choosing without straining your current finances. At Finserv Markets, we understand that owning a home of your own is an important goal and milestone in your life. With Fiserv Markets, you can secure a home loan in Chennai up to Rs. 3.5 crore.


Eligibility Criteria for Home Loans in Chennai

·         If you are employed, you must have at least 3 years of experience

·         You must be aged between 23 to 62 years

·         You can apply for Home Loan for a Minimum of INR 10 Lakh and a maximum of INR 3.5 Crore

·         You must be a citizen of India


Things to Consider Before Taking a Home Loan in Chennai

Since Chennai offers numerous Home Loan options, choosing the right one can be confusing. Here are some tips that will help you choose the right Home Loan in Chennai: -

·         Read through the foreclosure norms carefully

·         Pick a Home Loan with affordable interest rates

·         Ensure that the Home Loan offer flexible repayment tenures

·         Since Home Loans are a long term commitment, ensure to opt for affordable EMIs

·         Check for any additional or hidden charges

·         Read the loan documents carefully


Features and Benefits of Home Loan in Chennai

At Finserv Markets, we understand the ever-growing demands of a flourishing metropolis like Chennai. Our smart Home Loan options in Chennai are designed to help you secure the home of your dreams at low-interest rates starting from 9.50%. Additionally, as our Home Loan customer in Chennai, you can enjoy a host of unique benefits such as: -

·         Flexible repayment with Part prepayment facility

Save on interest expenses by availing our Home Loan Part Prepayment Facility. You can pay back a part of the loan in advance, however, the pre-payment amount should not be less than 3 EMIs of your Home Loan.

·         Home Loan +

The Home Loan+ is a unique feature offered with Finserv Markets Home Loans which gives you the option to avail an additional amount exclusively for buying fitting and fixtures that add a personal touch to your home.

·         No Hidden or Foreclosure Charges

With Finserv Markets, you don’t need to worry about any hidden charges for your Home Loans. Moreover, you have the freedom to close your Home Loan anytime without paying any foreclosure charges.

·         Balance Transfer with Top Up

Get a balance transfer or a top-up on an existing Home Loan at nominal interest rates without any extra documentation.

·         Online Account Access

Get access to all information about your Home Loan through the Finserv Markets Digital Portal - Experia.

·         Home Loan Insurance

Protect your loved ones from your Home Loan liability in case of an unfortunate event with customized Home Loan insurance.

·         3 EMI Holiday

Get 3 EMI free months, a unique feature that allows you to forgo the payment of 3 EMIs for the first 3 months. The cost of the first 3 EMIs is spread over the rest of your loan tenure. This helps you lower the initial costs of acquiring a Home Loan. 

Our Pursuit, Your Happiness

Getting a loan to take care of my wedding and relieving my parents to enjoy the occasion was the best decision I ever made. Easy-to-apply, amazing interest rate and quick disbursal, what more can one ask for!

I am passionate about the vehicle I drive. I want to protect it with the best available option. What amazed me was the full transparency, quick quotes and the attractive discount on the premium while choosing the annual payment option!

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My husband and I will finally move into our own house this Diwali. All thanks to Bajaj Finserv, with competitive interest rates, minimal processing fees and easy to repay EMIs, our dream saw the light of reality in no time!

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Kids grow up fast and to fulfill their dream trip to Disneyland I had everything but instant funds. With no collateral or guarantor required and a hassle-free processing, I gifted my family a memorable trip to Orlando with just a click!

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