Home Loan in Delhi

The capital of India, Delhi the perfect amalgamation of an ancient and modern civilization. Home to the best cuisines, culture, historical installations, colleges, entertainment, etc. Delhi has something or the other for everyone.

If you too wish to settle in Delhi and be a part of its vibrancy, a Bajaj Finance home loan in Delhi can help you do so.  

Features and Benefits of Home Loan in Delhi

·         Instant online application 

To avail a home loan, you longer need to chase agents to complete the formalities. With Finserv Markets’ fast and easy application process, you get your loan approved within just 3 minutes! Moreover, with the quick disbursal facility, you can expect the loan amount in your bank account within 24 hours. 

·         Flexible repayments

Repayment of loan gets convenient when you can customize your tenure yourself. With us, you can repay the loan as per your convenience and financial capability. We offer tenure up to 300 months (25 years) so that you can repay the loan through easy EMIs. What’s more? You also enjoy zero part payment and foreclosure charges!

·         Insurance

You build a house to have a comfortable life with your loved ones. However, life is uncertain. While we ensure that you get an easy tailor-made home loan, we also promise that it won’t be a burden to your family in your absence. Finserv Markets offers you a complimentary and customized insurance plan along with the home loan to protect you and your loved ones.

·         High-value loan

Whether you dream of a duplex house or a spacious flat, you can easily get one with our high-value loans. You can take a Bajaj Finserv home loan starting from Rs. 12 lakhs to Rs. 5 crores if you are a self-employed individual and a loan amount between 1Rs0 lakhs and Rs. 3.5 crores if you are a salaried employee.

·         Property dossier

To help you understand your loan better, we help you with a property dossier which contains the best legal and financial assistance. You also get a free financial report that pertains to real estate ownership.

·         Minimum documentation

While planning the interior of your house, think about which color of curtains will look good with your sofa set and not about arranging complex paperwork for the loan application. With us you can avail the loan with minimum documents according to your occupation -

If you are a salaried employee -

• Aadhar card, passport and driving license
• Address proof
• Identity proof
• Form 16 or alternatively last salary slip
• Bank statement of last 3 months. 

If you are self-employed - 

• Aadhar card, passport and driving license
• Address proof
• Identity proof
• Bank account statement of last 6 months.
• ITR for last 2 Financial Years.
• Document proof that you are in the business for a minimum of 4 years. Similarly, 3 years if you are a Doctor or a CA.
• Photograph.

Eligibility 

Your eligibility to avail a home loan with us would depend upon your occupation. If you are a salaried employee, you will need to fulfill the following eligibility criteria 

• You must be an Indian resident
• You should have 3 years of experience as a salaried person
• You should be between the ages of 23 to 62 years. 

However, for a self- employed individual, the eligibility is as follows  

• You must be an Indian resident
• You should have a minimum of 4 years of business experience
• If you are a doctor or a Chartered Accountant, you must have 3 years of experience
• You should be between the ages of 25 to 70 years.

You can also check whether you are eligible for the loan or not through the eligibility calculator.

How to apply       

You can apply for a home loan through this simple step to step guide. - 

• Enter your personal and occupational details in the online application form
• Check if you are eligible and the loan amount you can avail as per your eligibility.
• Enter the details of the property and the required loan amount.  
• Find the loan you are eligible for  
• Receive the loan amount in your bank account.