Hyderabad, the ‘city of pearls’, is one of the fastest growing cities in India. Offering numerous employment opportunities with an ease of living, it is a favorable place to live in with its royal past and glorious cultural diversity.    

If you are planning to settle down in Hyderabad and explore its richness, a home loan could help you finance your dream home easily.

 

Features and Benefits of Home Loan in Hyderabad

Instant online application 

After finalizing your dream home, you might want to own it as soon as possible. But, a Bajaj Finserv home loan application can often take days to process. However, with Finserv Markets fast and easy online process, you can get your loan application approved in minutes! Once your application is approved, your loan amount will be credited to your bank account shortly.

Flexible repayments

While you are occupied in finalizing the interiors of your new house, you need not stress on the repayment of your home loan. With a flexible repayment facility with us, you can pay your home loan through easy EMIs as per your convenience and financial capability. You can choose an EMI tenure of up to 300 months (25 years) to repay the loan. Moreover, you need not pay any charges on loan foreclosure or prepayment.

High-value loan

You might build your home once in a lifetime and so naturally you would want it to be the best. With a high value loan, you can choose the best furnishing and interiors for your dream home. As a self-employed individual, you can avail a home loan starting from Rs. 12 Lakh to Rs. 5 crores. Whereas, as a salaried employee the minimum and maximum loan amount you can avail is Rs. 10 Lakh and Rs. 3.5 crores respectively. 

 

What makes us different?

Though there are many home loan options available in the market, we offer these features and benefits just for you!

  • Balance transfer - Get a balance transfer or a top-up on an existing loan at a very nominal rate. You can do so without extra documentation that makes it almost interest-free home loan in Hyderabad.
  • Insurance - Avail a customized insurance plan along with the home loan so that repaying the loan is not a burden on your family in your absence.
  • Minimum documentation - Avail a paperless home loan online with minimum documents and formalities.
  • Transparency – With easy terms and conditions, a home loan with Finserv Markets is completely transparent and comes with no hidden charges.
  • Online portal – Access all the details of your loan including repayment schedule and loan application status through our customer portal.
  • Property dossier – Get a free financial report with legal and financial assistance. 

 

Eligibility criteria

As a salaried employee, you can avail a Bajaj Finance home loan with us if you 

  • Are an Indian resident
  • Have 3 years of experience 
  • Are in the age group of 23 to 62 years.

Whereas, as a self-employed individual, you can avail home loan if you

  • Are an Indian resident
  • Have a minimum of 4 years of business experience
  • Have 3 years of experience, as a doctor or a Chartered Accountant
  • Are between the ages of 25 to 70 years.

You can also check your loan eligibility through an eligibility calculator

 

Documents 

You can avail one of the cheapest home loans in Hyderabad with us just by submitting the following documents –

For salaried employees -

  • Aadhar card, passport and driving license
  • Address proof
  • Identity proof
  • Form 16 or alternatively last salary slip
  • Bank statement of last 3 months.

For self-employed individuals -

  • Aadhar card, passport and driving license
  • Address proof
  • Identity proof
  • Bank account statement of last 6 months.
  • ITR for last 2 Financial Years.
  • Document proof that you are in the business for a minimum of 4 years. Similarly, 3 years if you are a Doctor or a CA.
  • Photograph.

 

How to apply    

You can easily avail a home loan in Hyderabad by following these steps - 

  • Enter your personal and occupational details in the application form online.
  • Estimate your borrowing eligibility 
  • Fill in the loan amount you require and the details of the property.
  • Get your final loan amount eligibility
  • Get the loan money in your bank account, once your details are verified and the application is processed. 

 

Our Pursuit, Your Happiness

Getting a loan to take care of my wedding and relieving my parents to enjoy the occasion was the best decision I ever made. Easy-to-apply, amazing interest rate and quick disbursal, what more can one ask for!

I am passionate about the vehicle I drive. I want to protect it with the best available option. What amazed me was the full transparency, quick quotes and the attractive discount on the premium while choosing the annual payment option!

Check your personal loan eligibility in seconds!

My husband and I will finally move into our own house this Diwali. All thanks to Bajaj Finserv, with competitive interest rates, minimal processing fees and easy to repay EMIs, our dream saw the light of reality in no time!

Get the best FD interest rates starting @ 8.40%. Let's start!

Kids grow up fast and to fulfill their dream trip to Disneyland I had everything but instant funds. With no collateral or guarantor required and a hassle-free processing, I gifted my family a memorable trip to Orlando with just a click!

Get sum insured up to 1 Crore! Let's start!

The best way to start looking for health insurance is to do a close study of the coverage needs and checking the insurance company's claim ratio. No unnecessary jargons, easy to apply claims process and choice of premia!

Zero additional charge on part-payment option on Business loans! Let's start!

I bought my first iPhone using my Bajaj Finserv EMI Network Card. Zero downpayment with a No cost EMI on Bajaj Finserv EMI store just made my day!

Get home loan sanctioned online in 72 hours! Let's start!