Home Loan in Jaipur

Avail Housing Loan in Jaipur upto ₹ 5 Crore

✓ Home Loan from ₹2 Lakhs To ₹15 Cr ✓ Multiple Lending Partners ✓ Interest Rates Starting @ 8.50%

If you are planning to purchase a new house in the Pink City of Jaipur, you can easily apply for a house loan in Jaipur from Bajaj Markets at really affordable interest rates starting from just 8.60% per annum. The application process is seamless and hassle-free and can be completed online with minimal documentation. What’s more? You can also get balance top-ups if you need more money than what you have already borrowed.

Comparison of Home Loan Interest Rates Offered by Various Banks & HFCs in Jaipur

Below is a list of the current housing loan interest rates and charges for all leading banks and housing finance companies (HFC) in Jaipur:

Bank Name

Starting Interest Rate (p.a.)

PNB Housing Finance Home Loan

8.50% p.a. onwards

Bajaj Housing Finance Home Loan

8.60% p.a. onwards

ICICI Bank Home Loan

8.75% p.a. onwards

UBI Home Loan

8.60% p.a. onwards

HFFC Home Loan

9.50% p.a. onwards

Disclaimer: The rates mentioned above are subject to constant change. You must always check with the lender before applying. Additionally, the final interest rate applicable to you will depend on factors such as your repayment tenure, your age, your monthly income, and your CIBIL score.

Features and Benefits of Home Loans in Jaipur

Some of the features and benefits of a Housing Loan availed through Bajaj Markets are:

  • Interest rates for home loans in Jaipur start from just 6.99% per annum.

  • Loan repayment tenure can go up to 30 years

  • You can avail up to 90% of the property value as a home loan

  • Balance transfer facilities are available if you want to make the most of lower interest rates offered by other lenders

  • You can also avail a top-up on your existing home loan

  • You can prepay a part of your home loan or the entire outstanding balance at zero extra charges if the interest rate on your loan is calculated as per the floating interest rate system

Top Home Loan Providers in Jaipur

The following table lists down some of the top home loan providers in Jaipur along with their addresses and contact information:

Home Loan Lenders


Contact Information

Bajaj Housing Finance Limited

302, Subhash Marg, Panch Batti, C Scheme, Ashok Nagar, Jaipur, Rajasthan 302 007

020 3018 6403

Home First Finance Company (HFFC) 

HFFC, 5 A, Sanjay Nagar, Near Joshi Marg, Main Kalwar Road, Jhotwara, Jaipur, Rajasthan 302 012


PNB Housing Finance Limited

SB - 59, UDB Towers, 1st Floor, Tonk Rd, opp. Jaipur Nagar Nigam, Jaipur, Rajasthan 302 015

0141 270 9588

Union Bank of India

191, Johari Bazar Rd, Badi Choupad, Tripolia Bazar, Biseswarji, Jaipur, Rajasthan 302 003

0141 257 5760


M.I.Road, Bhagat Bhawan, Jaipur, Rajasthan 302 001

0141 336 6777

What is the Eligibility Criteria for a Home Loan in Jaipur

To get a home loan in Jaipur, you must satisfy the below-mentioned eligibility criteria:

Employment Status

You must either be a salaried person or a self-employed individual


Indian (permanent resident or non-residential Indian (NRI) or a person of Indian origin (PIO))


21 or above

Credit Score

Equal to or more than 750

Work Experience

  • Salaried: 3 years
  • Self-Employed: 3 years

Documents Required for a Home Loan in Jaipur

1. For Salaried Professionals

  • KYC Documents: Passport, PAN card, voter’s ID, driving licence, Aadhaar card

  • Income Proof: Last 3 months’ salary slips or a copy of the latest Form 16

  • Property documents like the sale deed and occupancy certificate

2. For Self-Employed Professionals

  • KYC Documents: Aadhaar card, voter’s ID, passport, PAN card, driving licence

  • Income Proof: Income Tax Returns of the past 3 years

  • Balance sheet and Profit and Loss account statements of the business for the past 3 years

  • Savings’ account statements of the applicant for the past 3 years and the current account statement of the corporate entity

  • Latest copy of Form 26AS

3 Best Locations to Buy a Property in Jaipur

  • Mahindra SEZ: It is a Special Economic Zone (SEZ) developed as a public-private partnership between the Government of Rajasthan and Mahindra Group. Mahindra SEZ is considered one of the upcoming housing destinations in the Pink City.

  • Jagatpur: Located in South Jaipur, Jagatpur is known for its luxurious apartments and buildings. Excellent connectivity via public transport and relatively affordable housing price make Jagatpur one of the favourite societies for residential real estate in Jaipur.

  • Tonk Road: It is one of the posh localities in Jaipur. Its strategic location and close proximity to the Jaipur International Airport and Gandhinagar Jaipur Railway Station makes it a really attractive proposition for residential real estate.

Things to Consider While Buying a House in Jaipur

  • Location: It is one of the most important aspects to consider before making any real estate investment. The location of your property not only determines its present value but also affects the future prospects of value inflation.

  • Builder’s Reputation: Before you finalise the deal, you must make sure that the builder has a good reputation in the market. Not only does it reduce the chances of fraud, reputed builders also use good quality material for construction and the floor planning is also better.

  • Choose a House With Clear Titles: Check the sale deed and ensure that the layout of the property is approved by the authorised local body. Also, check if the builder has a commencement certificate if you are investing in an under-construction apartment.

  • Negotiate for a Better Price: Builders often quote an inflated price. It, therefore, becomes important to bargain so that you may get the best deal possible.

Government Housing Projects in Jaipur

There are many housing projects of the Central government and the Government of Rajasthan that you can benefit from in Jaipur. Some of the government housing projects in Jaipur are:

  • Pradhan Mantri Awas Yojana (PMAYU) Urban

  • Jaipur Development Authority Lottery

  • JDA Baxawala Yojana for EWS (Economically Weaker Sections)

Other Top Home Loan Cities

FAQs on Home Loan in Jaipur

  • ✔️How is EMI calculated for a home loan in Jaipur?

    EMI for a home loan in Jaipur = [P x r x (1 + r) ^n] / [(1 + r) ^(n-1)]


    • ‘P’ is the principal loan amount,

    • ‘R’ is the interest rate, and,

    • ‘N’ is the loan tenor in months.

    Alternatively, you can also use the Housing Loan EMI calculator available on Bajaj MARKETS to calculate your home loan EMI.

  • ✔️How to apply for a home loan in Jaipur?

    You can apply for a housing loan in Jaipur through Bajaj MARKETS. All you must do is feed in your personal information, share details regarding your property, submit the required documents, and undergo a verification process. Then, wait for a customer service representative to get in touch with you regarding the same.

  • ✔️What is the lowest interest rate on a home loan in Jaipur?

    It could take about two weeks to get a home loan in Jaipur. The time taken to disburse the same mainly depends on the validity of the documents submitted, the loan amount, and the overall creditworthiness of the applicant.

  • ✔️What is the minimum income requirement to get a home loan in Jaipur?

    You must have a monthly income of at least ₹22,000 to get a home loan in Jaipur.