Home loan in Jodhpur
Famously known as the “Blue city of India,” Jodhpur is the second largest metropolitan city of Rajasthan. The city is divided into two main areas – the old city and the new city. The old city is mainly a tourist destination with some iconic tourist spots. The new city is the modern metropolis that grew around the old city, with the recent developments in Jodhpur. The thrust on infrastructure developments, such as building new roads, is fueling growth in Jodhpur, making it a prime real-estate destination in the country.
Whether you are looking for high-rise apartments or independent villas, Jodhpur has it all. Investing in Jodhpur will surely bring you high-returns on your investments. Bajaj Finserv home loan rightly caters to this demand of making a living in Jodhpur, by offering an affordable home loan to buy your dream home.
Features and Benefits of Home Loan in Jodhpur
- Instant online application
No more visiting banks and filling out long forms. At Finserv MARKETS, you can apply for a home loan online and fill out an easy application form within minutes, right from the comforts of your home. Moreover, once your application gets approved, you would get the loan amount credited to your bank account within 24 hours.
- Flexible repayments
A flexible repayment scheme reduces the EMI burden. With us, you can choose a tenure to repay the housing loan as per your timeline and your budget.
- Insurance
Insurance is a form of risk management. Hence, you can avail home loans with a complimentary insurance plan to provide a safe and secure life to your loved ones. This insurance plan will safeguard your family from the burden of paying your home loan in case of an unfortunate event.
- High-value loan
A high-value loan can get you the home of your dreams. You can solely focus on getting a new home and not stress about your finances at all. If you are a self-employed individual, you can avail a home loan starting from Rs. 12 lakhs to Rs. 5 crores. Whereas, for a salaried employee, the minimum loan amount is Rs. 10 lakhs and maximum goes up to Rs. 3.5 crores.
- Balance transfer
A balance transfer allows you to transfer your outstanding home loan balance from one financial institution to another through Fiserv MARKETS and enjoy reasonable interest rates. At Finserv MARKETS, you can avail a paperless home loan in Jodhpur, with a hassle-free application process and minimal documentation for your home loan balance transfer.
- Other benefits
- Avail 100% transparency on a home loan with no hidden charges.
- Get quick access to your loan account through our online customer portal.
- Get a property dossier and a free financial report with the best legal and financial assistance.
- Avail a top-up loan facility on your home loan.
Eligibility
The eligibility for a Bajaj Finserv home loan depends on your occupation.
If you are a salaried employee:
- You must be an Indian resident
- You should have 3 years of experience as a salaried person
- You should be between the ages of 23 to 62 years.
If you are self- employed:
- You must be an Indian resident
- You should have a minimum of 4 years of business experience
- If you are a doctor or a Chartered Accountant, you must have 3 years of experience
- You should be between the ages of 25 to 70 years.
Additionally, you can check your housing loan eligibility through an eligibility calculator.
Documents required
The documents to be submitted would depend on your occupation.
If you are a salaried employee:
- Aadhar card/passport/driving license
- Address proof
- Identity proof
- Form 16 or alternatively last salary slip
- Bank statement of last 3 months.
If you are self-employed:
- Aadhar card/passport/driving license
- Address proof
- Identity proof
- Bank account statement for the last 6 months.
- ITR for the last 2 Financial Years.
- Documentation proof that you been in the business for a minimum of 4 years. Similarly, 3 years if you are a Doctor or a CA.
- Photograph.
How to apply?
You can apply for a home loan in Jodhpur with the following easy and convenient steps-
- Fill in the application form online with your details.
- Check your eligibility for the home loan amount you wish to avail.
- Mention the required loan amount and details of the property
- You need to find out your final loan eligibility.
- Once your documents are verified, the loan amount will get disbursed in your account.
