Home Loan in Mysore

Home Loans in Mysore

Features and Benefits of Home Loan in Mysore

•  Instant online application 
  

When you require a housing loan you expect things to move quicker. With Finserv MARKETS’ fast online process, you can apply for a home loan instantly and get your application approved within just 3 minutes!

• Flexible repayments

Repay your home loan with flexible EMIs as per your convenience and financial capability. You also have the option to choose a tenure of up to 300 months (25 years) to enjoy ample time for repaying your home loan. Also, there are no charges on part-prepayments or loan foreclosure, which makes the loan affordable.

• Insurance

With the Bajaj Finserv Home Loans, you get a complimentary insurance plan. This plan helps ensure that there is no financial burden on your loved ones, even in your absence.

• High-value loan

Bajaj Finserv home loan is the best home loan with numerous benefits to offer. If you are a self-employed individual, you can avail a home loan up to Rs. 5 crores. For salaried employees, the maximum limit goes up to Rs. 3.5 crores.

• Balance transfer 
  

With Finserv MARKETS, you can avail a home loan balance transfer facility along with top-up options on your Bajaj Finserv Home loan.

Other benefits 

• 100% transparency on home loan with no hidden charges.

• Get access to your loan account details easily through our online customer portal.

• Get a property dossier and a free financial report with the best legal and financial assistance.

• Avail Top-up loan facility at nominal interest rates and minimal documentation. 

Eligibility

The eligibility for a Bajaj Finserv home loan are as follows

If you are a salaried employee:

• You must be an Indian resident

• A minimum of 3 years of experience as a salaried person

• You should be between the ages of 23 to 62 years. 

   

 If you are self- employed 

• You must be an Indian resident

• A minimum of 4 years of business experience

• If you are a doctor or a Chartered Accountant, you must have 3 years of experience

• You should be between the ages of 25 to 70 years. 

Additionally, you can check your home loan eligibility through our loan eligibility calculator.

Documents required

The following documents are required when applying for a housing loan.

If you are a salaried employee:

• Aadhar card/passport/driving license

• Address proof

• Form 16 or alternatively last salary slip

• A bank statement of last 3 months. 

If you are self-employed:

• Aadhar card/passport/driving license

• Address proof

• Your identity proof

• A bank account statement of last 6 months.

• ITR for last 2 Financial Years.

• Document proof you are in the business for a minimum of 4 years and 3 years for Doctor/CA’s.

• Photograph.

How to apply?      

You can apply for a home loan in Mysore with the following easy, fast and convenient process -

• Fill in the application form online.

• Check your eligibility for the loan amount that you can avail.

•  Mention the required loan amount and details of the property in the application form

• Once your documents are verified, you will receive the loan amount in your bank account.