Here’s the Federal Bank FD interest rates for deposits below ₹2 crore.
Tenor |
Interest Rate for General Public |
Interest Rate for Senior Citizens |
7 - 29 days |
3.00% p.a. |
3.50% p.a. |
30 - 45 days |
3.25% p.a. |
3.75% p.a. |
46 - 60 days |
3.75% p.a. |
4.25% p.a. |
61 - 90 days |
4.00% p.a. |
4.50% p.a. |
91 - 119 days |
4.10% p.a. |
4.60% p.a. |
120 - 180 days |
4.25% p.a. |
4.75% p.a. |
181 - 332 days |
4.80% p.a. |
5.30% p.a. |
333 days |
5.60% p.a. |
6.10% p.a. |
334 days to less than 1 year |
4.80% p.a. |
5.30% p.a. |
1 year |
5.60% p.a. |
6.10% p.a. |
1 year 1 day to less than 20 months |
5.60% p.a. |
6.10% p.a. |
20 months |
6.10% p.a. |
6.60% p.a. |
More than 20 months to 699 days |
5.60% p.a. |
6.10% p.a. |
700 days |
7.00% p.a. |
7.50% p.a. |
701 days to 749 days |
5.75% p.a. |
6.25% p.a. |
750 days |
6.50% p.a. |
7.00% p.a. |
751 days but less than 3 years |
5.75% p.a. |
6.25% p.a. |
3 years to below 5 years |
6.00% p.a. |
6.50% p.a. |
5 years to 2,221 days |
6.00% p.a. |
6.65% p.a. |
2,222 days |
6.20% p.a. |
6.85% p.a. |
Above 2,222 days |
6.00% p.a. |
6.65% p.a. |
The Federal Bank Fixed Deposit interest rates can change at any point in time at the discretion of the bank. This data is valid as of 14th December 2022.
Having a comprehensive estimate of your FD returns and time horizons will help you budget your savings and plan for the future. This is why it’s crucial that you make these calculations, keeping in mind the prevailing interest rates, your deposit amount and the time period. You may use the Bajaj Markets FD calculator to arrive at an estimate.
Here’s the Federal Bank Fixed Deposit rates for deposits above ₹2 crore.
Tenor |
Rs.2 crore - Rs.5 crore |
Above Rs.5 crore - Rs.25 crore |
Above Rs.25 crore - Rs.50 crore |
Above Rs.50 crore |
7 - 14 days |
4.00% p.a. |
4.00% p.a. |
4.00% p.a. |
4.00% p.a. |
15 - 29 days |
4.25% p.a. |
4.25% p.a. |
4.25% p.a. |
4.25% p.a. |
30 - 45 days |
4.75% p.a. |
4.75% p.a. |
4.75% p.a. |
4.75% p.a. |
46 - 60 days |
5.00% p.a. |
5.00% p.a. |
5.00% p.a. |
5.00% p.a. |
61 - 90 days |
5.25% p.a. |
5.25% p.a. |
5.25% p.a. |
5.25% p.a. |
91 - 120 days |
5.80% p.a. |
5.80% p.a. |
5.80% p.a. |
6.00% p.a. |
121 - 180 days |
5.75% p.a. |
5.75% p.a. |
5.75% p.a. |
5.75% p.a. |
181 - 270 days |
5.90% p.a. |
5.90% p.a. |
5.90% p.a. |
6.25% p.a. |
271 days – Less than a year |
6.25% p.a. |
6.25% p.a. |
6.25% p.a. |
6.50% p.a. |
1 year |
6.70% p.a. |
6.70% p.a. |
6.70% p.a. |
6.70% p.a. |
1 year 1 day to 15 months |
6.85% p.a. |
6.85% p.a. |
6.85% p.a. |
6.90% p.a. |
Above 15 months to 18 months |
6.90% p.a. |
6.90% p.a. |
6.90% p.a. |
7.00% p.a. |
Above 18 months to 2 years |
6.95% p.a. |
6.95% p.a. |
6.95% p.a. |
7.05% p.a. |
Above 2 years to 3 years |
7.00% p.a. |
7.00% p.a. |
7.00% p.a. |
7.00% p.a. |
Above 3 years to 5 years |
6.75% p.a. |
6.75% p.a. |
6.75% p.a. |
6.75% p.a. |
Above 5 years |
6.50% p.a. |
6.50% p.a. |
6.50% p.a. |
6.50% p.a. |
The Federal Bank Fixed Deposit interest rates can change at any point in time at the discretion of the bank. This data is valid as of 14th December 2022.
Here’s the Federal Bank FD interest rates for non-withdrawable deposits above ₹2 crore.
Tenor |
Rs.2 crore - Rs.5 crore |
Above Rs.5 crore - Rs.25 crore |
Above Rs.25 crore - Rs.50 crore |
Above Rs.50 crore |
91 - 120 days |
6.35% p.a. |
6.35% p.a. |
6.35% p.a. |
6.50% p.a. |
121 - 180 days |
6.30% p.a. |
6.30% p.a. |
6.30% p.a. |
6.30% p.a. |
181 - 270 days |
6.55% p.a. |
6.55% p.a. |
6.55% p.a. |
6.75% p.a. |
271 days to less than 1 year |
6.80% p.a. |
6.80% p.a. |
6.80% p.a. |
7.00% p.a. |
1 year |
6.80% p.a. |
6.80% p.a. |
6.80% p.a. |
7.00% p.a. |
1 year 1 day to 15 months |
7.10% p.a. |
7.10% p.a. |
7.10% p.a. |
7.25% p.a. |
Above 15 months to 18 months |
7.15% p.a. |
7.15% p.a. |
7.15% p.a. |
7.30% p.a. |
Above 18 months to 2 years |
7.15% p.a. |
7.15% p.a. |
7.15% p.a. |
7.25% p.a. |
Above 2 years to 3 years |
7.30% p.a. |
7.30% p.a. |
7.30% p.a. |
7.30% p.a. |
Above 3 years to 5 years |
6.75% p.a. |
6.75% p.a. |
6.75% p.a. |
6.75% p.a. |
The Federal Bank Fixed Deposit interest rates can change at any point in time at the discretion of the bank. This data is valid as of 14th December 2022.
Here’s the Federal Bank FD interest rates for tax-saving FDs above ₹2 crore.
Loan Amount |
Rate of Interest |
5 years |
6.00% p.a. |
The Federal Bank Fixed Deposit interest rates can change at any point in time at the discretion of the bank. This data is valid as of 14th December 2022.
Here’s the Federal Bank Fixed Deposit rates for NRE FDs.
Period |
Interest Rates (% p.a.) |
1 year |
6.25 p.a. |
Above 1 year to less than 20 months |
6.00 p.a. |
20 months |
6.25 p.a. |
Above 20 months to 699 days |
6.10 p.a. |
700 days |
7.25 p.a. |
701 days to less than 3 years |
6.40 p.a. |
3 years to less than 5 years |
6.50 p.a. |
5 years to 2221 days |
6.30 p.a. |
2222 days |
6.50 p.a. |
2223 days and above |
6.30 p.a. |
The Federal Bank Fixed Deposit interest rates can change at any point in time at the discretion of the bank. This data is valid as of 14th December 2022.
Here’s the Federal Bank FD interest rates for NRI FDs.
Tenure |
Interest Rate for General Public |
1 year to less than 20 months |
5.60% p.a. |
20 months |
6.10% p.a. |
Above 20 months to 699 days |
5.60% p.a. |
700 days |
7.00% p.a. |
701 days to 749 days |
5.75% p.a. |
750 days |
6.50% p.a. |
751 days to less than 3 years |
5.75% p.a. |
3 years to 2221 days |
6.00% p.a. |
2222 Days |
6.20% p.a. |
The Federal Bank Fixed Deposit interest rates can change at any point in time at the discretion of the bank. This data is valid as of 14th December 2022.
Here are the interest rates applicable for various foreign currencies such as US Dollar (USD), Euro (EURO), GBP (Pound Sterling), Japanese Yen (YEN), Hong Kong Dollar (HKD), Canadian Dollar (CAD), Australian Dollar (AUD), New Zealand Dollar (NZD), Swiss Franc (CHF) and Singapore Dollar (SGD).
Currency |
1 year to below 2 years |
2 years to below 3 years |
3 years to below 4 years |
4 years to below 5 years |
5 years |
USD |
4.25% p.a. |
4.00% p.a. |
3.75% p.a. |
3.00% p.a. |
3.00% p.a. |
GBP |
3.70% p.a. |
2.40% p.a. |
2.45% p.a. |
2.45% p.a. |
2.45% p.a. |
EURO |
0.50% p.a. |
0.50% p.a. |
0.50% p.a. |
0.50% p.a. |
0.15% p.a. |
YEN |
0.05% p.a. |
0.05% p.a. |
0.05% p.a. |
0.05% p.a. |
0.05% p.a. |
CAD |
3.50% p.a. |
3.00% p.a. |
3.15% p.a. |
3.20% p.a. |
3.25% p.a. |
AUD |
2.60% p.a. |
2.75% p.a. |
3.00% p.a. |
3.20% p.a. |
3.45% p.a. |
CHF |
0.05% p.a. |
NA |
NA |
NA |
NA |
NZD |
0.05% p.a. |
NA |
NA |
NA |
NA |
SGD |
0.42% p.a. |
0.84% p.a. |
0.78% p.a. |
0.78% p.a. |
0.80% p.a. |
HKD |
0.33% p.a. |
0.72% p.a. |
0.74% p.a. |
0.65% p.a. |
0.57% p.a. |
The Federal Bank Fixed Deposit interest rates can change at any point in time at the discretion of the bank. This data is valid as of 14th December 2022. As for the USD, these rates are for deposits of less than ₹2 lakh.
Here are some of the features and benefits of the Federal Bank Fixed Deposit:
The tenor of the FD scheme can range between 7 days to 10 years.
Federal Bank FD interest rates for senior citizens is higher than regular FD interest rates, which will help senior citizens grow their savings.
You can get up to 90% of your FD amount as a loan.
You can add nominations to your FD.
You may opt for the auto-renewal option.
There is no upper limit on the amount that can be deposited in your FD.
You must make a minimum deposit of at least ₹1,000.
You can use a Federal bank FD calculator to arrive at accurate estimates and make efficient financial decisions.
The following individuals and entities are eligible to book an FD with Federal Bank:
Joint stock companies
Associations/ Clubs
Joint accounts
Individuals
Hindu Undivided Family
Firms
Proprietorships
The following documents are required to be submitted when booking an FD with Federal Bank:
Application form
Form 60 or 61 (in case PAN Card is not provided)
Passport-size photographs
Proof of identity
PAN Card copy
Proof of address
Documents applicable for HUFs, companies, proprietorships, companies, partnership firms or similar entities.
Here are the penalty charges that will be applicable on premature withdrawal of FDs.
Tenure |
Single deposit of less than Rs 2 Crore |
Single deposit of Rs 2 Crore and above |
Up to 90 days |
0% |
1% |
Above 90 days |
1% |
1% |
Fixed Deposit Rates for Other Banks |
||
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The Federal Bank FD Interest Rates can range from 3% pa to 7.75% pa.
You can use the Bajaj Markets to calculate the return on your Federal Bank FD.
Yes, the Federal Bank Deposit Interest Rates are extremely attractive, with interest rates going as high as 7.75% p.a.
Federal Bank offers a number of Fixed Deposit Schemes such as tax-saving, regular, NRE and NRO FD schemes.
The Federal Bank FD Interest Rates For Senior Citizens ranges from 3.50% p.a. to 7.75% p.a.
You can arrive at accurate estimates by using a Federal Bank FD calculator.