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Earn interest up to 7.75% p.a. by investing in a Bajaj Finance Fixed Deposit | Rated CRISIL AAA/ STABLE and [ICRA]AAA(stable)

A secure future is of paramount importance for every woman. And making safe investments is one way to ensure a stable tomorrow. Today, you will come across NBFCs offering lucrative FD rates for women, so they can meet their financial needs. Fixed deposits allow you to let your money grow without the fear of losing your money to unpredictable market fluctuations. As compared to other risk-free investment options, fixed deposits offer a higher rate of interest to women. Additionally, it is a liquid investment, which enables you to break your FD during unforeseen financial emergencies.

This article will help you identify the best FD interest rates for women offered by Finserv MARKETS.  

Fixed Deposit Interest Rates for Women in India 2021

Let’s check out the FD interest rates offered by top banks to women in 2021.

Name of the Bank

Regular Rate of Interest

Punjab and Sind Bank

3% - 5.30%

ICICI Bank

2.5% - 5.5%

Bank of Baroda

2.8% - 5.25%

Axis Bank

2.5% - 5.75%

HDFC Bank

2.5% - 5.5%

State Bank of India

2.90% - 5.4%

Bajaj Finance Fixed Deposit Rates 2021

With Bajaj Finance FD, you not only get high returns but also a flexible investment tenor. Check out the below table to understand the non-cumulative FD interest rates for women in 2021 offered by Bajaj Finance FD.  

Fixed Deposit Annualized rate of interest for non-senior citizens Valid for deposits up to Rs.5 crore(w. e. f. 1st July, 2022)

Period

Minimum deposit

(in Rs.)

Cumulative At Maturity (% p.a.)

Non-Cumulative

Monthly 

(% p.a.)

Quarterly 

(% p.a.)

Half Yearly 

(% p.a.)

Annual 

(% p.a.)

12 – 23 months

15,000

6.2%

6.03%

6.06%

6.11%

6.2%

24 – 35 months

6.95%

6.74%

6.78%

6.83%

6.95%

36 - 60 months

7.4%

7.16%

7.2%

7.27%

7.4%

Special Tenure FD Rates for Non-Senior Citizens

Period

Minimum deposit

(in Rs.)

Cumulative At Maturity (% p.a.)

Non-Cumulative

Monthly 

(% p.a.)

Quarterly 

(% p.a.)

Half Yearly 

(% p.a.)

Annual 

(% p.a.)

15 months

15,000

6.4%

6.22%

6.25%

6.3%

6.4%

18 months

6.5%

6.31%

6.35%

6.4%

6.5%

22 months

6.65%

6.46%

6.49%

6.54%

6.65%

30 months

7.05%

6.83%

6.87%

6.93%

7.05%

33 months

7.15% 6.93% 6.97% 7.03% 7.15%

44 months

7.5%

7.25%

7.3%

7.36%

7.5%

Fixed Deposit Annualized rate of interest for senior citizens Valid for deposits up to Rs.5 crore (w. e. f. 1st July, 2022)

Period

Minimum deposit (in Rs.)

Cumulative At Maturity

(% p.a.)

Non-Cumulative

Monthly

(% p.a.)

Quarterly

(% p.a.)

Half Yearly

(% p.a.)

Annual

(% p.a.)

12 – 23 months

15,000

6.45%

6.27%

6.3%

6.35%

6.45%

24 – 35 months

7.2%

6.97%

7.01%

7.08%

7.2%

36 - 60 months

7.65%

7.39%

7.44%

7.51%

7.65%

Special Tenure FD Rates for Senior Citizens

Period

Minimum deposit

(in Rs.)

Cumulative At Maturity (% p.a.)

Non-Cumulative

Monthly 

(% p.a.)

Quarterly 

(% p.a.)

Half Yearly 

(% p.a.)

Annual 

(% p.a.)

15 months

15,000

6.65%

6.46%

6.49%

6.54%

6.65%

18 months

6.75%

6.55%

6.59%

6.64%

6.75%

22 months

6.9%

6.69%

6.73%

6.79%

6.9%

30 months

7.3%

7.07%

7.11%

7.17%

7.3%

33 months

7.4% 7.16% 7.2% 7.27% 7.4%

44 months

7.75%

7.49%

7.53%

7.61%

7.75%

Reasons Why Bajaj Finance FD is Best for Women

High Returns

It's a no-brainer that fixed deposits are the most secure financial products. It offers fixed and assured returns. But with Bajaj Finance FD, you receive up to 7.35% interest if you are a non-senior citizen investing online. In case you're a senior citizen, the interest rate goes up to 7.60%.

Loan on FD

Why break your FD during financial emergencies when you can seek a loan against it? Yes, you can pledge your fixed deposit as security to get a loan during unforeseen circumstances.

Flexible Investment Tenors

When you choose Finserv MARKETS, you get the option to invest for 12 months to 60 months. We ensure that Bajaj Finance FD suits your long-term as well as short-term financial goals. With our flexible tenor, you can ladder your investments and liquidate your deposit at your convenience.

Online Application Process

You can invest in Bajaj Finance FD online through an easy application process. Save yourself from the daunting paperwork and long waiting lines involved in offline processes.

The Power of Compounding

If you opt for a cumulative FD scheme, you can reap the benefits of compound interest. It causes your wealth to grow at a faster rate. Cumulative fixed deposit schemes allow you to get returns on both the money you invest and the interest you earn every month, quarter, or year.

Get Regular Income

At Finserv MARKETS, we also offer non-cumulative fixed deposits. Here, the interest is payable every month, quarter, or year, based on the frequency you go for. This FD scheme is best suited for anyone who needs a steady flow of income to manage their finances.

Trustworthy

Bajaj Finance FD is one of the safest investment options for women in India. We are backed by ICRA's MAAA and CRISIL's FAAA ratings. Hence, women can be assured that their money is safely growing with Finserv MARKETS.

 

 

 

 

FAQs

✔️How much FD interest does Bajaj Finance offer?

Bajaj Finance FD offers a profitable rate of interest ranging from 5.60% to 7.35%. Non-senior citizens can enjoy an extra 0.10% interest on investing online.

✔️What are the best senior citizen FD interest rates?

At Finserv MARKETS, senior citizens enjoy an additional 0.25% interest, which goes up to 7.35%.  

✔️What are the benefits of investing in an FD for women?

Here’s a list of benefits of FD for women:

  • Get fixed yet high returns

  • A flexible tenor to address your long-term and short-term financial needs

  • Get a loan against your FD

  • A regular flow of income on opting for non-cumulative fixed deposits

  • Start investing with a small deposit amount