Fixed deposit calculators give you an estimate of your returns and ensure you get the best returns. As such, they are a crucial component of your FD investment. If you plan to invest in an HDFC Bank FD, you can use the official HDFC Bank FD calculator and make the most of it.


This online calculator will give you an estimate of your maturity amount, based on which you can decide on the ideal tenor. Moreover, this calculator is easy to navigate and available for free. 


Read on to know the benefits of using the HDFC Bank FD interest calculator and the interest rates of HDFC Bank fixed deposits.

HDFC Bank Fixed Deposit Calculator

Deposit Amount
Interest Rate
Interest Payout
Your Total Maturity Amount is
Your Total Maturity Amount is
Total Investment
Total Interest Earned

HDFC Bank Fixed Deposit Interest Rates

HDFC Bank offers FD schemes for various tenors with attractive interest rates. Here are the latest interest rates for FDs of less than 2 crores:


Regular Citizens (p.a.) 

Senior Citizens (p.a.)

7 days - 10 years

3.00% - 7.20%

3.50% - 7.75%

Disclaimer: The fixed deposit interest rates are latest as of October 2023 and are subject to change at the bank's discretion.

Benefits of Using the HDFC Bank Fixed Deposit Calculator

Using the HDFC Bank FD calculator offers a plethora of benefits, and here are some of them:

1. Calculates Returns Instantly

The HDFC Bank fixed deposit calculator provides the expected returns instantly, saving you from tedious manual calculations that can be time-consuming. With just a click of a button, this tool calculates the returns you can get from an FD across different tenors.

2. Facilitates Investment Planning

This FD calculator facilitates easy financial planning through the estimates that you get. You can use the results to compare the returns from different schemes and terms.  

3. Available Free of Cost

Another benefit of the HDFC Bank FD calculator is that it is free of cost online. You can use it without any restrictions.  

4. Convenient to Use

The HDFC Bank FD calculator is a flexible and easy tool. To use it, you just need to input basic investment details, such as the investment amount, tenor, and interest rate. 

5. Accurate Results

There’s a possibility that you make mistakes while calculating FD returns manually, especially if the tenor is higher. However, the HDFC Bank FD calculator reduces the chances of error and instantly provides accurate results.


As you can see, using the HDFC Bank fixed deposit calculator provides numerous benefits. With this tool, you can easily choose the right investment option to meet your goals. When it comes to booking an FD, you can easily do so on Bajaj Markets. 


This platform provides various types of fixed deposits in a single place. With a straightforward investment process and minimal paperwork requirements, you can have a hassle-free experience.


The information provided by BFDL herein above is related to the Non-Partnered Banks/ NBFCs and is just for the purpose of information and under no circumstances the information provided hereinabove is intended to be source of advice or recommending any financial investment advice or endorsement of any sort. 

The information including interest rates with regard to fixed deposit, provided on this website is gathered through publicly available sources over the internet and is considered as accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. as well as offers by the Non-Partnered Banks. The use of information set out is entirely at the User’s own risk and User should exercise due care prior taking of any decision, on the basis of information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any investment or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, tradenames, logo and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such products. 

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FAQs on the HDFC Bank FD Calculator

You can open an HDFC Bank FD through online and offline channels. You can easily open it online through net banking. Alternatively, you can visit the bank's nearest branch and book an FD via offline mode.

Yes, you can withdraw your HDFC Bank FD before maturity. However, you need to pay a premature withdrawal penalty. The amount depends on the time you withdraw and the bank’s policy.

The minimum investment amount for an HDFC Bank FD is ₹5,000.

Yes, you can get a loan from HDFC Bank against your FD. You can get up to 90% of the deposit amount as a loan. Moreover, the interest rate is affordable, ensuring you get affordable financing. 

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