The Punjab National Bank (PNB) FD calculator gives you an estimate of your returns and maturity amount. Using this calculator before investing helps you adjust the terms, ensuring you get the desired returns. 


Given this, the fixed deposit calculator helps you easily invest as per your goals without any stress. Also, the calculator is easy to use and available online for free. You may also use the calculator whenever you want and as many times as you want.


Read on to know the benefits of using the PNB fixed deposit calculator, latest interest rates of the bank’s FDs, and more.

PNB Fixed Deposit Calculator

Deposit Amount
Interest Rate
Interest Payout
Your Total Maturity Amount is
Your Total Maturity Amount is
Total Investment
Total Interest Earned

PNB Fixed Deposit Interest Rates

Punjab National Bank provides fixed deposit schemes for different tenors with lucrative interest rates. Here is an overview of the PNB FD rates for deposits under ₹2 Crores:


Regular Citizens (p.a.)

Senior Citizens 


Super Senior Citizens (p.a.)

7 Days to 10 Years

3.50% - 7.25%

4.00% - 7.75%

4.30% - 8.05%

Disclaimer: The above fixed deposit interest rates are as of October 2023 and are subject to change at the bank's discretion.

Benefits of Using the PNB Fixed Deposit Calculator

The PNB FD calculator comes with numerous benefits. Here are some of them:

1. Free Accessibility

A significant benefit of the PNB fixed deposit calculator is that you can use it online for free. You get the freedom to use it unlimited times and try different combinations until you find the ideal terms. This helps ensure you choose the most lucrative option.

2. Convenient Availability

The PNB fixed deposit calculator is an easy-to-navigate tool. By entering some basic information, you get the expected returns easily.  

3. Gives Accurate Estimates

While you can calculate the FD returns manually, there is a risk of error, and the calculation can be tedious. With an online FD calculator, the results are accurate and it's a simple tool to use.  

4. Helps Choose Suitable Investment Terms

While planning an investment, knowing the expected returns is key to choosing the right option. With the PNB FD calculator, you can easily check and compare the returns of various offers and choose one that best fits your preferences. 


The PNB FD calculator comes with numerous benefits and facilitates easy financial planning. It enables you to choose a suitable investment option and secure the returns you want. For a convenient and seamless experience, invest through Bajaj Markets. 


You can choose from various types of fixed deposits and choose according to your goals and the preferred investment horizon. The process of booking an FD is entirely digital and requires minimal documentation.  


The information provided by BFDL herein above is related to the Non-Partnered Banks/ NBFCs and is just for the purpose of information and under no circumstances the information provided hereinabove is intended to be source of advice or recommending any financial investment advice or endorsement of any sort. 

The information including interest rates with regard to fixed deposit, provided on this website is gathered through publicly available sources over the internet and is considered as accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. as well as offers by the Non-Partnered Banks. The use of information set out is entirely at the User’s own risk and User should exercise due care prior taking of any decision, on the basis of information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any investment or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, tradenames, logo and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such products. 

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FAQs on the PNB FD Calculator

Yes, the PNB FD calculator is available for free online. 

Yes, you can get a loan against your PNB fixed deposit. You can get a loan of up to 95% of the fixed deposit amount at competitive interest rates.

Yes, you can withdraw your PNB fixed deposit before the tenor ends. However, note that the bank will levy a premature withdrawal penalty that affects your earnings. 

Yes, your fixed deposit interest earning is subject to TDS deductions if it exceeds the stipulated limit of ₹40,000 (₹50,000 for senior citizens) in a financial year. You can plan ahead of such situations by using the PNB Fixed Deposit calculator to estimate your total earnings and tax deductions.

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