Fixed deposits are a secure and low-risk investment option that help grow your finances with assured returns. It is a great option for risk-averse investors who want to earn substantial returns on their idle savings or bonus income. 


Using the UCO Bank FD calculator before investing is ideal, especially if you are investing in the bank’s FD. This calculator can give you an estimate of your earnings and help you choose the most favourable terms as per your goals and finances. 

Moreover, using it is free, simple, and quick. That said, the benefits of the UCO Bank fixed deposit calculator go beyond giving you an estimate. So, read on to know the benefits of the UCO Bank FD calculator, the latest UCO Bank FD rates, and more.

UCO Bank Fixed Deposit Calculator

Deposit Amount
Interest Rate
Interest Payout
Your Total Maturity Amount is
Your Total Maturity Amount is
Total Investment
Total Interest Earned

Interest Rates for UCO Bank FD

Here are the latest UCO Bank FD interest rates for domestic term deposits under ₹2 Crores:

Investment Tenors            

Regular Citizens (p.a.)

Senior Citizens (p.a.)

7 days > 5 years 

2.90% - 7.05%

3.15% - 7.55%

Disclaimer: The above interest rates are the latest as of October 2023 and are subject to change as per the bank’s policy. 

Benefits of the UCO Bank FD Calculator

Reviewing the above interest rates, it is clear that choosing the right tenor is important for your UCO Bank FD investment. A fixed deposit calculator can help you calculate a suitable tenor and more. Here is an overview of the benefits you can enjoy:

1. Calculate the Best Tenor

Fixed deposits offer various tenor options starting from 7 days to above 5 years. Using a UCO Bank fixed deposit calculator, you can compare returns from different tenors and choose one that best suits your goals and finances.

2. Avoid Calculation Errors

The UCO Bank FD calculator is an online tool that works based on the formula of simple or compound interest (as per your payout option). Thus, it can make multiple calculations without making any errors.

3. Get an Estimate of the Maturity Amount

Before booking an FD, you must ensure that you get the highest possible returns. Using the UCO Bank fixed deposit calculator, you can get the estimated maturity amount, along with the interest earnings. You can compare and choose terms that offer the maximum interest income.

4. Plan Your FD Investments 

Many banks and financial institutions offer a special tenor option at a higher interest rate with a lock-in period. Using an FD calculator, you can see how they impact your finances and decide if they are ideal. This calculator can also aid in tax planning, helping you analyse your interest earnings and adjust the terms accordingly.  

5. Save Time

The UCO Bank FD calculator is an automated tool and can make faster calculations than manual methods. Therefore, evaluating and planning your investing becomes quicker, easier, and simpler. 


Keeping these benefits in mind, ensure that you use the UCO Bank fixed deposit calculator before investing to make the right decision. To use the calculator, enter the correct values in the amount, tenor and interest rates section. 

You can compare the various FD schemes available on Bajaj Markets from leading FD issuers. This process can be completed online in just a few steps and with minimal paperwork.


The information provided by BFDL herein above is related to the Non-Partnered Banks/ NBFCs and is just for the purpose of information and under no circumstances the information provided hereinabove is intended to be source of advice or recommending any financial investment advice or endorsement of any sort. 

The information including interest rates with regard to fixed deposit, provided on this website is gathered through publicly available sources over the internet and is considered as accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. as well as offers by the Non-Partnered Banks. The use of information set out is entirely at the User’s own risk and User should exercise due care prior taking of any decision, on the basis of information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any investment or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, tradenames, logo and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such products. 

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FAQs on the UCO Bank FD Calculator

As of October 2023, you can get up to 7.05% interest on your fixed deposit with UCO Bank. Senior citizens can get up to 7.55% per annum. You can use the UCO Bank FD calculator to assess which tenor gives you the best returns and invest accordingly.

The UCO Bank FD calculator computes your fixed deposit maturity amount and interest earnings using the simple or compound interest formula.

Using the UCO Bank fixed deposit calculator, you can easily calculate the UCO Bank FD interest earnings for 12 months. To do so, enter the investment amount, preferred tenor, and choose the payout option. The interest rate may adjust automatically based on the information you enter, or you may have to enter it manually.

Using the UCO Bank FD rates calculator is simple and easy. You just need to enter your deposit amount, tenor, and interest rate. You may also have to choose the FD type and your age. As it is a formula-based calculator, once you enter all the values, you will automatically get your estimated returns on your investment.

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