✓Minimal Documentation ✓Flexible Repayment ✓Collateral Free Loan | Apply for Business Loan Now! Apply Now

The MSME sector (micro, small and medium enterprises) is the backbone of India’s economy. The sector contributes to 45% of all manufacturing products in India apart from accounting for 40% of exports. According to the Confederation of Indian Industry (CII), MSMEs contribute over 6% of manufacturing GDP and over 24.5% from service-related activities. The CII notes that MSMEs provide employment to nearly 120 million people across the country.


Micro, small and medium industries however may need support in the form of business loans from time to time. Being a small business person means pitching in from one’s own savings to make the first investments. Also, many small businesses rely on family earnings to sustain their growth. But this may not often be enough to sustain a business over the long-term. Businesses need a constant flow of funds for growth. The reasons could be many.


SMEs or small businesses may need loans for investment in machinery, expansion into new markets, innovation, introducing new products or services or even maintenance and hiring, Small businesses may need loans for office renovation or payroll-related activities. The way SMEs can handle this requirement is by choosing a Lendingkart business loan. Opting for a business loan from Lendingkart, available on Bajaj Markets, will ensure loans of up to Rs. 35 Lakhs and competitive interest rates, all with minimal paperwork and seamless processing online.

Why Choose Lendingkart Business Loan From Bajaj Markets

  •  Quick sanctioning:

Lendingkart ensures sanctioning of a business loan in quick time. Often, small businesses need immediate cash. If you are a small business owner, opting for a Lendingkart business loan offers, and made available on Bajaj Markets, ensures that you get your loan very quickly. Following the verification of documents, you can get your loan within three working days.

 What’s more, by taking note of what Lendingkart business loan eligibility is, small businesses can ensure that the process of applying and sanctioning is smooth and quick.

  • Online approval:

If you are a SME or MSME owner, you can easily apply for a Lendingkart business loan online and get your loan approved in no time. All you would need to do is upload some basic documents.

  • Collateral-free loans:

Business loans from Lendingkart are collateral free, which means, as a small business owner, you don’t have to worry about ensuring you have adequate assets for securing the loan.

  • Flexible repayment options:

Small businesses don’t have to worry about repaying their loan in rigid timelines. The Lendingkart business loan can be repaid in 6-36 months. This gives the business owners leeway to adjust repayments based on how their sales for that month or fortnight are going.

  • No hidden or prepayment costs:

Another advantage of choosing a Lendingkart business loan, available on Bajaj Markets, is that you don’t have to worry about charges when it comes to repaying your loan ahead of tenure. Also, apart from the processing fee of 1-2% of the overall loan amount, there are no hidden transactional costs involved.

  • Interest rates:

The business loan for SMEs comes with competitive interest rates that are arrived at based on analytics and an understanding of the borrower’s capacity to repay the loan. The Lendingkart Business Loan interest rate starts at 12% p.a. onwards, which is typically 1.6-2% per month.


Now that you know all about a Lendingkart business loan and the advantages, check your Lendingkart business loan eligibility.


  • The small business needs to be functional for at a minimum of six months.
  • The turnover should be at least Rs 12 Lakhs per annum and this applies to three months before the loan application.
  • The owner of the SME should be in the 25 to 60 age bracket.

After checking the Lendingkart business loan eligibility, as a small business owner, you can upload some basic documents such as your proof of address, identity proof, proof of your business, a copy of your IT returns for the last two financial years and your bank statement of a year. Your loan will be processed and sanctioned in three working days, to ensure that your SME operates smoothly.

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The Lendingkart business loan, available on Bajaj Markets, ensures that any small or medium business enterprise can opt for a loan online with zero collateral, minimal paperwork and keep the business on the path of growth and expansion. The benefits include business loans of up to Rs. 50 Lakhs at interest rates starting from 12% p.a, which would mean an interest rate of 1.6-2% every month. 

Another benefit is that there are hidden charges involves apart from a processing fee. Prepayment of loan would not attract any charges either. Availing Lendingkart Business Loans can help you not just sustain your business but also take it on a path of growth and expansion.


Bajaj Markets, a subsidiary of Bajaj Finserv, is a one-stop digital marketplace that has been created for consumers on the go. It offers 500+ financial and lifestyle products, all at one place. At Bajaj Markets, we understand that every individual is different. And that’s why we have invested in creating a proposition – Offers You Value. A value proposition that ensures you get offers which are tailor made for you. We also offer an amazing product range and unique set of online offers across Loans, Insurance, Investment, Payments and an exclusive EMI store. Be it in helping you achieve your financial life goals or offering you the latest gadgets, we strive to offer what you are looking for. From simple and fast loan application processes to seamless and hassle-free claim-settlements, from no cost EMIs to 4 hours product delivery, we work towards fulfilling all your personal and financial needs. What’s more! Now enjoy the same benefits in just one click with our Bajaj Markets App.

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